{"id":13459,"date":"2024-07-16T10:23:26","date_gmt":"2024-07-16T03:23:26","guid":{"rendered":"https:\/\/businessupdate.id\/?p=13459"},"modified":"2024-07-16T10:23:31","modified_gmt":"2024-07-16T03:23:31","slug":"pengguna-paylater-bca-tumbuh-108-persen","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=13459","title":{"rendered":"Pengguna Paylater BCA Tumbuh 108 Persen"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Central Asia Tbk atau BCA mencatat, pertumbuhan jumlah pengguna <em>buy now pay later<\/em> (BNPL) hingga periode Mei 2024 sebesari 108% secara <em>year-to-date<\/em> (ytd).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kemudian, <em>outstanding<\/em> pinjaman untuk <em>paylater<\/em> pada periode yang sama juga meningkat sebesar 94% ytd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cJadi, pengguna sangat antusias dan kami juga <em>excited<\/em>,\u201d kata Executive Vice President (EVP) Corporate Communication and Social Responsibility BCA Hera F. Haryn di Menara BCA, Jakarta, Senin (15\/7\/2024).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia mengatakan, perseroan secara rutin melakukan inovasi produk termasuk untuk <em>paylater<\/em>. Menurutnya, perseroan juga terus melakukan kajian sehingga diharapkan dapat melahirkan inovasi produk baru yang relevan dengan kebutuhan pasar saat ini.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sebelumnya, dalam paparan kinerja triwulan I\/2024, perseroan melaporkan bahwa jumlah pengguna <em>paylater<\/em> hingga akhir Maret 2024 telah mencapai sekitar 89.000 pengguna atau tumbuh 70% dari posisi Desember 2023 yang berjumlah 52.500 pengguna.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pada saat itu, Direktur BCA Santoso mengungkapkan adanya kenaikan <em>outstanding<\/em> pinjaman dari Rp115 miliar pada posisi Desember 2023 menjadi Rp185 miliar pada Maret 2024. Jumlah tersebut naik 61% jika dibandingkan dengan akhir 2023.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara plafon pinjaman juga tercatat tumbuh cukup baik pada periode tersebut yakni sebesar 51% jika dibandingkan dengan akhir 2023 yang hanya sebesar Rp395 miliar menjadi Rp597 miliar di Maret 2024.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Santoso juga menggarisbawahi kualitas kredit yang disalurkan tetap prudent. Adapun kualitas kredit paylater BCA berada di posisi 0,47% pada Maret 2024.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sebagai informasi, fitur <em>paylater<\/em> di myBCA diluncurkan pada kuartal IV\/2023. Limit kredit <em>paylater<\/em> yang ditawarkan BCA hingga Rp20 juta, dengan suku bunga cicilan yang kompetitif dan pembayaran yang bervariasi sesuai kebutuhan nasabah.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adapun berdasarkan data Otoritas Jasa Keuangan (OJK), total penyaluran piutang pembiayaan oleh perusahaan pembiayaan (PP) BNPL per Mei 2024 meningkat 33,64% secara tahunan (yoy) menjadi sebesar Rp6,81 triliun.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">OJK menilai, pembiayaan <em>paylater<\/em> di Indonesia memiliki potensi pasar yang cukup besar sejalan dengan perkembangan perekonomian berbasis digital. Hal itu juga terlihat dari rasio <em>non performing financing<\/em> (NPF) gross serta NPF netto PP BNPL yang masing-masing tercatat sebesar 3,22% dan 0,84%. (ip\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Central Asia Tbk atau BCA mencatat, pertumbuhan jumlah pengguna buy now pay later (BNPL) hingga periode Mei 2024 sebesari 108% secara year-to-date (ytd). Kemudian, outstanding pinjaman untuk paylater pada periode yang sama juga meningkat sebesar 94% ytd. \u201cJadi, pengguna sangat antusias dan kami juga excited,\u201d kata Executive Vice President (EVP) Corporate [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":4989,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,2174,7195,7207,2175,638],"class_list":["post-13459","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank","tag-bca","tag-bnpl","tag-buy-now-pay-later","tag-central","tag-paylater"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pengguna Paylater BCA Tumbuh 108 Persen - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=13459\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pengguna Paylater BCA Tumbuh 108 Persen - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Central Asia Tbk atau BCA mencatat, pertumbuhan jumlah pengguna buy now pay later (BNPL) hingga periode Mei 2024 sebesari 108% secara year-to-date (ytd). Kemudian, outstanding pinjaman untuk paylater pada periode yang sama juga meningkat sebesar 94% ytd. \u201cJadi, pengguna sangat antusias dan kami juga excited,\u201d kata Executive Vice President (EVP) Corporate [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=13459\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2024-07-16T03:23:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-07-16T03:23:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/03\/BCA-mobile-e1677725226874.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1407\" \/>\n\t<meta property=\"og:image:height\" content=\"799\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Iyan Pahlevi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Iyan Pahlevi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=13459\",\"url\":\"https:\/\/businessupdate.id\/?p=13459\",\"name\":\"Pengguna Paylater BCA Tumbuh 108 Persen - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2024-07-16T03:23:26+00:00\",\"dateModified\":\"2024-07-16T03:23:31+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=13459#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=13459\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=13459#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Pengguna Paylater BCA Tumbuh 108 Persen\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\",\"name\":\"Iyan Pahlevi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"caption\":\"Iyan Pahlevi\"},\"url\":\"https:\/\/businessupdate.id\/?author=6\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Pengguna Paylater BCA Tumbuh 108 Persen - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=13459","og_locale":"en_US","og_type":"article","og_title":"Pengguna Paylater BCA Tumbuh 108 Persen - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Central Asia Tbk atau BCA mencatat, pertumbuhan jumlah pengguna buy now pay later (BNPL) hingga periode Mei 2024 sebesari 108% secara year-to-date (ytd). Kemudian, outstanding pinjaman untuk paylater pada periode yang sama juga meningkat sebesar 94% ytd. \u201cJadi, pengguna sangat antusias dan kami juga excited,\u201d kata Executive Vice President (EVP) Corporate [&hellip;]","og_url":"https:\/\/businessupdate.id\/?p=13459","og_site_name":"Businessupdate.id","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=100088795961927","article_published_time":"2024-07-16T03:23:26+00:00","article_modified_time":"2024-07-16T03:23:31+00:00","og_image":[{"width":1407,"height":799,"url":"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/03\/BCA-mobile-e1677725226874.jpg","type":"image\/jpeg"}],"author":"Iyan Pahlevi","twitter_card":"summary_large_image","twitter_creator":"@EnterpriseMse","twitter_site":"@EnterpriseMse","twitter_misc":{"Written by":"Iyan Pahlevi","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/businessupdate.id\/?p=13459","url":"https:\/\/businessupdate.id\/?p=13459","name":"Pengguna Paylater BCA Tumbuh 108 Persen - Businessupdate.id","isPartOf":{"@id":"https:\/\/businessupdate.id\/#website"},"datePublished":"2024-07-16T03:23:26+00:00","dateModified":"2024-07-16T03:23:31+00:00","author":{"@id":"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d"},"breadcrumb":{"@id":"https:\/\/businessupdate.id\/?p=13459#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/businessupdate.id\/?p=13459"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/businessupdate.id\/?p=13459#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/businessupdate.id\/"},{"@type":"ListItem","position":2,"name":"Pengguna Paylater BCA Tumbuh 108 Persen"}]},{"@type":"WebSite","@id":"https:\/\/businessupdate.id\/#website","url":"https:\/\/businessupdate.id\/","name":"Businessupdate.id","description":" ","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessupdate.id\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d","name":"Iyan Pahlevi","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g","caption":"Iyan Pahlevi"},"url":"https:\/\/businessupdate.id\/?author=6"}]}},"_links":{"self":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/13459","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=13459"}],"version-history":[{"count":1,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/13459\/revisions"}],"predecessor-version":[{"id":13460,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/13459\/revisions\/13460"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/media\/4989"}],"wp:attachment":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=13459"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=13459"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=13459"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}