{"id":10600,"date":"2024-01-24T08:37:21","date_gmt":"2024-01-24T01:37:21","guid":{"rendered":"https:\/\/businessupdate.id\/?p=10600"},"modified":"2024-01-24T08:37:25","modified_gmt":"2024-01-24T01:37:25","slug":"laba-bank-sumut-sepanjang-2023-lampaui-target","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=10600","title":{"rendered":"Laba Bank Sumut Sepanjang 2023 Lampaui Target"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> PT Bank Pembangunan Daerah Sumatera Utara atau Bank Sumut berhasil mencatatkan laba bersih sebesar Rp740 miliar dari target Rp736 miliar sepanjang 2023.<\/p>\n\n\n\n<p>Capaian laba tersebut mengalami pertumbuhan 5,56% secara tahunan (<em>year on year\/<\/em>yoy) dari Rp700,7 miliar pada Desember 2022.&nbsp;<\/p>\n\n\n\n<p>Direktur Utama Bank Sumut Babay Parid Wazdi mengatakan, aset Bank Sumut per Desember 2023 tumbuh hingga 9,40% yoy dibanding periode yang sama tahun sebelumnya yang sebesar Rp40,6 triliun. Ia menyebut pertumbuhan aset Bank Sumut di tahun 2023 melebihi rata-rata pertumbuhan aset bank nasional.&nbsp;<\/p>\n\n\n\n<p>&#8220;Total aset Bank Sumut per Desember 2023 sebesar Rp44,4 triliun, naik 9,40% (yoy) atau sekitar Rp3,8 triliun. Ini capaian yang sangat memuaskan bagi kami. Bahkan pertumbuhan ini melampaui pertumbuhan rata-rata aset bank nasional maupun <em>peer<\/em> kami, Bank BPD,&#8221; ungkap Babay dalam public expose di Medan, Selasa (23\/1\/2024).&nbsp;<\/p>\n\n\n\n<p>Kinerja positif, juga terlihat dari total dana pihak ketiga (DPK), penyaluran kredit, perolehan laba, hingga rasio kredit bermasalah yang berhasil dicatatkan Bank Sumut dalam laporan keuangan kuartal IV\/2023.&nbsp;<\/p>\n\n\n\n<p>Babay menyebutkan, total DPK yang berhasil dihimpun Bank Sumut per Desember 2023 tumbuh 9,75% (yoy) menjadi Rp35,0 triliun per Desember 2023 dari Rp31,9 triliun tahun sebelumnya.&nbsp;&nbsp;<\/p>\n\n\n\n<p>&#8220;Angka ini melebihi target awal capaian DPK pada Desember 2023 sebesar Rp34,6 triliun (101,19%),&#8221; kata Babay. Lalu, penyaluran kredit Bank Sumut bertambah dari Rp27,9 triliun per Desember 2022 menjadi Rp29,4 triliun atau naik 5,38% (yoy) pada posisi Desember 2023.&nbsp;<\/p>\n\n\n\n<p>Sementara untuk rasio kredit bermasalah atau <em>non performing loan<\/em> (NPL) Bank Sumut, tercatat berada dalam angka yang lebih rendah, yakni 2,38% (yoy) dari 2,62%. &#8220;Untuk NPL ini sangat menggembirakan karena penurunannya cukup signifikan. Kami harap tahun 2024 ini bisa diturunkan lagi ke 2,19%,&#8221; jelasnya.&nbsp;<\/p>\n\n\n\n<p>Direktur Keuangan dan IT Bank Sumut Arieta Aryanti mengatakan capaian itu bukanlah hal yang mudah di tengah kondisi tingkat suku bunga yang tinggi seperti saat ini.&nbsp;<\/p>\n\n\n\n<p>&#8220;Di tengah tekanan dana mahal dalam artian suku bunga yang tinggi, kami tetap bisa mengelola keuangan dengan memprioritaskan laba. Jika terpaksa ada dana mahal yang kami himpun, kami berusaha menyalurkan sebijak mungkin sehingga tidak merugi,&#8221; kata Arieta.&nbsp;<\/p>\n\n\n\n<p>Pada 2024, Babay mengatakan PT Bank Sumut telah menyiapkan sejumlah strategi. Diantaranya segera membentuk super tim yang akan berkolaborasi dengan seluruh karyawan Bank Sumut untuk mencapai target yang telah ditetapkan, serta fokus pada strategi 4P.&nbsp;<\/p>\n\n\n\n<p>Strategi 4P sendiri akronim dari pasar, produk, proses, dan <em>people<\/em>. Pihaknya akan memetakan sedetail mungkin segmen pasar (<em>business mapping<\/em>) yang cocok dengan bank pembangunan daerah dan kondisi SDM Bank Sumut sendiri.&nbsp;<\/p>\n\n\n\n<p>Strategi 4P selanjutnya ialah produk. Babay menyebut Bank Sumut akan melakukan modifikasi dari produk yang telah ada. Lalu, proses. Bank Sumut akan menyederhanakan proses perbankan untuk disesuaikan dengan kondisi market.&nbsp;<br>Yang terakhir ialah <em>people<\/em>. Ini berkaitan dengan strategi pengembangan SDM Bank Sumut. &#8220;Kami akan menggunakan merit sistem ke depannya. Di mana mereka yang bekerja dengan baik akan mendapat kesempatan yang lebih baik. Kami harap ini bisa memacu semangat karyawan kami,&#8221; tutupnya. (rn\/jh. Foto: Fortune Indonesia)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Pembangunan Daerah Sumatera Utara atau Bank Sumut berhasil mencatatkan laba bersih sebesar Rp740 miliar dari target Rp736 miliar sepanjang 2023. Capaian laba tersebut mengalami pertumbuhan 5,56% secara tahunan (year on year\/yoy) dari Rp700,7 miliar pada Desember 2022.&nbsp; Direktur Utama Bank Sumut Babay Parid Wazdi mengatakan, aset Bank Sumut per Desember 2023 [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":10601,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,82],"tags":[426,724,723,553,722,583,6069,1037],"class_list":{"0":"post-10600","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"category-bumd","9":"tag-bank","10":"tag-bpd","11":"tag-daerah","12":"tag-laba","13":"tag-pembangunan","14":"tag-sumatera","15":"tag-sumut","16":"tag-utara"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba Bank Sumut Sepanjang 2023 Lampaui Target - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=10600\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Bank Sumut Sepanjang 2023 Lampaui Target - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Pembangunan Daerah Sumatera Utara atau Bank Sumut berhasil mencatatkan laba bersih sebesar Rp740 miliar dari target Rp736 miliar sepanjang 2023. Capaian laba tersebut mengalami pertumbuhan 5,56% secara tahunan (year on year\/yoy) dari Rp700,7 miliar pada Desember 2022.&nbsp; Direktur Utama Bank Sumut Babay Parid Wazdi mengatakan, aset Bank Sumut per Desember 2023 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=10600\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2024-01-24T01:37:21+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-01-24T01:37:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2024\/01\/bank-sumut-e1706060222793.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"774\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=10600\",\"url\":\"https:\/\/businessupdate.id\/?p=10600\",\"name\":\"Laba Bank Sumut Sepanjang 2023 Lampaui Target - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2024-01-24T01:37:21+00:00\",\"dateModified\":\"2024-01-24T01:37:25+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=10600#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=10600\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=10600#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Laba Bank Sumut Sepanjang 2023 Lampaui Target\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Laba Bank Sumut Sepanjang 2023 Lampaui Target - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=10600","og_locale":"en_US","og_type":"article","og_title":"Laba Bank Sumut Sepanjang 2023 Lampaui Target - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Pembangunan Daerah Sumatera Utara atau Bank Sumut berhasil mencatatkan laba bersih sebesar Rp740 miliar dari target Rp736 miliar sepanjang 2023. 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