{"id":10932,"date":"2024-02-12T15:38:26","date_gmt":"2024-02-12T08:38:26","guid":{"rendered":"https:\/\/businessupdate.id\/?p=10932"},"modified":"2024-02-12T15:41:01","modified_gmt":"2024-02-12T08:41:01","slug":"btn-segera-luncurkan-paylater-simak-plafonnya","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=10932","title":{"rendered":"BTN Segera Luncurkan Paylater, Simak Plafonnya"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Tabungan Negara (Persero) Tbk atau BTN segera meluncurkan fitur beli sekarang bayar nanti atau <em>buy now pay later<\/em> (BNPL) pada semester I\/2024.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Direktur Utama BTN Nixon LP Napitupulu mengatakan, saat ini pihaknya tengah mengurus perizinan ke Otoritas Jasa Keuangan (OJK) dan Bank Indonesia (BI) untuk fitur <em>paylater<\/em> tersebut.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cKami target tahun ini, karena perizinan suka cepat suka lama juga kan. Semester satu harapan kami,&#8221; kata Nixon dalam konferensi pers Paparan Kinerja per 31 Desember 2023, Senin (12\/2\/2024).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Saat ini BTN tengah melakukan uji coba plafon pinjaman senilai Rp20 juta khusus kepada nasabah BTN yang telah ada (eksisting). &#8220;Terutama untuk melunasi pinjaman mereka yang berbunga mahal yang ada di tempat lain seperti, pinjaman <em>online<\/em>,\u201d imbuhnya.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Di sisi lain, Nixon menyatakan pihaknya sendiri telah memiliki produk seperti Kredit Tanpa Agunan (KTA) dengan tingkat bunga yang lebih rendah. Sebagai informasi, KTA adalah fasilitas pembiayaan dari bank berupa uang tunai yang dapat diajukan oleh nasabah tanpa perlu memberikan agunan atau jaminan apapun. KTA ini paling banyak penggunanya untuk menurunkan saldo pinjol.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nixon mengungkapkan, peluncuran fitur PayLater merupakan upaya memberikan layanan kepada nasabah dengan harga yang lebih murah dibandingkan dengan banyak PayLater yang ada saat ini.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cIni adalah upaya untuk memberikan layanan kepada nasabah kami dengan harga yang jauh lebih murah dibandingkan PayLater yang diterbitkan oleh lembaga lain,\u201d jelasnya.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia mengatakan PayLater ini berkaitan dengan KPR BTN. Sistemnya juga berbeda dari kebanyakan, di mana PayLater bukan by aplikasi tapi ditawarkan untuk nasabah KPR BTN.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cKita tawarkan kepada nasabah eksisting. Ini akan kita coba pilot-nya, dan mudah-mudahan bisa cair satu sampai dua hari. Begitu <em>approve<\/em> langsung kita kreditkan ke rekening PayLater, modelnya seperti<em> credit card online<\/em>,\u201d tambah Nixon. Nixon berharap dengan bunga yang jauh lebih murah dibandingkan dengan kompetitor, dapat menjadi pilihan atau alternatif nasabah untuk mendapatkan pendanaan. (pa\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk atau BTN segera meluncurkan fitur beli sekarang bayar nanti atau buy now pay later (BNPL) pada semester I\/2024.&nbsp; Direktur Utama BTN Nixon LP Napitupulu mengatakan, saat ini pihaknya tengah mengurus perizinan ke Otoritas Jasa Keuangan (OJK) dan Bank Indonesia (BI) untuk fitur paylater tersebut.&nbsp; \u201cKami target tahun [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":5535,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,183,325,248,544,374,638,1144],"class_list":["post-10932","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank","tag-btn","tag-indonesia","tag-kpr","tag-negara","tag-ojk","tag-paylater","tag-tabungan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BTN Segera Luncurkan Paylater, Simak Plafonnya - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=10932\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BTN Segera Luncurkan Paylater, Simak Plafonnya - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk atau BTN segera meluncurkan fitur beli sekarang bayar nanti atau buy now pay later (BNPL) pada semester I\/2024.&nbsp; Direktur Utama BTN Nixon LP Napitupulu mengatakan, saat ini pihaknya tengah mengurus perizinan ke Otoritas Jasa Keuangan (OJK) dan Bank Indonesia (BI) untuk fitur paylater tersebut.&nbsp; \u201cKami target tahun [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=10932\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2024-02-12T08:38:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-12T08:41:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/03\/bank-btn.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1175\" \/>\n\t<meta property=\"og:image:height\" content=\"701\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Premieri A\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Premieri A\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=10932\",\"url\":\"https:\/\/businessupdate.id\/?p=10932\",\"name\":\"BTN Segera Luncurkan Paylater, Simak Plafonnya - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2024-02-12T08:38:26+00:00\",\"dateModified\":\"2024-02-12T08:41:01+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=10932#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=10932\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=10932#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"BTN Segera Luncurkan Paylater, Simak Plafonnya\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\",\"name\":\"Premieri A\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"caption\":\"Premieri A\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=5\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BTN Segera Luncurkan Paylater, Simak Plafonnya - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=10932","og_locale":"en_US","og_type":"article","og_title":"BTN Segera Luncurkan Paylater, Simak Plafonnya - Businessupdate.id","og_description":"BusinessUpdate &#8211; 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