{"id":13073,"date":"2024-06-22T09:53:41","date_gmt":"2024-06-22T02:53:41","guid":{"rendered":"https:\/\/businessupdate.id\/?p=13073"},"modified":"2024-06-22T09:53:45","modified_gmt":"2024-06-22T02:53:45","slug":"usulan-btn-terkait-target-prabowo-gibran-bangun-3-juta-rumah","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=13073","title":{"rendered":"Usulan BTN Terkait Target Prabowo-Gibran Bangun 3 Juta Rumah"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> PT Bank Tabungan Negara (Persero) Tbk. (BBTN) mengusulkan sejumlah skema untuk melakukan percepatan dalam mengatasi permasalahan <em>backlog<\/em> terkait target pemerintahan Prabowo-Gibran untuk membangun 3 juta unit rumah.&nbsp;<\/p>\n\n\n\n<p>Direktur Utama BTN Nixon Napitupulu mengatakan dana abadi bisa menjadi opsi selain dari Fasilitas Likuiditas Pembiayaan Perumahan (FLPP) yang dinilai sering membebani Anggaran Pendapatan dan Belanja Negara (APBN).&nbsp;<\/p>\n\n\n\n<p>\u201cKalau pakai cara FLPP, <em>budget<\/em> pemerintahnya nggak kuat, kegedean. Harus ada cara lain agar dari sisi APBN-nya lebih efisien. Pertama, bukan belanja, tapi investasi. Kedua, dari sisi daya serap lebih banyak,\u201d ujarnya pada awak media di Jakarta, Jumat (21\/6\/2024).&nbsp;<\/p>\n\n\n\n<p>Menurutnya, sesuai dengan skema yang diusulkan, nantinya sejumlah dana abadi diinvestasikan untuk menghasilkan pendapatan melalui penempatan ke instrumen keuangan seperti Surat Utang Negara (SUN), Surat Berharga Negara (SBN), atau Sekuritas Rupiah Bank Indonesia (SRBI).&nbsp;<\/p>\n\n\n\n<p>Lalu, pendapatan yang dihasilkan dari investasi ini dapat digunakan untuk membayar (SSB). \u201cJadi dia [dana abadi] keluarin <em>return<\/em> misalnya duitnya itu di <em>placement<\/em> ke SUN, SBN Atau segala macam [seperti] SRBI. Katakan bunganya 6%, itu dia [dana abadi] akan membayar subsidi selisih bunga buat para <em>customer<\/em>,\u201d jelasnya.&nbsp;<\/p>\n\n\n\n<p>Ia mengatakan usulan ini tidak hanya berbentuk kredit pemilikan rumah (KPR). Tetapi juga ada bantuan pembiayaan renovasi hingga pembangunan rumah di pedesaan.&nbsp;<\/p>\n\n\n\n<p>Nixon juga mengusulkan kepemilikan rumah bagi kelompok milenial dengan konsep <em>transit oriented development <\/em>(TOD) serta adanya konsep subsidinya pembebasan pajak pertambahan nilai (PPN) dan Bea Perolehan Hak atas Tanah dan Bangunan (BPHTB), penurunan uang muka (DP) serta pemotongan biaya asuransi.&nbsp;<\/p>\n\n\n\n<p>\u201cJadi kalau tiga-tiganya diberi pembebasan, maka penghematannya 21% dari harga normal. Jadi kalau harga rumahnya Rp400 juta itu bisa menjadi Rp300 juta lebih sekian. Jadi teman-teman merasakan seakan-akan ada diskon rumah 21%,\u201d imbuhnya.&nbsp;<\/p>\n\n\n\n<p>Sebagai informasi, pada kuartal I\/2024, BTN membukukan pertumbuhan kredit dan pembiayaan sebesar 14,8% menjadi Rp344,2 triliun, dibandingkan periode yang sama pada tahun sebelumnya sebesar Rp299,7 triliun.&nbsp;<\/p>\n\n\n\n<p>Kredit dan pembiayaan perumahan masih menyumbang porsi mayoritas sekitar 85% dari seluruh kredit dan pembiayaan yang disalurkan perseroan. Adapun, selama kuartal I\/2024, total kredit dan pembiayaan perumahan mencapai Rp292,7 triliun naik 10,7% dibandingkan periode yang sama tahun lalu sebesar Rp264,5 triliun. (ip\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk. (BBTN) mengusulkan sejumlah skema untuk melakukan percepatan dalam mengatasi permasalahan backlog terkait target pemerintahan Prabowo-Gibran untuk membangun 3 juta unit rumah.&nbsp; Direktur Utama BTN Nixon Napitupulu mengatakan dana abadi bisa menjadi opsi selain dari Fasilitas Likuiditas Pembiayaan Perumahan (FLPP) yang dinilai sering membebani Anggaran Pendapatan dan Belanja [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":2202,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,53],"tags":[426,183,248,544,758,1144],"class_list":{"0":"post-13073","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"category-property","9":"tag-bank","10":"tag-btn","11":"tag-kpr","12":"tag-negara","13":"tag-perumahan","14":"tag-tabungan"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Usulan BTN Terkait Target Prabowo-Gibran Bangun 3 Juta Rumah - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=13073\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Usulan BTN Terkait Target Prabowo-Gibran Bangun 3 Juta Rumah - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk. 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