{"id":13432,"date":"2024-07-14T08:18:42","date_gmt":"2024-07-14T01:18:42","guid":{"rendered":"https:\/\/businessupdate.id\/?p=13432"},"modified":"2024-07-14T08:18:46","modified_gmt":"2024-07-14T01:18:46","slug":"pembiayaan-payleter-naik-3364-persen-per-mei-2024","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=13432","title":{"rendered":"Pembiayaan Payleter Naik 33,64 Persen per Mei 2024"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> Otoritas Jasa Keuangan (OJK) mengatakan, nilai penyaluran perusahaan pembiayaan (PP) beli sekarang bayar nanti atau <em>buy now pay later<\/em> (BNPL\/<em>paylater<\/em>) meningkat 33,64% secara tahunan ( yoy) menjadi sebesar Rp6,81 triliun per Mei 2024.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cTotal penyaluran piutang pembiayaan PP BNPL per Mei 2024 meningkat 33,64% yoy menjadi sebesar Rp6,81 triliun,\u201d ucap Kepala Eksekutif Pengawas Lembaga Pembiayaan, Perusahaan Modal Ventura, Lembaga Keuangan Mikro, dan Lembaga Jasa Keuangan Lainnya (PVML) OJK Agusman melalui keterangan tertulis, Sabtu (13\/7\/2024).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia pun menilai pembiayaan <em>paylater<\/em> di Indonesia memiliki potensi pasar yang cukup besar sejalan dengan perkembangan perekonomian berbasis digital.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Prospek yang cukup baik tersebut, juga terlihat dari rasio <em>Non-Performing Financing<\/em> (NPF) <em>gross<\/em> dan NPF <em>netto<\/em> PP BNPL yang masing-masing tercatat sebesar 3,22% dan 0,84%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Agusman mengatakan tengah mengkaji aturan terkait <em>paylater<\/em>. Beberapa hal yang masih dalam pembahasan antara lain persyaratan perusahaan pembiayaan yang menyelenggarakan kegiatan <em>paylater<\/em>, kepemilikan sistem informasi, serta perlindungan data pribadi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia menyatakan hal-hal lain yang juga masih dalam proses pengkajian yakni rekam jejak audit, sistem pengamanan, akses dan penggunaan data pribadi, kerja sama dengan pihak lain, dan manajemen risiko.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tidak hanya pembiayaan <em>paylater,<\/em> pihaknya mencatat bahwa perkembangan pembiayaan syariah pada Mei 2024 juga cukup baik. \u201cPer Mei 2024, nilai <em>outstanding <\/em>pembiayaan syariah meningkat 27,49% yoy menjadi sebesar Rp26,5 triliun,\u201d ujar Agusman.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia menyampaikan bahwa nilai pembiayaan syariah bermasalah pun masih terkendali dengan rasio NPF <em>gross<\/em> sebesar 1,9% dan NPF netto sebesar 0,62%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pihaknya pun berkomitmen untuk terus meningkatkan literasi keuangan syariah serta mendorong perusahaan pembiayaan syariah untuk melakukan perluasan produk pembiayaan syariah melalui inovasi dan diversifikasi produk untuk mengembangkan sektor pembiayaan tersebut.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara itu, terkait piutang pembiayaan kendaraan bermotor, Agusman menyatakan bahwa pembiayaan sektor tersebut meningkat 12,62% yoy menjadi sebesar Rp400,57 triliun per Mei 2024.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia menilai bahwa hal tersebut menunjukkan penyaluran pembiayaan masih tetap tumbuh positif di tengah penurunan penjualan kendaraan bermotor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cDengan melihat tren penyaluran pembiayaan kendaraan bermotor tersebut, diproyeksikan pembiayaan kendaraan masih memiliki peluang tumbuh dengan nilai sebesar 9-11% sampai dengan akhir tahun 2024,\u201d tutupnya. (pa\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Otoritas Jasa Keuangan (OJK) mengatakan, nilai penyaluran perusahaan pembiayaan (PP) beli sekarang bayar nanti atau buy now pay later (BNPL\/paylater) meningkat 33,64% secara tahunan ( yoy) menjadi sebesar Rp6,81 triliun per Mei 2024. \u201cTotal penyaluran piutang pembiayaan PP BNPL per Mei 2024 meningkat 33,64% yoy menjadi sebesar Rp6,81 triliun,\u201d ucap Kepala Eksekutif Pengawas [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":13433,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[7195,376,377,374,375,638],"class_list":["post-13432","post","type-post","status-publish","format-standard","has-post-thumbnail","category-finance","tag-bnpl","tag-jasa","tag-keuangan","tag-ojk","tag-otoritas","tag-paylater"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pembiayaan Payleter Naik 33,64 Persen per Mei 2024 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=13432\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pembiayaan Payleter Naik 33,64 Persen per Mei 2024 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Otoritas Jasa Keuangan (OJK) mengatakan, nilai penyaluran perusahaan pembiayaan (PP) beli sekarang bayar nanti atau buy now pay later (BNPL\/paylater) meningkat 33,64% secara tahunan ( yoy) menjadi sebesar Rp6,81 triliun per Mei 2024. \u201cTotal penyaluran piutang pembiayaan PP BNPL per Mei 2024 meningkat 33,64% yoy menjadi sebesar Rp6,81 triliun,\u201d ucap Kepala Eksekutif Pengawas [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=13432\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2024-07-14T01:18:42+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-07-14T01:18:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2024\/07\/paylater-e1720919915421.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1300\" \/>\n\t<meta property=\"og:image:height\" content=\"756\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Premieri A\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Premieri A\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=13432\",\"url\":\"https:\/\/businessupdate.id\/?p=13432\",\"name\":\"Pembiayaan Payleter Naik 33,64 Persen per Mei 2024 - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2024-07-14T01:18:42+00:00\",\"dateModified\":\"2024-07-14T01:18:46+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=13432#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=13432\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=13432#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Pembiayaan Payleter Naik 33,64 Persen per Mei 2024\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\",\"name\":\"Premieri A\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"caption\":\"Premieri A\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=5\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Pembiayaan Payleter Naik 33,64 Persen per Mei 2024 - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=13432","og_locale":"en_US","og_type":"article","og_title":"Pembiayaan Payleter Naik 33,64 Persen per Mei 2024 - Businessupdate.id","og_description":"BusinessUpdate &#8211; 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