{"id":12438,"date":"2024-05-13T14:37:59","date_gmt":"2024-05-13T07:37:59","guid":{"rendered":"https:\/\/businessupdate.id\/?p=12438"},"modified":"2024-05-13T14:41:30","modified_gmt":"2024-05-13T07:41:30","slug":"brk-syariah-raih-laba-bersih-rp7972-miliar-pada-kuartal-i-2024","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=12438","title":{"rendered":"BRK Syariah Raih Laba Bersih Rp79,72 Miliar pada Kuartal I\/2024"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> PT Bank Pembangunan Daerah Riau Kepri (BRK) Syariah berhasil mencatatkan laba bersih sebesar Rp79,72 miliar sepanjang kuartal I\/2024. Angka tersebut melesat 106,48% secara tahunan (yoy) dari periode yang sama tahun sebelumnya sebesar Rp38,61 miliar.<\/p>\n\n\n\n<p>Berdasarkan laporan keuangan yang dipublikasikan di media, Senin (13\/5\/2024), laba bank didorong oleh pendapatan setelah distribusi bagi hasil yang naik 7,55% yoy menjadi Rp316,9 miliar dibandingkan sebelumnya Rp294,66 miliar.&nbsp;<\/p>\n\n\n\n<p><em>Net operating margin<\/em> (NOM) juga meningkat 83 basis poin (bps) menjadi 1,15% dari 0,32%. Sedangkan pendapatan dari penyaluran dana menurun 11,38% yoy menjadi Rp817,69 miliar dari Rp922,67 miliar.&nbsp;<\/p>\n\n\n\n<p>Pertumbuhan laba perseroan juga terdorong dari keuntungan penjabaran transaksi valuta asing mencapai Rp1,48 miliar per Maret 2024 dibanding sebelumnya yang membukukan kerugian Rp7,44 miliar.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Efisiennya bank menjalankan bisnis terlihat dari penurunan rasio biaya operasional dan pendapatan operasional (BOPO). Tercatat, BOPO BRK Syariah turun 679 bps menjadi 87,39% dari 94,18%. Makin kecil rasio BOPO menunjukkan semakin efisiennya perbankan dalam menjalankan usahanya.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Selanjutnya, dari segi rasio profitabilitas, rasio imbal balik aset (<em>return on assets<\/em>\/ROA) bank naik 81 bps menjadi 1,45% dari 0,64%. Lalu, rasio imbal balik ekuitas (<em>return on equity<\/em>\/ROE) pun naik 501 bps menjadi 9,7% dari 4,69%.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Dari sisi intermediasi, BRK Syariah telah menyalurkan pembiayaan Rp20,35 triliun, naik 2,69% yoy. Namun, aset BRK Syariah susut 3,27% menjadi Rp30,03 triliun pada kuartal I\/2024.<\/p>\n\n\n\n<p>Dari sisi kualitas aset, rasio pembiayaan bermasalah (<em>non performing financing<\/em>\/NPF) <em>gross<\/em> menjadi 2,62% dari 2,61%. Lalu, NPF net berada di level 0,52% dari 0,27%.&nbsp;<\/p>\n\n\n\n<p>Adapun, dari segi pendanaan, BRK Syariah telah meraup dana pihak ketiga (DPK) sebesar Rp25,43 triliun, susut 3,81% yoy dibandingkan posisi periode yang sama tahun sebelumnya Rp26,44 triliun. Sementara, dana murah BRK Syariah mengalami pertumbuhan 7,47% menjadi Rp13,16 triliun pada kuartal I\/2024. (pa\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Pembangunan Daerah Riau Kepri (BRK) Syariah berhasil mencatatkan laba bersih sebesar Rp79,72 miliar sepanjang kuartal I\/2024. Angka tersebut melesat 106,48% secara tahunan (yoy) dari periode yang sama tahun sebelumnya sebesar Rp38,61 miliar. Berdasarkan laporan keuangan yang dipublikasikan di media, Senin (13\/5\/2024), laba bank didorong oleh pendapatan setelah distribusi bagi hasil yang [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":12439,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,82],"tags":[426,6750,723,6749,377,553,1161,722,3170,1263],"class_list":{"0":"post-12438","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"category-bumd","9":"tag-bank","10":"tag-brk","11":"tag-daerah","12":"tag-kepri","13":"tag-keuangan","14":"tag-laba","15":"tag-laporan","16":"tag-pembangunan","17":"tag-riau","18":"tag-syariah"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BRK Syariah Raih Laba Bersih Rp79,72 Miliar pada Kuartal I\/2024 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=12438\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BRK Syariah Raih Laba Bersih Rp79,72 Miliar pada Kuartal I\/2024 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Pembangunan Daerah Riau Kepri (BRK) Syariah berhasil mencatatkan laba bersih sebesar Rp79,72 miliar sepanjang kuartal I\/2024. Angka tersebut melesat 106,48% secara tahunan (yoy) dari periode yang sama tahun sebelumnya sebesar Rp38,61 miliar. Berdasarkan laporan keuangan yang dipublikasikan di media, Senin (13\/5\/2024), laba bank didorong oleh pendapatan setelah distribusi bagi hasil yang [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=12438\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2024-05-13T07:37:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-05-13T07:41:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2024\/05\/Bank-Riau-Kepri-Syariah.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1300\" \/>\n\t<meta property=\"og:image:height\" content=\"684\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Premieri A\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Premieri A\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=12438\",\"url\":\"https:\/\/businessupdate.id\/?p=12438\",\"name\":\"BRK Syariah Raih Laba Bersih Rp79,72 Miliar pada Kuartal I\/2024 - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2024-05-13T07:37:59+00:00\",\"dateModified\":\"2024-05-13T07:41:30+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=12438#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=12438\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=12438#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"BRK Syariah Raih Laba Bersih Rp79,72 Miliar pada Kuartal I\/2024\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\",\"name\":\"Premieri A\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"caption\":\"Premieri A\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=5\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BRK Syariah Raih Laba Bersih Rp79,72 Miliar pada Kuartal I\/2024 - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=12438","og_locale":"en_US","og_type":"article","og_title":"BRK Syariah Raih Laba Bersih Rp79,72 Miliar pada Kuartal I\/2024 - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Pembangunan Daerah Riau Kepri (BRK) Syariah berhasil mencatatkan laba bersih sebesar Rp79,72 miliar sepanjang kuartal I\/2024. 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