{"id":12348,"date":"2024-05-07T14:38:40","date_gmt":"2024-05-07T07:38:40","guid":{"rendered":"https:\/\/businessupdate.id\/?p=12348"},"modified":"2024-05-07T14:38:45","modified_gmt":"2024-05-07T07:38:45","slug":"bank-sinar-mas-raup-laba-rp7473-miliar-sepanjang-kuartal-i-2024","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=12348","title":{"rendered":"Bank Sinar Mas Raup Laba Rp74,73 Miliar Sepanjang Kuartal I\/2024"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong>&nbsp; PT Bank Sinarmas Tbk. (BSIM) membukukan laba bersih konsolidasi yang diatribusikan kepada pemilik sebesar Rp74,73 miliar pada kuartal I\/2024.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Angka&nbsp; tersebut naik 4,14% secara tahunan (yoy) dibandingkan periode yang tahuns&nbsp; sebelumnya yang sebesar Rp71,76 miliar.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Berdasarkan laporan keuangan yang dikutip Selasa (7\/5\/2024), kenaikan laba bersih ini terdorong kinerja pendapatan bunga bersih (<em>net interest income<\/em>\/NII) yang naik 3,7% yoy menjadi Rp686,49 miliar dari Rp662 miliar.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kemudian, pendapatan berbasis komisi (<em>fee based income<\/em>) naik 18,75% menjadi Rp94,3 miliar pada kuartal I\/2024 dibandingkan periode sebelumnya Rp79,41 miliar. Pendapatan lainnya juga tumbuh 64,86% menjadi Rp119,27 miliar dari Rp72,34 miliar.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selain itu, peningkatan laba bank terjadi di tengah penyusutan kerugian penurunan nilai aset keuangan (<em>impairment<\/em>) dari Rp82,8 miliar per Maret 2023 menjadi Rp75,87 miliar pada Maret 2024.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bank Sinar Mas mencatatkan pertumbuhan kredit sebesar 8,94% secara tahunan menjadi Rp13,47 triliun. Lalu, pembiayaan juga meningkat 15,29% menjadi Rp3,51 triliun. Dengan demikian, aset bank ikut meningkat 10,29% menjadi Rp52,22 triliun dari Rp47,35 triliun.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Seiring dengan kenaikan kredit dan pembiayaan, rasio kredit bermasalah (<em>non performing loan<\/em>\/NPL) BSIM mengalami perbaikan. Misal, NPL net turun signifikan sebesar 722 basis poin (bps) ke level 0,89% dari 8,11%. NPL net juga susut hingga 196 bps yakni 0,46% dari 2,42%. (rn\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211;&nbsp; PT Bank Sinarmas Tbk. (BSIM) membukukan laba bersih konsolidasi yang diatribusikan kepada pemilik sebesar Rp74,73 miliar pada kuartal I\/2024. Angka&nbsp; tersebut naik 4,14% secara tahunan (yoy) dibandingkan periode yang tahuns&nbsp; sebelumnya yang sebesar Rp71,76 miliar.&nbsp;&nbsp; Berdasarkan laporan keuangan yang dikutip Selasa (7\/5\/2024), kenaikan laba bersih ini terdorong kinerja pendapatan bunga bersih (net interest [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":6520,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,83],"tags":[426,6711,770,909,908,2867],"class_list":["post-12348","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","category-bums","tag-bank","tag-bsim","tag-kuartal","tag-mas","tag-sinar","tag-sinarmas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank Sinar Mas Raup Laba Rp74,73 Miliar Sepanjang Kuartal I\/2024 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=12348\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank Sinar Mas Raup Laba Rp74,73 Miliar Sepanjang Kuartal I\/2024 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211;&nbsp; PT Bank Sinarmas Tbk. (BSIM) membukukan laba bersih konsolidasi yang diatribusikan kepada pemilik sebesar Rp74,73 miliar pada kuartal I\/2024. Angka&nbsp; tersebut naik 4,14% secara tahunan (yoy) dibandingkan periode yang tahuns&nbsp; sebelumnya yang sebesar Rp71,76 miliar.&nbsp;&nbsp; Berdasarkan laporan keuangan yang dikutip Selasa (7\/5\/2024), kenaikan laba bersih ini terdorong kinerja pendapatan bunga bersih (net interest [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=12348\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2024-05-07T07:38:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-05-07T07:38:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/05\/bank-sinarmas-e1684737936150.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1267\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=12348\",\"url\":\"https:\/\/businessupdate.id\/?p=12348\",\"name\":\"Bank Sinar Mas Raup Laba Rp74,73 Miliar Sepanjang Kuartal I\/2024 - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2024-05-07T07:38:40+00:00\",\"dateModified\":\"2024-05-07T07:38:45+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=12348#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=12348\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=12348#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bank Sinar Mas Raup Laba Rp74,73 Miliar Sepanjang Kuartal I\/2024\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bank Sinar Mas Raup Laba Rp74,73 Miliar Sepanjang Kuartal I\/2024 - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=12348","og_locale":"en_US","og_type":"article","og_title":"Bank Sinar Mas Raup Laba Rp74,73 Miliar Sepanjang Kuartal I\/2024 - Businessupdate.id","og_description":"BusinessUpdate &#8211;&nbsp; PT Bank Sinarmas Tbk. 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