{"id":10945,"date":"2024-02-13T10:32:04","date_gmt":"2024-02-13T03:32:04","guid":{"rendered":"https:\/\/businessupdate.id\/?p=10945"},"modified":"2024-02-13T10:32:08","modified_gmt":"2024-02-13T03:32:08","slug":"klaim-kesehatan-bni-life-naik-457-persen-sepanjang-2023","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=10945","title":{"rendered":"Klaim Kesehatan BNI Life Naik 45,7 Persen Sepanjang 2023"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> PT BNI Life Insurance (BNI Life) mencatatkan klaim kesehatan sepanjang 2023 mencapai Rp519 miliar. Angka tersebut naik 45,7% secara tahunan (yoy) dibandingkan 2022.&nbsp;<\/p>\n\n\n\n<p>Sementara itu, klaim kematian perseroan terus menurun seiring dengan meredanya pandemi Covid-19.&nbsp; Klaim kematian BNI Life mencapai Rp262 miliar atau turun 51,4% secara tahunan.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Klaim kesehatan secara industri memang terus meningkat pasca pandemi Covid-19. Bahkan Asosiasi Asuransi Jiwa Indonesia (AAJI) memperkirakan klaim kesehatan bisa menembus angka Rp20 triliun sepanjang 2023. Ini terlihat dari angka klaim yang sudah mencapai Rp15,2 triliun sepanjang Januari\u2014September 2023.&nbsp;<\/p>\n\n\n\n<p>AAJI memprediksi adanya peningkatan sekitar Rp5 triliun pada tiga bulan terakhir 2023, dengan memperkirakan di setiap kuartal tahun lalu klaim kesehatan mencapai Rp5 triliun.&nbsp;<\/p>\n\n\n\n<p>Menurut Eben Eser Nainggolan, Plt. Direktur Utama BNI Life, klaim paling banyak keluar adalah untuk <em>maturity<\/em> yaitu klaim manfaat yang dibayarkan kepada nasabah setelah masa asuransi berakhir sesuai ketentuan dari produk yang dibeli sebanyak Rp1,9 triliun.&nbsp;<\/p>\n\n\n\n<p>Sementara dari sisi pendapatan premi, BNI Life membukukan premi sebanyak Rp5,4 triliun sepanjang 2023. Angka tersebut meningkat 7,6% secara tahunan (yoy). Premi tradisional mendominasi keseluruhan pendapatan premi perseroan dengan kontribusi 73,5% yakni Rp4 triliun sepanjang 2023.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Sementara kontribusi premi unit link sebesar 26,5% dari total premi BNI Life atau Rp1,4 triliun. Meskipun kontribusinya tak banyak, penjualan unit link BNI Life sepanjang 2023 meningkat 9,4% dibandingkan pencapaian pada 2022 yakni Rp1,3 triliun.&nbsp;<\/p>\n\n\n\n<p>Dari sisi kinerja keuangan, BNI Life mencatatkan laba bersih sebanyak Rp272,55 miliar pada 2023. Angka tersebut meningkat 34,24% yoy dibandingkan Rp203,03 miliar pada 2022.&nbsp;&nbsp;<\/p>\n\n\n\n<p>BNI Life juga mengalami peningkatan aset 6,48% yoy menjadi Rp23,61 triliun sepanjang 2023. Sementara jumlah liabilitas yang ditanggung naik 7% yoy menjadi Rp17,59 triliun.\u00a0\u00a0<\/p>\n\n\n\n<p>Dari sisi ekuitasnya meningkat 5% yoy dari Rp5,73 triliun menjadi Rp6,02 triliun. Tingkat kesehatan finansial perseroan dilihat dari <em>risk based capital<\/em> (RBC) mencapai\u00a0 680,58%. Angka tersebut melampaui angka minimum Otoritas Jasa Keuangan (OJK) yakni 120%. (pa\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT BNI Life Insurance (BNI Life) mencatatkan klaim kesehatan sepanjang 2023 mencapai Rp519 miliar. Angka tersebut naik 45,7% secara tahunan (yoy) dibandingkan 2022.&nbsp; Sementara itu, klaim kematian perseroan terus menurun seiring dengan meredanya pandemi Covid-19.&nbsp; Klaim kematian BNI Life mencapai Rp262 miliar atau turun 51,4% secara tahunan.&nbsp;&nbsp; Klaim kesehatan secara industri memang terus [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":2111,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[85],"tags":[640,1370,266,643,3253,1068,553,642],"class_list":{"0":"post-10945","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-insurance","8":"tag-asuransi","9":"tag-bersih","10":"tag-bni","11":"tag-insurance","12":"tag-kalim","13":"tag-kesehatan","14":"tag-laba","15":"tag-life"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Klaim Kesehatan BNI Life Naik 45,7 Persen Sepanjang 2023 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=10945\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Klaim Kesehatan BNI Life Naik 45,7 Persen Sepanjang 2023 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT BNI Life Insurance (BNI Life) mencatatkan klaim kesehatan sepanjang 2023 mencapai Rp519 miliar. Angka tersebut naik 45,7% secara tahunan (yoy) dibandingkan 2022.&nbsp; Sementara itu, klaim kematian perseroan terus menurun seiring dengan meredanya pandemi Covid-19.&nbsp; Klaim kematian BNI Life mencapai Rp262 miliar atau turun 51,4% secara tahunan.&nbsp;&nbsp; Klaim kesehatan secara industri memang terus [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=10945\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2024-02-13T03:32:04+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-13T03:32:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2022\/11\/bni-life.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"677\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Premieri A\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Premieri A\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=10945\",\"url\":\"https:\/\/businessupdate.id\/?p=10945\",\"name\":\"Klaim Kesehatan BNI Life Naik 45,7 Persen Sepanjang 2023 - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2024-02-13T03:32:04+00:00\",\"dateModified\":\"2024-02-13T03:32:08+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=10945#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=10945\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=10945#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Klaim Kesehatan BNI Life Naik 45,7 Persen Sepanjang 2023\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\",\"name\":\"Premieri A\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"caption\":\"Premieri A\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=5\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Klaim Kesehatan BNI Life Naik 45,7 Persen Sepanjang 2023 - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=10945","og_locale":"en_US","og_type":"article","og_title":"Klaim Kesehatan BNI Life Naik 45,7 Persen Sepanjang 2023 - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT BNI Life Insurance (BNI Life) mencatatkan klaim kesehatan sepanjang 2023 mencapai Rp519 miliar. Angka tersebut naik 45,7% secara tahunan (yoy) dibandingkan 2022.&nbsp; Sementara itu, klaim kematian perseroan terus menurun seiring dengan meredanya pandemi Covid-19.&nbsp; Klaim kematian BNI Life mencapai Rp262 miliar atau turun 51,4% secara tahunan.&nbsp;&nbsp; Klaim kesehatan secara industri memang terus [&hellip;]","og_url":"https:\/\/businessupdate.id\/?p=10945","og_site_name":"Businessupdate.id","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=100088795961927","article_published_time":"2024-02-13T03:32:04+00:00","article_modified_time":"2024-02-13T03:32:08+00:00","og_image":[{"width":1280,"height":677,"url":"https:\/\/businessupdate.id\/wp-content\/uploads\/2022\/11\/bni-life.jpg","type":"image\/jpeg"}],"author":"Premieri A","twitter_card":"summary_large_image","twitter_creator":"@EnterpriseMse","twitter_site":"@EnterpriseMse","twitter_misc":{"Written by":"Premieri A","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/businessupdate.id\/?p=10945","url":"https:\/\/businessupdate.id\/?p=10945","name":"Klaim Kesehatan BNI Life Naik 45,7 Persen Sepanjang 2023 - Businessupdate.id","isPartOf":{"@id":"https:\/\/businessupdate.id\/#website"},"datePublished":"2024-02-13T03:32:04+00:00","dateModified":"2024-02-13T03:32:08+00:00","author":{"@id":"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e"},"breadcrumb":{"@id":"https:\/\/businessupdate.id\/?p=10945#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/businessupdate.id\/?p=10945"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/businessupdate.id\/?p=10945#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/businessupdate.id\/"},{"@type":"ListItem","position":2,"name":"Klaim Kesehatan BNI Life Naik 45,7 Persen Sepanjang 2023"}]},{"@type":"WebSite","@id":"https:\/\/businessupdate.id\/#website","url":"https:\/\/businessupdate.id\/","name":"Businessupdate.id","description":" ","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessupdate.id\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e","name":"Premieri A","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g","caption":"Premieri A"},"sameAs":["http:\/\/businessupdate.id"],"url":"https:\/\/businessupdate.id\/?author=5"}]}},"_links":{"self":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/10945","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10945"}],"version-history":[{"count":1,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/10945\/revisions"}],"predecessor-version":[{"id":10946,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/10945\/revisions\/10946"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/media\/2111"}],"wp:attachment":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10945"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10945"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10945"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}