{"id":10807,"date":"2024-02-05T07:50:09","date_gmt":"2024-02-05T00:50:09","guid":{"rendered":"https:\/\/businessupdate.id\/?p=10807"},"modified":"2024-02-05T07:50:14","modified_gmt":"2024-02-05T00:50:14","slug":"btn-salurkan-kpr-sebanyak-410-000-unit-ke-sektor-informal","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=10807","title":{"rendered":"BTN Salurkan KPR Sebanyak 410.000 Unit ke Sektor Informal"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Tabungan Negara (Persero) Tbk mengatakan telah menyalurkan kredit pemilikan rumah (KPR) ke sektor informal sekitar 133.000 unit atau kira-kira Rp22 triliun.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jika mengacu pada data sejak BTN dipercaya sebagai bank penyalur KPR pertama kalinya pada Desember 1976, maka Perseroan telah menyalurkan KPR ke sektor informal sekitar 410.000 unit atau kurang lebih Rp52 triliun.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cSektor informal menjadi fokus kami dalam lima tahun terakhir. Kami telah menyalurkan pembiayaan perumahan kepada <em>driver<\/em> ojek <em>online<\/em>, pedagang pasar, marbot masjid Istiqlal, tukang cukur garut, guru honorer di daerah Kendal dan sektor informal lainnya,\u201d kata Direktur Utama BTN Nixon LP Napitupulu melalui keterangannya, Minggu (4\/2\/2024).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurut Nixon, sektor pekerja informal dinilai sebagai segmen yang potensial untuk digarap bisnis jasa layanan perbankan. Selain karena jumlahnya yang sangat besar, masih banyaknya yang belum mengakses layanan keuangan menjadi tantangan tersendiri bagi bank untuk bisa mencarikan solusi bagi pekerja informal.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Untuk itu, pihaknya bersama pemerintah dan BP Tapera terus berkolaborasi untuk memenuhi kebutuhan pekerja informal dalam memiliki rumah yang layak huni.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sebelumnya, pemerintah menerbitkan skema KPR sektor informal dengan produk Kredit Pemilikan Rumah (KPR) Bantuan Pembiayaan Perumahan Berbasis Tabungan (BP2BT), kini BTN berkolaborasi dengan BP Tapera meluncurkan produk Tabungan BTN Rumah Tapera. Produk ini menyasar kalangan pekerja informal melalui kredit pemilikan rumah (KPR) berskema Fasilitas Likuiditas Pembiayaan Perumahan (FLPP).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tabungan BTN Rumah Tapera ini dapat menjadi solusi bagi pekerja informal untuk mendapatkan fasilitas FLPP. &#8220;Kita harus bisa kalahkan asumsi yang selama ini menyebutkan bahwa sektor informal itu resikonya tinggi, sehingga sulit untuk mendapatkan KPR,\u201d ungkap Nixon.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nixon mengungkapkan, sektor perumahan, terutama pada segmen perumahan sederhana memberikan dampak <em>multiplier<\/em> yang sangat besar. Ada sekitar 185 subsektor pendukung perumahan yang turut berkontribusi dalam ekosistem pengembangan perumahan.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cKemudian rumah sederhana juga memakai 90% produk lokal untuk membangun satu unit rumah,\u201d jelasnya. Dari sisi tenaga kerja, sektor perumahan juga memberikan peluang untuk mengembangkan lapangan kerja di Indonesia karena rata-rata setiap 1 rumah membutuhkan 5 tenaga kerja. Artinya kalau ada 100.000 unit rumah yang dibangun maka diperlukan tenaga kerja sebanyak 500.000 orang. (rn\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk mengatakan telah menyalurkan kredit pemilikan rumah (KPR) ke sektor informal sekitar 133.000 unit atau kira-kira Rp22 triliun.&nbsp; Jika mengacu pada data sejak BTN dipercaya sebagai bank penyalur KPR pertama kalinya pada Desember 1976, maka Perseroan telah menyalurkan KPR ke sektor informal sekitar 410.000 unit atau kurang lebih [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":2825,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,183,4831,544,673,827,605],"class_list":["post-10807","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank","tag-btn","tag-informal","tag-negara","tag-pekerja","tag-rumah","tag-sektor"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BTN Salurkan KPR Sebanyak 410.000 Unit ke Sektor Informal - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=10807\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BTN Salurkan KPR Sebanyak 410.000 Unit ke Sektor Informal - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk mengatakan telah menyalurkan kredit pemilikan rumah (KPR) ke sektor informal sekitar 133.000 unit atau kira-kira Rp22 triliun.&nbsp; Jika mengacu pada data sejak BTN dipercaya sebagai bank penyalur KPR pertama kalinya pada Desember 1976, maka Perseroan telah menyalurkan KPR ke sektor informal sekitar 410.000 unit atau kurang lebih [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=10807\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2024-02-05T00:50:09+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-05T00:50:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2022\/12\/KPR-BTN.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=10807\",\"url\":\"https:\/\/businessupdate.id\/?p=10807\",\"name\":\"BTN Salurkan KPR Sebanyak 410.000 Unit ke Sektor Informal - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2024-02-05T00:50:09+00:00\",\"dateModified\":\"2024-02-05T00:50:14+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=10807#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=10807\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=10807#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"BTN Salurkan KPR Sebanyak 410.000 Unit ke Sektor Informal\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BTN Salurkan KPR Sebanyak 410.000 Unit ke Sektor Informal - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=10807","og_locale":"en_US","og_type":"article","og_title":"BTN Salurkan KPR Sebanyak 410.000 Unit ke Sektor Informal - Businessupdate.id","og_description":"BusinessUpdate &#8211; 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