{"id":11822,"date":"2024-04-04T13:29:00","date_gmt":"2024-04-04T06:29:00","guid":{"rendered":"https:\/\/businessupdate.id\/?p=11822"},"modified":"2024-04-04T13:28:37","modified_gmt":"2024-04-04T06:28:37","slug":"laba-bersih-hsbc-indonesia-sepanjang-2023-capai-rp245-triliun","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=11822","title":{"rendered":"Laba Bersih HSBC Indonesia Sepanjang 2023 Capai Rp2,45 Triliun"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> PT Bank HSBC Indonesia (HSBC) berhasil mencatatkan laba bersih sebesar Rp2,45 triliun sepanjang 2023. Angka tersebut tumbuh 28,68% secara tahunan (<em>year on year<\/em>\/yoy) dibandingkan periode sebelumnya Rp1,9 triliun pada 2022.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Berdasarkan laporan keuangan yang dipublikasikan, laba HSBC Indonesia terdorong oleh pendapatan bunga bersih (<em>net interest income<\/em>\/NII) yang naik 17,9% menjadi Rp4,53 triliun dibanding sebelumnya Rp3,85 triliun.&nbsp;<\/p>\n\n\n\n<p>Adapun, margin bunga bersih (<em>net interest margin<\/em>\/NIM) meningkat 52 basis poin (bps) ke level 3,98% dari sebelumnya 3,46%. Rasio profitabilitas bank membaik. Tercatat, rasio imbal balik aset (<em>return on asset<\/em>\/ROA) HSBC Indonesia naik 44 bps menjadi 2,4% dari level 1,96%. Bahkan, rasio imbal balik ekuitas (<em>return on equity<\/em>\/ROE) juga naik 302 bps ke level 13,71% dari 10,69%&nbsp;&nbsp;<\/p>\n\n\n\n<p>Sementara itu, dari segi penyaluran kredit, perseroan membukukan jumlah pinjaman per akhir 2023 mencapai Rp54,46 triliun, turun 3,38% dari periode yang sama tahun sebelumnya Rp56,36 triliun pada 2022. Akibatnya, aset HSBC terkoreksi tipis 0,48% menjadi Rp125,38 triliun dari sebelumnya Rp125,98 triliun pada 2022.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Sejalan dengan penyaluran kredit, rasio kredit bermasalah atau <em>non-performing loan<\/em> (NPL) mengalami naik turun. NPL <em>gross<\/em> perseroan turun ke level 3,57% dari sebelumnya 3,95%. Sementara, NPL net naik menjadi 0,78% dari sebelumnya 0,64%&nbsp;&nbsp;<\/p>\n\n\n\n<p>Kemudian, dari segi pendanaan, jumlah Dana Pihak Ketiga (DPK) HSBC Indonesia meraup Rp86,32 triliun pada 2023, turun 4,29% dari sebelumnya Rp90,19 triliun. Serupa, dana murah perseroan juga turun 9,71% menjadi Rp52,93 triliun pada 2023 dari sebelumnya Rp58,63 triliun pada 2022. (pa\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank HSBC Indonesia (HSBC) berhasil mencatatkan laba bersih sebesar Rp2,45 triliun sepanjang 2023. Angka tersebut tumbuh 28,68% secara tahunan (year on year\/yoy) dibandingkan periode sebelumnya Rp1,9 triliun pada 2022.&nbsp;&nbsp; Berdasarkan laporan keuangan yang dipublikasikan, laba HSBC Indonesia terdorong oleh pendapatan bunga bersih (net interest income\/NII) yang naik 17,9% menjadi Rp4,53 triliun dibanding [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":11823,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,1370,6543,325,377,1161],"class_list":{"0":"post-11822","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"tag-bank","9":"tag-bersih","10":"tag-hsbc","11":"tag-indonesia","12":"tag-keuangan","13":"tag-laporan"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba Bersih HSBC Indonesia Sepanjang 2023 Capai Rp2,45 Triliun - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=11822\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Bersih HSBC Indonesia Sepanjang 2023 Capai Rp2,45 Triliun - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank HSBC Indonesia (HSBC) berhasil mencatatkan laba bersih sebesar Rp2,45 triliun sepanjang 2023. Angka tersebut tumbuh 28,68% secara tahunan (year on year\/yoy) dibandingkan periode sebelumnya Rp1,9 triliun pada 2022.&nbsp;&nbsp; Berdasarkan laporan keuangan yang dipublikasikan, laba HSBC Indonesia terdorong oleh pendapatan bunga bersih (net interest income\/NII) yang naik 17,9% menjadi Rp4,53 triliun dibanding [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=11822\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2024-04-04T06:29:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-04-04T06:28:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2024\/04\/hsbc_indonesia-e1712205802860.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"760\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Premieri A\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Premieri A\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=11822\",\"url\":\"https:\/\/businessupdate.id\/?p=11822\",\"name\":\"Laba Bersih HSBC Indonesia Sepanjang 2023 Capai Rp2,45 Triliun - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2024-04-04T06:29:00+00:00\",\"dateModified\":\"2024-04-04T06:28:37+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=11822#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=11822\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=11822#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Laba Bersih HSBC Indonesia Sepanjang 2023 Capai Rp2,45 Triliun\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\",\"name\":\"Premieri A\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"caption\":\"Premieri A\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=5\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Laba Bersih HSBC Indonesia Sepanjang 2023 Capai Rp2,45 Triliun - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=11822","og_locale":"en_US","og_type":"article","og_title":"Laba Bersih HSBC Indonesia Sepanjang 2023 Capai Rp2,45 Triliun - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank HSBC Indonesia (HSBC) berhasil mencatatkan laba bersih sebesar Rp2,45 triliun sepanjang 2023. 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