{"id":12394,"date":"2024-05-10T10:08:39","date_gmt":"2024-05-10T03:08:39","guid":{"rendered":"https:\/\/businessupdate.id\/?p=12394"},"modified":"2024-05-10T10:08:43","modified_gmt":"2024-05-10T03:08:43","slug":"bank-mandiri-dapat-peringkat-bbb-dari-fitch-ratings","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=12394","title":{"rendered":"Bank Mandiri Dapat Peringkat BBB dari Fitch Ratings"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Mandiri (Persero) Tbk meraih kenaikan peringkat Internasional Jangka Panjang dan Jangka Pendek (<em>International Long-Term Foreign &amp; Local Currency Rating<\/em>) pada level \u201cBBB\u201d dari sebelumnya \u201cBBB-\u201d yang ditetapkan oleh lembaga pemeringkat internasional Fitch Ratings.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fitch Ratings juga menaikkan peringkat Nasional Jangka Panjang (<em>National Long-Term Rating<\/em>) untuk Bank Mandiri, dari yang semula \u201cAA+(idn)\u201d sejak 2019 kini menjadi \u201cAAA(idn)\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cPerbaikan rating ini merupakan bentuk pengakuan atas membaiknya kondisi keuangan Bank Mandiri secara berkesinambungan,\u201d kata Corporate Secretary Bank Mandiri Teuku Ali Usman melalui keterangan tertulisnya di Jakarta, dikutip Jumat (10\/5\/2024).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurut Ali, peningkatan peringkat tersebut didasarkan pada hasil penilaian ulang lembaga pemeringkat atas kecenderungan dukungan pemerintah terhadap Bank Mandiri sebagai bank BUMN dengan aset terbesar dan bersifat krusial bagi sistem perbankan Indonesia.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Di samping itu, fundamental Bank Mandiri juga dinilai terus membaik dan secara relatif lebih positif jika dibandingkan bank-bank lain.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cMereka melihat profil profitabilitas yang stabil dan sustain, kualitas aset yang terjaga dengan basis DPK yang sehat, serta struktur modal yang solid, juga menjadi faktor yang mendorong meningkatnya peringkat Bank Mandiri ini,\u201d jelas Ali.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sebelumnya pada Januari 2024, lembaga pemeringkat Standard &amp; Poor\u2019s (S&amp;P) juga meningkatkan peringkat Bank Mandiri dari yang sebelumnya \u201cBBB-\/Stable\/A-3\u201d menjadi \u201cBBB\/Stable\/A-2\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dengan adanya kenaikan peringkat, Bank Mandiri diharapkan dapat menarik lebih banyak investor, baik <em>equity investors<\/em> maupun <em>fixed-income investors<\/em>. Di samping itu, diharapkan para investor semakin yakin terhadap keberlanjutan performa Bank Mandiri ke depannya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sepanjang kuartal I\/2024, Bank Mandiri mencatatkan kinerja keuangan yang positif dengan pertumbuhan penyaluran kredit konsolidasi sebesar 19,1% yoy menjadi Rp1.435 triliun serta pertumbuhan dana pihak ketiga (DPK) konsolidasi sebesar 13% yoy menjadi Rp1.572 triliun.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rasio <em>non-performing loan<\/em> (NPL) <em>gross<\/em> <em>bank only<\/em> juga terus terjaga hingga ke level 1,02% per Maret 2024, turun 68 basis poin (bps) dari periode yang sama di tahun lalu yang sebesar 1,7%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bank Mandiri prudent dan konservatif dalam menetapkan pencadangan kredit yang tercermin dari <em>coverage ratio bank only<\/em> di level 368%. Perbaikan dari sisi kualitas kredit tersebut juga tercermin dari biaya kredit atau <em>cost of credit<\/em> (CoC) yang terjaga di level rendah yakni 0,99% per akhir Maret 2024.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Inovasi digital Bank Mandiri turut mendukung kinerja positif perseroan, salah satunya aplikasi Livin\u2019 by Mandiri yang pada kuartal I\/2024 nilai transaksinya telah menembus Rp921 triliun atau tumbuh sebesar 27,4% secara tahunan (yoy).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurut perseroan, Livin\u2019 by Mandiri telah berkontribusi pada pertumbuhan pendapatan non-bunga perseroan yang tercermin dari <em>fee based income<\/em> (FBI) Livin\u2019 by Mandiri sebesar Rp557 miliar atau naik 25,5% secara tahunan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sedangkan layanan <em>wholesale<\/em> digital melalui Kopra by Mandiri mengelola Rp4.773 triliun transaksi hingga kuartal I\/2024, dengan pertumbuhan pengguna meningkat lebih dari dua kali lipat dalam satu tahun terakhir menjadi 200 ribu pengguna per akhir Maret 2024. (rn\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Mandiri (Persero) Tbk meraih kenaikan peringkat Internasional Jangka Panjang dan Jangka Pendek (International Long-Term Foreign &amp; Local Currency Rating) pada level \u201cBBB\u201d dari sebelumnya \u201cBBB-\u201d yang ditetapkan oleh lembaga pemeringkat internasional Fitch Ratings. Fitch Ratings juga menaikkan peringkat Nasional Jangka Panjang (National Long-Term Rating) untuk Bank Mandiri, dari yang semula \u201cAA+(idn)\u201d [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":8309,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,46],"tags":[426,6726,6725,2152,720,796,6037],"class_list":["post-12394","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","category-economic","tag-bank","tag-bbb","tag-fitch-ratings","tag-internasional","tag-mandiri","tag-nasional","tag-peringkat"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank Mandiri Dapat Peringkat BBB dari Fitch Ratings - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=12394\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank Mandiri Dapat Peringkat BBB dari Fitch Ratings - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Mandiri (Persero) Tbk meraih kenaikan peringkat Internasional Jangka Panjang dan Jangka Pendek (International Long-Term Foreign &amp; Local Currency Rating) pada level \u201cBBB\u201d dari sebelumnya \u201cBBB-\u201d yang ditetapkan oleh lembaga pemeringkat internasional Fitch Ratings. Fitch Ratings juga menaikkan peringkat Nasional Jangka Panjang (National Long-Term Rating) untuk Bank Mandiri, dari yang semula \u201cAA+(idn)\u201d [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=12394\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2024-05-10T03:08:39+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-05-10T03:08:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/09\/bank-mandiri-e1693533346657.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"686\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=12394\",\"url\":\"https:\/\/businessupdate.id\/?p=12394\",\"name\":\"Bank Mandiri Dapat Peringkat BBB dari Fitch Ratings - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2024-05-10T03:08:39+00:00\",\"dateModified\":\"2024-05-10T03:08:43+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=12394#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=12394\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=12394#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bank Mandiri Dapat Peringkat BBB dari Fitch Ratings\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bank Mandiri Dapat Peringkat BBB dari Fitch Ratings - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=12394","og_locale":"en_US","og_type":"article","og_title":"Bank Mandiri Dapat Peringkat BBB dari Fitch Ratings - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Mandiri (Persero) Tbk meraih kenaikan peringkat Internasional Jangka Panjang dan Jangka Pendek (International Long-Term Foreign &amp; Local Currency Rating) pada level \u201cBBB\u201d dari sebelumnya \u201cBBB-\u201d yang ditetapkan oleh lembaga pemeringkat internasional Fitch Ratings. 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