{"id":10386,"date":"2024-01-11T13:51:09","date_gmt":"2024-01-11T06:51:09","guid":{"rendered":"https:\/\/businessupdate.id\/?p=10386"},"modified":"2024-01-11T13:51:13","modified_gmt":"2024-01-11T06:51:13","slug":"permudah-kredit-untuk-asn-bank-dki-gandeng-fintech","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=10386","title":{"rendered":"Permudah Kredit untuk ASN, Bank DKI gandeng Fintech"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> Bank DKI menjalin kerja sama dengan PT Fidac Inovasi Teknologi untuk mempermudah aparatur sipil negara (ASN) memperoleh kredit konsumer. Caranya, Fidac menjadi penyalur pinjaman melalui <em>Peer to Peer Lending<\/em>.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201dMelalui kolaborasi ini, Bank DKI bekerjasama dengan Fidac sebagai penyalur pinjaman (<em>channeling agent<\/em>) atas pemberian pinjaman kepada calon debitur, sesuai syarat dan ketentuan yang ditetapkan oleh Bank DKI,\u201d ujar Direktur Ritel &amp; Syariah Bank DKI Henky Oktavianus melalui siaran pers, Kamis (11\/1\/2024).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dalam kesempatan terpisah, Direktur Teknologi &amp; Operasional merangkap Plt Direktur Utama Bank DKI, Amirul Wicaksono mengatakan kolaborasi yang dibangun lintas pelaku jasa keuangan ini bertepatan dengan momentum disrupsi teknologi, ditandai dengan semakin mudahnya masyarakat dalam mengakses layanan keuangan melalui aplikasi digital.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201dKolaborasi bersama Fidac, diharapkan dapat mendorong akselerasi bisnis Bank DKI, khususnya dalam meraih target pasar Kredit Multi Guna (KMG) bagi ASN,\u201d ujar Amirul.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adapun, Vice President Grup Kredit Konsumer Bank DKI Zulfikryshah mengatakan dengan adanya kerja sama ini, Bank DKI dapat menyalurkan fasilitas KMG lebih luas kepada ASN di seluruh Indonesia. \u201dHal ini sejalan dengan salah satu strategi pengembangan kredit konsumer yang dilakukan melalui perluasan sasaran pemberian KMG,\u201d ujar Zulfikryshah.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fidac Inovasi Teknologi sendiri merupakan perusahaan financial technology (<em>fintech<\/em>) yang telah berdiri sejak tahun 2017 dan memiliki kantor operasional di Jakarta serta kantor cabang lainnya yang tersebar di seluruh Indonesia.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Melalui aplikasi Dumi yang dapat diunduh melalui Playstore, Fidac juga telah bekerja sama dengan Badan Kepegawaian Negara (BKN) dalam komitmennya memfasilitasi layanan pinjaman finansial berbasis teknologi bagi ASN di seluruh Indonesia.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Direktur PT Fidac Inovasi Teknologi, Harry Fardan Zaini mengatakan, skema <em>channeling<\/em> yang dibangun kedua belah pihak selain mendorong pencapaian bisnis, namun juga mendorong pertumbuhan ekonomi melalui pemenuhan kebutuhan pembiayaan bagi ASN.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cKerja sama ini mengawali tahun 2024 yang baik, dukungan Bank DKI kian memperkuat inklusi keuangan melalui <em>platform<\/em> Dumi di kalangan ASN. Selain hadir di 30 wilayah Indonesia, Tahun 2024 ini Fidac pun memperluas wilayah jangkauan ke Kalimantan dan Maluku,&#8221; jelasnya.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sekretaris Perusahaan Bank DKI Arie Rinaldi menambahkan, kerja sama antara Bank DKI dan Fidac merupakan upaya kolaborasi bersama dalam mengembangkan bisnis khususnya dalam penyaluran kredit. Hal ini sejalan dengan transformasi digital yang terus dilakukan perseroan dan mendukung tujuan mewujudkan Jakarta sebagai kota global di tahun 2024. (rn\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Bank DKI menjalin kerja sama dengan PT Fidac Inovasi Teknologi untuk mempermudah aparatur sipil negara (ASN) memperoleh kredit konsumer. Caranya, Fidac menjadi penyalur pinjaman melalui Peer to Peer Lending.&nbsp; \u201dMelalui kolaborasi ini, Bank DKI bekerjasama dengan Fidac sebagai penyalur pinjaman (channeling agent) atas pemberian pinjaman kepada calon debitur, sesuai syarat dan ketentuan yang [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":7744,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,82],"tags":[1917,1821,426,941,5982,1225,414,5981,765,544,1918,1025],"class_list":["post-10386","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","category-bumd","tag-aparatur","tag-asn","tag-bank","tag-dki","tag-fidac","tag-inovasi","tag-jakarta","tag-konsumer","tag-kredit","tag-negara","tag-sipil","tag-teknologi"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Permudah Kredit untuk ASN, Bank DKI gandeng Fintech - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=10386\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Permudah Kredit untuk ASN, Bank DKI gandeng Fintech - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Bank DKI menjalin kerja sama dengan PT Fidac Inovasi Teknologi untuk mempermudah aparatur sipil negara (ASN) memperoleh kredit konsumer. 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