{"id":13707,"date":"2024-07-31T07:15:10","date_gmt":"2024-07-31T00:15:10","guid":{"rendered":"https:\/\/businessupdate.id\/?p=13707"},"modified":"2024-07-31T07:15:14","modified_gmt":"2024-07-31T00:15:14","slug":"laba-bank-mandiri-semester-i-2024-capai-rp2655-triliun","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=13707","title":{"rendered":"Laba Bank Mandiri Semester I\/2024 Capai Rp26,55 Triliun"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> PT Bank Mandiri (Persero) Tbk. (BMRI) berhasil mencatatkan laba bersih konsolidasi yang diatribusikan kepada pemilik senilai Rp26,55 triliun sepanjang semester I\/2024.&nbsp;<\/p>\n\n\n\n<p>Laba tersebut meningkat 5,23% secara tahunan (yoy) dibandingkan dengan periode yang sama tahun sebelumnya sebesar Rp25,23 triliun. Sedangkan sebesar Rp2,72 triliun merupakan laba untuk kepentingan non pengendali.&nbsp;<\/p>\n\n\n\n<p>Pertumbuhan laba Bank Mandiri ditopang oleh pendapatan bunga bersih (<em>net interest income<\/em>\/NII) yang meningkat 3,75% yoy menjadi Rp49,08 triliun pada akhir Juni 2024 dari sebelumnya Rp47,31 triliun.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Sementara margin bunga bersih (<em>net interest margin<\/em>\/NIM) Bank Mandiri turun 38 basis poin (bps) dari 5,30% menjadi 4,92%. Peningkatan laba juga terdorong oleh kenaikan pendapatan berbasis komisi (<em>fee based income<\/em>) secara konsolidasi sebesar Rp10,77 triliun pada semester I\/2024 naik 14,37% yoy. Kemudian, penurunan nilai aset keuangan atau <em>impairment<\/em> yang susut 8,53% yoy menjadi Rp6,91 triliun.&nbsp;<\/p>\n\n\n\n<p>Dari sisi intermediasi, Mandiri telah menyalurkan kredit sebesar Rp1.487,44 triliun pada Juni 2024, tumbuh 20,07% yoy. Aset bank pun naik 14,96% yoy menjadi Rp2.257,81 triliun pada semester I\/2024.&nbsp;<\/p>\n\n\n\n<p>Seiring dengan penyaluran kredit, rasio kredit bermasalah (<em>non performing loan<\/em>\/NPL) gross Mandiri berada di level 1,01% dari 1,53% dan NPL net sebesar 0,35% dari 0,29%.&nbsp;<\/p>\n\n\n\n<p>Direktur Keuangan Bank Mandiri Sigit Prastowo pun mengungkapkan bahwa portofolio atas kredit wholesale relatif baik \u201cProses kami disiplin di dalam loan underwriting,\u201d ujarnya kepada awak media di Jakarta, Selasa (30\/7\/2024).&nbsp;&nbsp;<\/p>\n\n\n\n<p>Selanjutnya, tingkat pengembalian aset (<em>return on asset<\/em>\/ROA) menjadi 3,58% dari 3,72%. Kemudian tingkat pengembalian ekuitas (<em>return on equity<\/em>\/ROE) tumbuh 285 bps menjadi 24,39% dari 25,78%&nbsp;&nbsp;<\/p>\n\n\n\n<p>Dari sisi pendanaan, Mandiri telah meraup dana pihak ketiga (DPK) Rp1.651,02 triliun, naik 15,45% yoy. Dana murah atau <em>current account saving account<\/em> (CASA) juga naik 17,94% yoy menjadi Rp1.238,45 triliun. (pa\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Mandiri (Persero) Tbk. (BMRI) berhasil mencatatkan laba bersih konsolidasi yang diatribusikan kepada pemilik senilai Rp26,55 triliun sepanjang semester I\/2024.&nbsp; Laba tersebut meningkat 5,23% secara tahunan (yoy) dibandingkan dengan periode yang sama tahun sebelumnya sebesar Rp25,23 triliun. Sedangkan sebesar Rp2,72 triliun merupakan laba untuk kepentingan non pengendali.&nbsp; Pertumbuhan laba Bank Mandiri ditopang [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":8309,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,81],"tags":[426,725,377,553,720,1007],"class_list":{"0":"post-13707","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"category-bumn","9":"tag-bank","10":"tag-bmri","11":"tag-keuangan","12":"tag-laba","13":"tag-mandiri","14":"tag-pendapatan"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba Bank Mandiri Semester I\/2024 Capai Rp26,55 Triliun - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=13707\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Bank Mandiri Semester I\/2024 Capai Rp26,55 Triliun - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Mandiri (Persero) Tbk. (BMRI) berhasil mencatatkan laba bersih konsolidasi yang diatribusikan kepada pemilik senilai Rp26,55 triliun sepanjang semester I\/2024.&nbsp; Laba tersebut meningkat 5,23% secara tahunan (yoy) dibandingkan dengan periode yang sama tahun sebelumnya sebesar Rp25,23 triliun. 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