{"id":13642,"date":"2024-07-27T06:38:43","date_gmt":"2024-07-26T23:38:43","guid":{"rendered":"https:\/\/businessupdate.id\/?p=13642"},"modified":"2024-07-27T06:38:47","modified_gmt":"2024-07-26T23:38:47","slug":"laba-bank-jago-naik-23-persen-sepanjang-semester-i-2024","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=13642","title":{"rendered":"Laba Bank Jago Naik 23 Persen Sepanjang Semester I\/2024"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> PT Bank Jago Tbk (ARTO) membukukan laba bersih setelah pajak senilai Rp50 miliar pada semester I\/2024. Angka itu naik 23% secara tahunan (yoy) dibandingkan periode sama tahun lalu.&nbsp;<\/p>\n\n\n\n<p>Direktur Utama Bank Jago Arief Harris Tandjung mengatakan, model bisnis yang mengedepankan inovasi dan kolaborasi dengan ekosistem digital menjadi kunci keberhasilan Bank Jago dalam pertumbuhan bisnis secara berkelanjutan.&nbsp;<\/p>\n\n\n\n<p>Melalui kolaborasi dengan berbagai mitra seperti ekosistem dan platform digital, perusahaan pembiayaan, dan lembaga keuangan lainnya, Bank Jago berhasil menyalurkan kredit sebesar Rp15,7 triliun per akhir Juni 2024 atau meningkat 40% dari periode yang sama tahun lalu sebesar Rp 11,2 triliun.&nbsp;<\/p>\n\n\n\n<p>Pertumbuhan kredit tersebut mendorong aset Bank Jago menjadi Rp24,2 triliun per semester I\/2024 atau tumbuh 29% dari periode yang sama tahun lalu sebesar Rp18,9 triliun.&nbsp;<\/p>\n\n\n\n<p>Bank Jago juga berhasil menghimpun Dana Pihak Ketiga (DPK) yang mencapai Rp14,8 triliun atau tumbuh 47% dibandingkan periode yang sama tahun lalu. Sebanyak 61% dari jumlah DPK atau sebesar Rp9,1 triliun merupakan <em>current account and savings account<\/em> (CASA), sedangkan sisanya 39% atau Rp5,7 triliun merupakan term deposit (TD).&nbsp;<\/p>\n\n\n\n<p>Hal tersebut juga sejalan dengan pertumbuhan pengguna aplikasi Bank Jago. Sampai dengan Juli 2024, nasabah<em> funding<\/em> melalui Aplikasi Jago telah mencapai lebih dari 10 juta.&nbsp;<\/p>\n\n\n\n<p>Jika dihitung termasuk nasabah lending, total nasabah Bank Jago mencapai 12,5 juta. Mitra ekosistem strategis, di antaranya ekosistem GoTo serta platform reksa dana <em>online<\/em> Bibit yang terhubung secara <em>seamless<\/em> dengan Aplikasi Jago, memberikan kontribusi yang signifikan terhadap pertumbuhan bisnis Bank Jago.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p>\u201cIni terlihat salah satunya dari jumlah nasabah funding aplikasi Jago yang sebanyak 66% berasal dari mitra ekosistem,\u201d ujar Arief. Sebagai bank yang menggabungkan cara-cara digital dengan strategi bisnis dan fundamental yang kuat, ia bilang pihaknya terus menjaga pertumbuhan bisnis yang positif dengan tetap mempertahankan kualitas yang baik.&nbsp;<\/p>\n\n\n\n<p>Ia bilang penyaluran kredit dilakukan secara berkualitas dan mengutamakan prinsip kehati-hatian. Ini tercermin dari rendahnya rasio kredit bermasalah atau <em>non-performing loan<\/em> (NPL) gross yang sebesar 0,4%.&nbsp;<\/p>\n\n\n\n<p>\u201cIni semakin memperkuat keyakinan kami bahwa inovasi dan kolaborasi dengan ekosistem digital merupakan model bisnis yang tepat untuk Bank Jago,\u201d ujarnya.&nbsp;<\/p>\n\n\n\n<p>Ia melihat Bank Jago masih memiliki rasio kecukupan modal atau <em>capital adequacy ratio<\/em> (CAR) yang memadai mencapai 50%. Ini menunjukkan kuatnya tingkat permodalan untuk mendukung ekspansi bisnis.&nbsp;<\/p>\n\n\n\n<p>Ke depan, Arief memastikan Bank Jago tidak akan berhenti melakukan inovasi dan kolaborasi dengan ekosistem digital. Ia percaya kombinasi kedua hal tersebut dengan manajemen risiko dan tata kelola yang baik, merupakan landasan yang kuat bagi Bank Jago untuk bertumbuh lebih tinggi lagi. (pa\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Jago Tbk (ARTO) membukukan laba bersih setelah pajak senilai Rp50 miliar pada semester I\/2024. Angka itu naik 23% secara tahunan (yoy) dibandingkan periode sama tahun lalu.&nbsp; Direktur Utama Bank Jago Arief Harris Tandjung mengatakan, model bisnis yang mengedepankan inovasi dan kolaborasi dengan ekosistem digital menjadi kunci keberhasilan Bank Jago dalam pertumbuhan [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":11580,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,276,4800,6453,553,320],"class_list":{"0":"post-13642","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"tag-bank","9":"tag-digital","10":"tag-ekosistem","11":"tag-jago","12":"tag-laba","13":"tag-platform"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba Bank Jago Naik 23 Persen Sepanjang Semester I\/2024 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=13642\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Bank Jago Naik 23 Persen Sepanjang Semester I\/2024 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Jago Tbk (ARTO) membukukan laba bersih setelah pajak senilai Rp50 miliar pada semester I\/2024. Angka itu naik 23% secara tahunan (yoy) dibandingkan periode sama tahun lalu.&nbsp; Direktur Utama Bank Jago Arief Harris Tandjung mengatakan, model bisnis yang mengedepankan inovasi dan kolaborasi dengan ekosistem digital menjadi kunci keberhasilan Bank Jago dalam pertumbuhan [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=13642\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2024-07-26T23:38:43+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-07-26T23:38:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2024\/03\/Bank_Jago-e1711081466336.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1192\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Premieri A\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Premieri A\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=13642\",\"url\":\"https:\/\/businessupdate.id\/?p=13642\",\"name\":\"Laba Bank Jago Naik 23 Persen Sepanjang Semester I\/2024 - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2024-07-26T23:38:43+00:00\",\"dateModified\":\"2024-07-26T23:38:47+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=13642#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=13642\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=13642#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Laba Bank Jago Naik 23 Persen Sepanjang Semester I\/2024\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\",\"name\":\"Premieri A\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"caption\":\"Premieri A\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=5\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Laba Bank Jago Naik 23 Persen Sepanjang Semester I\/2024 - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=13642","og_locale":"en_US","og_type":"article","og_title":"Laba Bank Jago Naik 23 Persen Sepanjang Semester I\/2024 - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Jago Tbk (ARTO) membukukan laba bersih setelah pajak senilai Rp50 miliar pada semester I\/2024. 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