{"id":13692,"date":"2024-07-30T10:19:59","date_gmt":"2024-07-30T03:19:59","guid":{"rendered":"https:\/\/businessupdate.id\/?p=13692"},"modified":"2024-07-30T10:20:03","modified_gmt":"2024-07-30T03:20:03","slug":"bank-cimb-niaga-raih-laba-bersih-rp341-triliun-sepanjang-semester-i-2024","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=13692","title":{"rendered":"Bank CIMB Niaga Raih Laba Bersih Rp3,41 Triliun Sepanjang Semester I\/2024"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank CIMB Niaga Tbk. (BNGA) berhasil memperoleh laba bersih yang diatribusikan kepada pemilik secara konsolidasi sebesar Rp3,41 triliun, meningkat 5,38% secara tahunan (yoy) dibandingkan periode sebelumnya Rp3,23 triliun.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Berdasarkan laporan keuangan yang dipublikasikan di media massa pada Selasa (30\/7\/2024) CIMB Niaga mencatatkan pendapatan bunga bersih (<em>net interest income<\/em>\/NII) Rp6,66 triliun dari Rp6,83 triliun.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adapun, margin bunga bersih (<em>net interest margin<\/em>\/NIM) bank menjadi 4,21% dari 4,61%. Sedangkan, pendapatan lainnya naik signifikan mencapai 72,62% yoy dari semula Rp249,24 miliar menjadi Rp430,24 miliar.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dalam periode setengah tahun ini, CIMB Niaga secara konsolidasi juga mencatatkan penyusutan atas kerugian penurunan nilai aset keuangan atau <em>impairment<\/em> hingga 42,44% menjadi Rp874,42 miliar dari sebelumnya Rp1,52 triliun.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selanjutnya, dari sisi rasio penting perusahaan, CIMB Niaga tercatat mengalami perbaikan efisiensi, di mana rasio beban operasional terhadap pendapatan operasional (BOPO) susut ke level 72,29% dari 73,09% pada semester I\/2024.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Makin turun rasio BOPO menunjukkan semakin efisiennya perbankan dalam menjalankan usahanya.&nbsp; Untuk rasio profitabilitas, BNGA mencatatkan pertumbuhan tingkat pengembalian aset (<em>return on asset<\/em>\/ROA) yang stabil di level 2,61%. Lalu, tingkat pengembalian ekuitas (<em>return on equity<\/em>\/ROE) menjadi 14,78% dari 15,45%.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kemudian, di sisi intermediasi, BNGA telah menyalurkan kredit Rp158,99 triliun per Juni 2024, naik 3,89% yoy. Pembiayaan pun tumbuh pesat hingga 11,61% menjadi Rp58,08 triliun. Alhasil, aset perseroan ikut terkerek menjadi Rp346,69 triliun dari sebelumnya Rp329,68 triliun.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tercatat, rasio kredit bermasalah (<em>non performing loan<\/em>\/NPL) gross susut menjadi 2,15% dari 2,53%. NPL nett berada di level 0,79% dari 0,75% Dari sisi pendanaan, CIMB Niaga telah membukukan dana pihak ketiga (DPK) Rp249,84 triliun pada semester I\/2024, naik 5,96% yoy dibanding sebelumnya Rp235,79 triliun.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara itu, dana murah alias CASA tumbuh 7,44% yoy menjadi Rp162,86 triliun. Dengan capaian ini, laba bersih per saham secara konsolidasi naik dari Rp129,67 per saham menjadi Rp135,64 per saham. (rn\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank CIMB Niaga Tbk. (BNGA) berhasil memperoleh laba bersih yang diatribusikan kepada pemilik secara konsolidasi sebesar Rp3,41 triliun, meningkat 5,38% secara tahunan (yoy) dibandingkan periode sebelumnya Rp3,23 triliun.&nbsp;&nbsp; Berdasarkan laporan keuangan yang dipublikasikan di media massa pada Selasa (30\/7\/2024) CIMB Niaga mencatatkan pendapatan bunga bersih (net interest income\/NII) Rp6,66 triliun dari Rp6,83 [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":11982,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,7285,3084,377,1161,448,1007],"class_list":["post-13692","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank","tag-bnga","tag-cimb","tag-keuangan","tag-laporan","tag-niaga","tag-pendapatan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank CIMB Niaga Raih Laba Bersih Rp3,41 Triliun Sepanjang Semester I\/2024 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=13692\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank CIMB Niaga Raih Laba Bersih Rp3,41 Triliun Sepanjang Semester I\/2024 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank CIMB Niaga Tbk. (BNGA) berhasil memperoleh laba bersih yang diatribusikan kepada pemilik secara konsolidasi sebesar Rp3,41 triliun, meningkat 5,38% secara tahunan (yoy) dibandingkan periode sebelumnya Rp3,23 triliun.&nbsp;&nbsp; Berdasarkan laporan keuangan yang dipublikasikan di media massa pada Selasa (30\/7\/2024) CIMB Niaga mencatatkan pendapatan bunga bersih (net interest income\/NII) Rp6,66 triliun dari Rp6,83 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=13692\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2024-07-30T03:19:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-07-30T03:20:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2024\/04\/Bank-CIMB-Niaga.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1300\" \/>\n\t<meta property=\"og:image:height\" content=\"807\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=13692\",\"url\":\"https:\/\/businessupdate.id\/?p=13692\",\"name\":\"Bank CIMB Niaga Raih Laba Bersih Rp3,41 Triliun Sepanjang Semester I\/2024 - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2024-07-30T03:19:59+00:00\",\"dateModified\":\"2024-07-30T03:20:03+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=13692#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=13692\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=13692#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bank CIMB Niaga Raih Laba Bersih Rp3,41 Triliun Sepanjang Semester I\/2024\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bank CIMB Niaga Raih Laba Bersih Rp3,41 Triliun Sepanjang Semester I\/2024 - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=13692","og_locale":"en_US","og_type":"article","og_title":"Bank CIMB Niaga Raih Laba Bersih Rp3,41 Triliun Sepanjang Semester I\/2024 - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank CIMB Niaga Tbk. 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