{"id":13222,"date":"2024-07-01T16:01:22","date_gmt":"2024-07-01T09:01:22","guid":{"rendered":"https:\/\/businessupdate.id\/?p=13222"},"modified":"2024-07-01T16:01:29","modified_gmt":"2024-07-01T09:01:29","slug":"kpr-hijau-bank-cimb-niaga-naik-drastis","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=13222","title":{"rendered":"KPR Hijau Bank CIMB Niaga Naik Drastis"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank CIMB Niaga Tbk. (BNGA) optimistis Kredit Pemilikan Rumah (KPR) Hijau atau <em>green mortgage<\/em> bakal terus tumbuh di tengah kesadaran publik soal krisis iklim. Per Maret 2024 KPR Hijau melonjak 58,9% secara tahunan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">BNGA telah menyalurkan KPR sebesar Rp43 triliun pada kuartal I\/2024, meningkat 2,4% secara tahunan (yoy). <em>Green mortgage<\/em> sendiri berkontribusi sebesar Rp287 miliar per Maret 2024, naik 58,9% secara tahunan. Rasio bermasalah (<em>non performing loan<\/em>\/NPL) pun masih di level 0%.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Head of Secured Lending Business &amp; Consumer Credit Underwriting CIMB Niaga Djojo Boentoro mengatakan <em>green mortgage<\/em> merupakan fasilitas pembiayaan untuk pembelian properti dari pengembang yang telah memenuhi standar prinsip keberlanjutan atau sertifikasi bangunan hijau dari lembaga yang diakui.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Di antaranya menggunakan bahan bangunan ramah lingkungan, memiliki pengelolaan air yang baik, dan efisiensi energi melalui pemanfaatan solar panel.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cKita tergantung kesediaan rumah yang tersertifikasi <em>green mortgage<\/em>. Kita sih berharap pertumbuhan bisa dobel dari 1% [total porsi portofolio <em>green mortgage<\/em> terhadap total KPR],\u201d ujarnya dalam Media Gathering &#8220;Tren Properti &amp; Green Mortgage 2024, Senin (1\/7\/2024).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara itu, Associate Director of Planning &amp; Design Ciputra Residence Taufiq Hidayat pun mengatakan&nbsp; sejauh ini pihaknya terus menggenjot jumlah hunian yang disertifikasikan.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cKalau sekarang 50% [hunian] telah tersertifikasi [hijau], mungkin tahun depan 75% dan tahun depan lagi bia 100% tersertifikasi,\u201d ujarnya.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pada saat yang sama, Head of Non Branch Channel CIMB Niaga Heintje Mogi mengatakan sebagai inisiatif yang terbilang baru di industri properti, <em>green mortgage<\/em> memiliki potensi besar untuk terus berkembang.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hal ini sejalan dengan mulai tumbuhnya kesadaran masyarakat terhadap gaya hidup berkelanjutan dan terus aktifnya edukasi KPR Hijau baik oleh pemerintah, perbankan, maupun developer.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cKami optimis minat masyarakat terhadap KPR Hijau akan terus meningkat. Karena itu, kami akan meningkatkan kerja sama dengan developer penyedia <em>green house\/building<\/em>. Selain itu, CIMB Niaga juga akan menghadirkan berbagai program spesial, baik dari sisi pricing maupun benefit lain yang relevan,\u201d katanya.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurutnya, <em>green mortgage<\/em> memiliki banyak keuntungan bagi nasabah. Selain menghemat energi, rumah yang ramah lingkungan juga dapat meningkatkan kualitas hidup penghuninya karena dibuat dari bahan-bahan bangunan yang lebih sehat dan aman serta memiliki sirkulasi udara yang lebih baik.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Memiliki rumah yang ramah lingkungan juga memberikan kepuasan tersendiri karena telah turut berkontribusi positif terhadap inisiatif keberlanjutan lingkungan, mengurangi jejak karbon, dan mendukung pembangunan yang lebih hijau. (rn\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank CIMB Niaga Tbk. (BNGA) optimistis Kredit Pemilikan Rumah (KPR) Hijau atau green mortgage bakal terus tumbuh di tengah kesadaran publik soal krisis iklim. Per Maret 2024 KPR Hijau melonjak 58,9% secara tahunan. BNGA telah menyalurkan KPR sebesar Rp43 triliun pada kuartal I\/2024, meningkat 2,4% secara tahunan (yoy). Green mortgage sendiri berkontribusi [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":11982,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,3084,7076,568,248,501,448,500],"class_list":["post-13222","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank","tag-cimb","tag-green-mortgage","tag-hijau","tag-kpr","tag-lingkungan","tag-niaga","tag-ramah"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>KPR Hijau Bank CIMB Niaga Naik Drastis - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=13222\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"KPR Hijau Bank CIMB Niaga Naik Drastis - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank CIMB Niaga Tbk. (BNGA) optimistis Kredit Pemilikan Rumah (KPR) Hijau atau green mortgage bakal terus tumbuh di tengah kesadaran publik soal krisis iklim. Per Maret 2024 KPR Hijau melonjak 58,9% secara tahunan. BNGA telah menyalurkan KPR sebesar Rp43 triliun pada kuartal I\/2024, meningkat 2,4% secara tahunan (yoy). 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