{"id":12209,"date":"2024-04-30T07:02:56","date_gmt":"2024-04-30T00:02:56","guid":{"rendered":"https:\/\/businessupdate.id\/?p=12209"},"modified":"2024-04-30T07:03:00","modified_gmt":"2024-04-30T00:03:00","slug":"bni-peroleh-laba-bersih-rp532-triliun-pada-kuartal-i-2024","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=12209","title":{"rendered":"BNI Peroleh Laba Bersih Rp5,32 Triliun pada Kuartal I\/2024"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Negara Indonesia (Persero) Tbk. (BBNI) atau BNI mencatatkan laba bersih konsolidasi yang diatribusikan kepada pemilik sebesar Rp5,32 triliun pada kuartal I\/2024.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nilai tersebut naik tipis 2,02% secara tahunan (yoy) dibandingkan laba bersih periode yang sama tahun sebelumnya yang sebesar Rp5,22 triliun. &#8220;BNI berada di level yang tepat untuk mencapai ROI 20% pada 2028 mendatang,&#8221; kata Royke Tumilaar dalam paparan kinerja kuartal I\/2024, Senin (29\/4\/2024).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Berdasarkan laporan keuangan, BNI membukukan pendapatan bunga bersih (<em>net interest income<\/em>\/NII) 9,8% yoy menjadi Rp9,39 triliun pada kuartal I\/2024. Penyusutan NII disebabkan beban bunga yang melonjak 47,5% yoy menjadi Rp6,48 triliun.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adapun, margin bunga bersih (<em>net interest margin<\/em>\/NIM) bank turun dari 4,68% pada Maret 2023 ke level 4,01% pada Maret 2024. Meski demikian, laba bank terdorong oleh pendapatan berbasis komisi atau <em>fee based income<\/em> yang meningkat 21% yoy menjadi Rp3,91 triliun pada kuartal I\/2024.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Beban kerugian penurunan nilai aset keuangan (<em>impairment<\/em>) pun mengecil dari Rp2,16 triliun pada kuartal I\/2023 menjadi Rp1,72 triliun pada kuartal I\/2024. Dari sisi intermediasi, BNI telah menyalurkan kredit Rp695,16 triliun pada kuartal I\/2024, tumbuh 9,6% yoy.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aset pun naik 5,36% yoy menjadi Rp1.066,71 triliun pada tiga bulan pertama tahun ini. Rasio kredit bermasalah (<em>non performing loan<\/em>\/NPL) <em>gross<\/em> juga turun dari 2,77% pada Maret 2023 menjadi 2,04% pada Maret 2024. Namun, NPL net naik dari 0,53% menjadi 0,66%.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bank berhasil mengumpulkan dana pihak ketiga (DPK) sebesar Rp780,22 triliun pada kuartal I\/2024, naik 4,9% yoy. Dana murah atau <em>current account saving account<\/em> (CASA) bank juga naik 6% yoy menjadi Rp543,5 triliun. (pa\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Negara Indonesia (Persero) Tbk. (BBNI) atau BNI mencatatkan laba bersih konsolidasi yang diatribusikan kepada pemilik sebesar Rp5,32 triliun pada kuartal I\/2024. Nilai tersebut naik tipis 2,02% secara tahunan (yoy) dibandingkan laba bersih periode yang sama tahun sebelumnya yang sebesar Rp5,22 triliun. &#8220;BNI berada di level yang tepat untuk mencapai ROI 20% [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":7683,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,81],"tags":[426,644,1370,266,325,377,770,553,1161,544],"class_list":["post-12209","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","category-bumn","tag-bank","tag-bbni","tag-bersih","tag-bni","tag-indonesia","tag-keuangan","tag-kuartal","tag-laba","tag-laporan","tag-negara"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BNI Peroleh Laba Bersih Rp5,32 Triliun pada Kuartal I\/2024 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=12209\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BNI Peroleh Laba Bersih Rp5,32 Triliun pada Kuartal I\/2024 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Negara Indonesia (Persero) Tbk. 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