{"id":10977,"date":"2024-02-15T13:21:41","date_gmt":"2024-02-15T06:21:41","guid":{"rendered":"https:\/\/businessupdate.id\/?p=10977"},"modified":"2024-02-15T13:21:45","modified_gmt":"2024-02-15T06:21:45","slug":"laba-bersih-permatabank-sepanjang-2023-tumbuh-284-persen","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=10977","title":{"rendered":"Laba Bersih PermataBank Sepanjang 2023 Tumbuh 28,4 Persen\u00a0"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> PT Bank Permata Tbk atau PermataBank mencatatkan laba bersih sebesar Rp2,6 triliun sepanjang 2023. Angka tersebut naik 28,4% secara tahunan (yoy) dibandingkan periode yang sama tahun lalu.&nbsp;<\/p>\n\n\n\n<p>Direktur Utama PermataBank Meliza M. Rusli mengatakan, kinerja tersebut diraih dengan tetap menjaga prinsip kehati-hatian dalam mengelola risiko kredit. &#8220;Serta memastikan kecukupan pencadangan kerugian kredit,&#8221; kata Meliza melalui keterangan resmi, dikutip Kamis (15\/2\/2023).&nbsp;<\/p>\n\n\n\n<p>Ia menjabarkan, perseroan mencatat pendapatan usaha bank tumbuh 9,3% secara tahunan menjadi Rp12,1 triliun. Hal tersebut ditopang oleh pertumbuhan pendapatan bunga bersih sebesar 9,6% secara tahunan sejalan dengan pertumbuhan penyaluran kredit di tahun 2023.&nbsp;<\/p>\n\n\n\n<p>Sementara, pendapatan operasional sebelum provisi (PPOP) meningkat menjadi Rp5,9 triliun atau tumbuh 18,6% secara tahunan dibandingkan periode yang sama tahun lalu.&nbsp;<\/p>\n\n\n\n<p>Meliza mengatakan, penyaluran kredit PermataBank sepanjang 2023 tercatat Rp142,2 triliun, atau tumbuh 4,3% secara tahunan. Kredit didorong oleh pertumbuhan penyaluran kredit kepada korporasi senilai 6,1% secara tahunan.&nbsp;<\/p>\n\n\n\n<p>Adapun <em>non performing loan<\/em> (NPL) tercatat sebesar 2,9% sepanjang 2023, atau membaik dari tahun sebelumnya di level 3,1%. &#8220;Bank terus mengupayakan penyelesaian kredit bermasalah melalui upaya restrukturisasi, litigasi, dan penjualan aset,&#8221; tambahnya.&nbsp;<\/p>\n\n\n\n<p>Dari sisi pendanaan, total dana pihak ketiga (DPK) mencapai Rp188,3 triliun pada periode yang sama. PermataBank tetap fokus untuk meningkatkan dana murah atau <em>current account saving account <\/em>(CASA) dengan rasio CASA di level 55%.&nbsp;<br>Sedangkan, Loan at Risk (LAR) PermataBank tercatat sebesar 8,7% atau membaik dari tahun lalu yang berada di level 10,9%. Sementara itu, rasio <em>Loan to Deposit<\/em> (LDR) meningkat menjadi 74,8% di Desember 2023 dibandingkan 68,9% pada Desember 2022. (pa\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Permata Tbk atau PermataBank mencatatkan laba bersih sebesar Rp2,6 triliun sepanjang 2023. Angka tersebut naik 28,4% secara tahunan (yoy) dibandingkan periode yang sama tahun lalu.&nbsp; Direktur Utama PermataBank Meliza M. Rusli mengatakan, kinerja tersebut diraih dengan tetap menjaga prinsip kehati-hatian dalam mengelola risiko kredit. &#8220;Serta memastikan kecukupan pencadangan kerugian kredit,&#8221; kata [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":10978,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,1370,553,6202,6203],"class_list":{"0":"post-10977","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"tag-bank","9":"tag-bersih","10":"tag-laba","11":"tag-permata","12":"tag-permatabank"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba Bersih PermataBank Sepanjang 2023 Tumbuh 28,4 Persen\u00a0 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=10977\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Bersih PermataBank Sepanjang 2023 Tumbuh 28,4 Persen\u00a0 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Permata Tbk atau PermataBank mencatatkan laba bersih sebesar Rp2,6 triliun sepanjang 2023. 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