{"id":11524,"date":"2024-03-19T16:54:20","date_gmt":"2024-03-19T09:54:20","guid":{"rendered":"https:\/\/businessupdate.id\/?p=11524"},"modified":"2024-03-19T16:57:11","modified_gmt":"2024-03-19T09:57:11","slug":"laba-cimb-niaga-finance-sepanjang-2023-naik-31-persen","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=11524","title":{"rendered":"Laba CIMB Niaga Finance Sepanjang 2023 Naik 31 Persen"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT CIMB Niaga Auto Finance (CNAF) mencatatkan laba bersih sebesar Rp432 miliar pada 2023. Angka tersebut naik 31,01% secara tahunan (yoy) dibandingkan laba bersih pada 2022 yang sebesar Rp329 miliar.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mengutip laporan keuangan CNAF, Selasa (19\/3\/2024) kenaikan laba tersebut didukung oleh peningkatan pendapatan perseroan sebesar 31% menjadi Rp1,65 triliun dari tahun sebelumnya yang hanya Rp1,26 triliun.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dari sisi jumlah beban meningkat menjadi Rp1,13 triliun. Angka tersebut naik 35,2% apabila dibandingkan dengan jumlah beban pada tahun sebelumnya yakni Rp840 miliar.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara itu, liabilitas perseroan mencapai Rp6,26 triliun pada 2023, meningkat 35,4% apabila dibandingkan liabilitas pada 2022 yang mencapai Rp4,62 triliun. Manajemen CNAF menyebut peningkatan liabilitas ini lantaran adanya kenaikan pinjaman bank dan sukuk.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara itu, ekuitas yang dimiliki CNAF menguat menjadi Rp2,1 triliun pada 2023. Angka tersebut naik sekitar 18,97% apabila dibandingkan pada 2022 yang mencapai Rp1,77 triliun.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adapun, aset perseroan mencapai Rp8,3 triliun naik 30,8% apabila dibandingkan dengan tahun 2022 yang mencapai Rp6,4 triliun. Peningkatan itu disebabkan peningkatan piutang pembiayaan pada tahun berjalan.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CNAF menjelaskan piutang pembiayaan konsumen seiring dengan perbaikan ekonomi serta pertumbuhan industri otomotif. Sementara pertumbuhan pinjaman bank disebabkan kebutuhan atas pencairan pembiayaan baru sesuai dengan permintaan pasar.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sebelumnya, CNAF telah menargetkan pembiayaan baru perseroan meningkat menjadi Rp10 triliun pada 2024. Angka tersebut naik 15% apabila dibandingkan dengan target pembiayaan baru CNAF pada 2023 yang mencapai Rp8,5 triliun.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara CNAF menyalurkan pembiayaan baru hingga Rp8,94 triliun sepanjang 2023 atau sedikit melebihi target. Pembiayaan baru pada 2023 juga meningkat 14% apabila dibandingkan pada 2022 yang hanya Rp7,87 triliun.&nbsp; Pembiayaan baru tersebut didukung oleh pembiayaan kendaraan bekas dan pembiayaan multiguna. Secara komposisi penyaluran pembiayaan kedua segmen tersebut berkontribusi sebesar 75% dari total penyaluran pembiayaan baru.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pada 2024, CNAF juga menargetkan laba bersih dan aset tumbuh dengan level rata-rata atau tidak terlalu agresif serta tidak konservatif. Namun, di angka sekitar 10%. (rn\/jh. Foto: Arsitag)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT CIMB Niaga Auto Finance (CNAF) mencatatkan laba bersih sebesar Rp432 miliar pada 2023. Angka tersebut naik 31,01% secara tahunan (yoy) dibandingkan laba bersih pada 2022 yang sebesar Rp329 miliar.&nbsp;&nbsp; Mengutip laporan keuangan CNAF, Selasa (19\/3\/2024) kenaikan laba tersebut didukung oleh peningkatan pendapatan perseroan sebesar 31% menjadi Rp1,65 triliun dari tahun sebelumnya yang [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":11525,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46,48],"tags":[3085,3084,432,553,448],"class_list":["post-11524","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economic","category-finance","tag-auto","tag-cimb","tag-finance","tag-laba","tag-niaga"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba CIMB Niaga Finance Sepanjang 2023 Naik 31 Persen - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=11524\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba CIMB Niaga Finance Sepanjang 2023 Naik 31 Persen - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT CIMB Niaga Auto Finance (CNAF) mencatatkan laba bersih sebesar Rp432 miliar pada 2023. Angka tersebut naik 31,01% secara tahunan (yoy) dibandingkan laba bersih pada 2022 yang sebesar Rp329 miliar.&nbsp;&nbsp; Mengutip laporan keuangan CNAF, Selasa (19\/3\/2024) kenaikan laba tersebut didukung oleh peningkatan pendapatan perseroan sebesar 31% menjadi Rp1,65 triliun dari tahun sebelumnya yang [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=11524\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2024-03-19T09:54:20+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-03-19T09:57:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2024\/03\/cimb-niaga-auto-finance-e1710842051723.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1300\" \/>\n\t<meta property=\"og:image:height\" content=\"767\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=11524\",\"url\":\"https:\/\/businessupdate.id\/?p=11524\",\"name\":\"Laba CIMB Niaga Finance Sepanjang 2023 Naik 31 Persen - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2024-03-19T09:54:20+00:00\",\"dateModified\":\"2024-03-19T09:57:11+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=11524#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=11524\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=11524#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Laba CIMB Niaga Finance Sepanjang 2023 Naik 31 Persen\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Laba CIMB Niaga Finance Sepanjang 2023 Naik 31 Persen - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=11524","og_locale":"en_US","og_type":"article","og_title":"Laba CIMB Niaga Finance Sepanjang 2023 Naik 31 Persen - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT CIMB Niaga Auto Finance (CNAF) mencatatkan laba bersih sebesar Rp432 miliar pada 2023. 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