{"id":13824,"date":"2024-08-07T14:30:51","date_gmt":"2024-08-07T07:30:51","guid":{"rendered":"https:\/\/businessupdate.id\/?p=13824"},"modified":"2024-08-07T14:30:55","modified_gmt":"2024-08-07T07:30:55","slug":"laba-seabank-melonjak-350-persen-pada-semester-i-2024","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=13824","title":{"rendered":"Laba SeaBank Melonjak 350 Persen pada Semester I\/2024"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Seabank Indonesia (SeaBank) mencatatkan laba sebelum pajak di kuartal II\/2024 sebesar Rp204 miliar atau meningkat 350% secara tahunan (yoy) dibandingkan periode sama tahun lalu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Capaian positif di semester I\/2024 ini telah menjadi bukti strategi bisnis yang dijalankan SeaBank telah berada di peta jalan usaha yang tepat,&#8221; kata Direktur Utama SeaBank Indonesia Sasmaya Tuhuleley melalui keterangan tertulis di Jakarta, Rabu (7\/8\/2024).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pada semester I\/2024, perusahaan juga mencatatkan nilai aset sebesar Rp31 triliun atau meningkat 11% dibandingkan dengan jumlah aset pada Desember tahun lalu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Peningkatan tersebut disumbang oleh keberhasilan SeaBank menghimpun dana pihak ketiga (DPK) yang tumbuh sebesar 13% dan torehan positif ini juga tergambar dari jumlah nasabah SeaBank yang sudah mencapai sekitar 13 juta nasabah pada periode yang sama.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dalam kinerja penyaluran kredit, pihaknya berhasil menyalurkan kredit sebesar Rp18 triliun hingga akhir Juni tahun ini. Meski demikian, manajemen berhasil menjaga rasio <em>non performing loan<\/em> (NPL) yang tetap terjaga baik di angka 1,98% hingga akhir kuartal II.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Perusahaan menyatakan tetap konsisten menjalankan prinsip kehati-hatian dalam pertumbuhan penyaluran kredit yang meningkat tersebut,&#8221; lanjutnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rata-rata transaksi harian nasabah SeaBank juga memperlihatkan performa positif. Tercatat, terdapat 3 juta transaksi dengan jumlah perputaran uang mencapai Rp2 triliun.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jumlah transaksi tersebut berasal dari ekosistem layanan digitalnya, seperti pembayaran pulsa, listrik, multifinance, transfer rekening keluar-masuk, QRIS dan berbagai fasilitas lainnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selain berhasil melanjutkan tren bisnis positifnya di kuartal II\/2024, SeaBank juga berhasil menjadi bank yang terbanyak dipilih oleh Gen Z Indonesia.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hasil survei Populix pada Juli 2024, menunjukkan bahwa SeaBank menjadi bank layanan digital yang terbanyak dipilih oleh Gen Z. Menurut Populix, Seabank memiliki <em>market share<\/em> sebesar 57%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Survei tersebut menjelaskan beberapa layanan digital SeaBank menjadi fitur favorit bagi kalangan nasabah. Layanan isi ulang e-wallet, transfer antar bank, berbelanja di e-commerce atau platform online, serta transfer antar rekening, menjadi contoh layanan favorit nasabah.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selain itu, survei menunjukkan terdapat berbagai faktor penting yang mempengaruhi keputusan responden dalam memilih bank digital. Biaya admin dan biaya transfer yang rendah memengaruhi 56% responden, program promosi, diskon atau <em>cashback<\/em> 52%, keamanan bank 50%, desain aplikasi yang mudah digunakan 49%, hingga fleksibilitas dalam transaksi sehari-hari mengambil 47% dari keputusan responden.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;SeaBank terbanyak dipilih Gen Z dalam penggunaan di transaksi sehari-hari, karena layanan kami mampu menjawab kebutuhan nasabah. Fitur-fitur yang kami tawarkan, seperti bebas biaya admin dan transfer, program promosi yang menarik, dan kemudahan aplikasi, menjadi buah dari inovasi dan kerja keras seluruh jajaran karyawan,&#8221; tutup Sasmaya. (rn\/jh. Foto: Dok. SeaBank)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Seabank Indonesia (SeaBank) mencatatkan laba sebelum pajak di kuartal II\/2024 sebesar Rp204 miliar atau meningkat 350% secara tahunan (yoy) dibandingkan periode sama tahun lalu. &#8220;Capaian positif di semester I\/2024 ini telah menjadi bukti strategi bisnis yang dijalankan SeaBank telah berada di peta jalan usaha yang tepat,&#8221; kata Direktur Utama SeaBank Indonesia [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":13825,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,276,5233,325,553,6595],"class_list":["post-13824","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank","tag-digital","tag-gen-z","tag-indonesia","tag-laba","tag-seabank"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba SeaBank Melonjak 350 Persen pada Semester I\/2024 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=13824\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba SeaBank Melonjak 350 Persen pada Semester I\/2024 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Seabank Indonesia (SeaBank) mencatatkan laba sebelum pajak di kuartal II\/2024 sebesar Rp204 miliar atau meningkat 350% secara tahunan (yoy) dibandingkan periode sama tahun lalu. &#8220;Capaian positif di semester I\/2024 ini telah menjadi bukti strategi bisnis yang dijalankan SeaBank telah berada di peta jalan usaha yang tepat,&#8221; kata Direktur Utama SeaBank Indonesia [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=13824\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2024-08-07T07:30:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-08-07T07:30:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2024\/08\/SEABANK.jpeg-e1723015828236.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"714\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=13824\",\"url\":\"https:\/\/businessupdate.id\/?p=13824\",\"name\":\"Laba SeaBank Melonjak 350 Persen pada Semester I\/2024 - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2024-08-07T07:30:51+00:00\",\"dateModified\":\"2024-08-07T07:30:55+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=13824#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=13824\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=13824#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Laba SeaBank Melonjak 350 Persen pada Semester I\/2024\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Laba SeaBank Melonjak 350 Persen pada Semester I\/2024 - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=13824","og_locale":"en_US","og_type":"article","og_title":"Laba SeaBank Melonjak 350 Persen pada Semester I\/2024 - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Seabank Indonesia (SeaBank) mencatatkan laba sebelum pajak di kuartal II\/2024 sebesar Rp204 miliar atau meningkat 350% secara tahunan (yoy) dibandingkan periode sama tahun lalu. &#8220;Capaian positif di semester I\/2024 ini telah menjadi bukti strategi bisnis yang dijalankan SeaBank telah berada di peta jalan usaha yang tepat,&#8221; kata Direktur Utama SeaBank Indonesia [&hellip;]","og_url":"https:\/\/businessupdate.id\/?p=13824","og_site_name":"Businessupdate.id","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=100088795961927","article_published_time":"2024-08-07T07:30:51+00:00","article_modified_time":"2024-08-07T07:30:55+00:00","og_image":[{"width":1200,"height":714,"url":"https:\/\/businessupdate.id\/wp-content\/uploads\/2024\/08\/SEABANK.jpeg-e1723015828236.webp","type":"image\/webp"}],"author":"Rahman N","twitter_card":"summary_large_image","twitter_creator":"@EnterpriseMse","twitter_site":"@EnterpriseMse","twitter_misc":{"Written by":"Rahman N","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/businessupdate.id\/?p=13824","url":"https:\/\/businessupdate.id\/?p=13824","name":"Laba SeaBank Melonjak 350 Persen pada Semester I\/2024 - Businessupdate.id","isPartOf":{"@id":"https:\/\/businessupdate.id\/#website"},"datePublished":"2024-08-07T07:30:51+00:00","dateModified":"2024-08-07T07:30:55+00:00","author":{"@id":"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f"},"breadcrumb":{"@id":"https:\/\/businessupdate.id\/?p=13824#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/businessupdate.id\/?p=13824"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/businessupdate.id\/?p=13824#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/businessupdate.id\/"},{"@type":"ListItem","position":2,"name":"Laba SeaBank Melonjak 350 Persen pada Semester I\/2024"}]},{"@type":"WebSite","@id":"https:\/\/businessupdate.id\/#website","url":"https:\/\/businessupdate.id\/","name":"Businessupdate.id","description":" ","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessupdate.id\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f","name":"Rahman N","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g","caption":"Rahman N"},"sameAs":["http:\/\/businessupdate.id"],"url":"https:\/\/businessupdate.id\/?author=4"}]}},"_links":{"self":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/13824","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=13824"}],"version-history":[{"count":1,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/13824\/revisions"}],"predecessor-version":[{"id":13826,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/13824\/revisions\/13826"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/media\/13825"}],"wp:attachment":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=13824"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=13824"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=13824"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}