{"id":12203,"date":"2024-04-29T15:03:49","date_gmt":"2024-04-29T08:03:49","guid":{"rendered":"https:\/\/businessupdate.id\/?p=12203"},"modified":"2024-04-29T15:03:53","modified_gmt":"2024-04-29T08:03:53","slug":"bank-jatim-raih-laba-bersih-rp305-miliar-pada-kuartal-i-2024","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=12203","title":{"rendered":"Bank Jatim Raih Laba Bersih Rp305 Miliar pada Kuartal I\/2024"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Pembangunan Daerah Jawa Timur Tbk. (BJTM) atau Bank Jatim membukukan laba bersih Rp310 miliar pada kuartal I\/2024. Nilai tersebut naik 1,52% secara tahunan (yoy) dari tahun sebelumnya, yaitu Rp305 miliar.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Peningkatan laba tersebut disebabkan oleh <em>net interest income<\/em> yang naik 6,44% menjadi Rp1,22 triliun dibanding periode sebelumnya Rp1,15 triliun.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Direktur Utama Bank Jatim Busrul Iman mengatakan mengawali 2024 manajemen telah melakukan <em>review<\/em> atas beberapa hambatan sekaligus juga melanjutkan capaian selama 2023 kemarin yang terbagi dalam lima besaran.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pertama, akuisisi market bisnis yang lebih luas yaitu pada sektor riil\/produktif terutama untuk bisnis kredit di segmen UMKM. Kedua, penguatan <em>captive market<\/em> yaitu segmen <em>consumer<\/em> melalui program retensi, akuisisi, sampai dengan turunan di captive market&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cBeberapa contoh ekosistem selain bisnis kredit konsumer, antara lain pembiayaan proyek Pemda, pengadaan termasuk layanan transaksional antar BUMD, Badan Layanan Umum Daerah (BLUD) di bawah kendali Pemda,\u201d ujarnya dalam Paparan Kinerja Kuartal I\/2024, Senin (29\/4\/2024).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ketiga, penetrasi layanan digital guna meningkatkan rasio dana murah (CASA) BJTM.&nbsp; Keempat, perseroan menggenjot potensi<em> income<\/em> melalui layanan non kredit, seperti peningkatan transaksi di bisnis tresuri dan layanan devisa. Terakhir, fokus pada pertumbuhan bisnis anorganik melalui KUB dengan beberapa kandidat BPD&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara itu, penyaluran kredit perseroan naik 18,76% menjadi Rp57 triliun pada kuartal I\/2024 dari sebelumnya Rp48 triliun. Alhasil, aset BJTM tumbuh sebesar 4,37% secara tahunan atau sebesar Rp100,8 miliar dengan kontribusi dominan dari peningkatan aset produktif.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adapun, pengelolaan dana pihak ketiga (DPK) meningkat 2,34% menjadi Rp80,86 triliun dari sebelumnya Rp79,01 triliun, dengan kontribusi terbesar berasal dari jenis tabungan yang tumbuh 13,06% atau Rp26,82 triliun&nbsp; \u201cPertumbuhan DPK terjadi karena adanya pencairan THR yang berimplikasi pada meningkatnya outstanding tabungan\u201d ujarnya.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pada kesempatan yang sama, Direktur Mikro, Ritel, dan Menengah Arief Wicaksono penyaluran kredit perseroan lebih tinggi dibanding pertumbuhan rata-rata nasional yang hanya sebesar 12,4% dengan komposisi kredit konsumtif sebesar Rp31,3 triliun meningkat 7,4% dan kredit produktif Rp25,6 triliun meningkat 36,34%.\u00a0\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Peningkatan kredit produktif ditopang tingginya pertumbuhan segmen mikro yang melesat 36,63%, segmen ritel dan menengah 58,4% dan korporasi naik 17,97%. Di sisi lain, <em>loan deposit ratio<\/em> (LDR) kuartal I\/2024\u00a0 berada di angka 70%\u00a0 Penyaluran kredit diikuti dengan kualitas perbaikan pinjaman, <em>non performing loan gross <\/em>menurun menjadi 2,82% dari sebelumnya 3,03%. (rn\/jh. Foto: Antara)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Pembangunan Daerah Jawa Timur Tbk. (BJTM) atau Bank Jatim membukukan laba bersih Rp310 miliar pada kuartal I\/2024. Nilai tersebut naik 1,52% secara tahunan (yoy) dari tahun sebelumnya, yaitu Rp305 miliar.&nbsp;&nbsp; Peningkatan laba tersebut disebabkan oleh net interest income yang naik 6,44% menjadi Rp1,22 triliun dibanding periode sebelumnya Rp1,15 triliun.&nbsp;&nbsp; Direktur Utama [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":12204,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,82],"tags":[426,1370,724,723,2833,522,553,722,721],"class_list":["post-12203","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","category-bumd","tag-bank","tag-bersih","tag-bpd","tag-daerah","tag-jatim","tag-jawa","tag-laba","tag-pembangunan","tag-timur"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank Jatim Raih Laba Bersih Rp305 Miliar pada Kuartal I\/2024 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=12203\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank Jatim Raih Laba Bersih Rp305 Miliar pada Kuartal I\/2024 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Pembangunan Daerah Jawa Timur Tbk. (BJTM) atau Bank Jatim membukukan laba bersih Rp310 miliar pada kuartal I\/2024. Nilai tersebut naik 1,52% secara tahunan (yoy) dari tahun sebelumnya, yaitu Rp305 miliar.&nbsp;&nbsp; Peningkatan laba tersebut disebabkan oleh net interest income yang naik 6,44% menjadi Rp1,22 triliun dibanding periode sebelumnya Rp1,15 triliun.&nbsp;&nbsp; Direktur Utama [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=12203\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2024-04-29T08:03:49+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-04-29T08:03:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2024\/04\/Bank_jatim-e1714377812617.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"762\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=12203\",\"url\":\"https:\/\/businessupdate.id\/?p=12203\",\"name\":\"Bank Jatim Raih Laba Bersih Rp305 Miliar pada Kuartal I\/2024 - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2024-04-29T08:03:49+00:00\",\"dateModified\":\"2024-04-29T08:03:53+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=12203#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=12203\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=12203#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bank Jatim Raih Laba Bersih Rp305 Miliar pada Kuartal I\/2024\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bank Jatim Raih Laba Bersih Rp305 Miliar pada Kuartal I\/2024 - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=12203","og_locale":"en_US","og_type":"article","og_title":"Bank Jatim Raih Laba Bersih Rp305 Miliar pada Kuartal I\/2024 - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Pembangunan Daerah Jawa Timur Tbk. 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