{"id":14477,"date":"2024-09-12T16:09:23","date_gmt":"2024-09-12T09:09:23","guid":{"rendered":"https:\/\/businessupdate.id\/?p=14477"},"modified":"2024-09-12T16:09:27","modified_gmt":"2024-09-12T09:09:27","slug":"amar-bank-salurkan-kredit-rp28-triliun-pada-semester-i-2024","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=14477","title":{"rendered":"Amar Bank Salurkan Kredit Rp2,8 Triliun pada Semester I\/2024"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Amar Indonesia Tbk (AMAR) atau Amar Bank telah menyalurkan kredit Rp2,8 triliun hingga Juni 2024. Mayoritas untuk pembiayaan sektor usaha mikro kecil dan menengah (UMKM).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">SVP Finance Amar Bank David Wirawan menyatakan, pencapaian tersebut sejalan dengan upaya perseroan untuk mendukung pemerintah memperluas akses kredit bagi sektor usaha kecil tersebut.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tidak hanya menyalurkan pembiayaan, pihaknya juga fokus mengembangkan solusi keuangan inovatif yang disesuaikan untuk memenuhi kebutuhan para pelaku UMKM melalui layanan Embedded Banking.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cSolusi Embedded Banking dirancang untuk menyediakan alat dan layanan keuangan yang terintegrasi langsung ke dalam platform mitra, memungkinkan UMKM untuk mengelola kebutuhan perbankan mereka dengan lebih efisien dan aman,\u201d ujar David, Kamis (12\/9\/2024).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia menuturkan bahwa layanan tersebut dapat membantu UMKM mengatasi hambatan keuangan dan mempercepat pertumbuhan bisnis mereka dengan menyederhanakan transaksi, memberikan akses kredit yang lebih mudah, serta mengintegrasikan layanan perbankan ke dalam operasional bisnis sehari-hari.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tidak hanya inovasi layanan Embedded Banking untuk sektor UMKM, ia mengatakan bahwa pihaknya juga fokus mengembangkan inovasi perbankan digital.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Berkat inovasi tersebut, segmen <em>online<\/em> naik 32,7% secara tahunan (yoy) menjadi Rp450 miliar dan menyumbang 71,1% dari total pendapatan perseroan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hal tersebut juga mendorong pendapatan bunga perseroan tumbuh sebesar 30,8% yoy menjadi Rp573,07 miliar pada kuartal II\/2024, meskipun jumlah dana pihak ketiga (DPK) mengalami penurunan sebesar 6,77% akibat penurunan saldo deposito berjangka.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Laba bersih perseroan juga naik sebesar 15,3% yoy menjadi Rp97,78 miliar dari Rp85,03 miliar pada kuartal II\/2023.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Melihat kinerja positif dari Amar Bank tersebut, perusahaan pialang dan mitra investasi FAC Sekuritas Indonesia memberikan rekomendasi pembelian saham AMAR dengan target harga 12 bulan di Rp294.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Target harga tersebut mencerminkan potensi kenaikan sebesar 31% dibandingkan harga saham AMAR pada penutupan pasar tanggal 30 Agustus 2024, yang sebesar Rp224.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">FAC Sekuritas Indonesia menilai bahwa dengan fokus kuat pada pembiayaan UMKM, layanan Embedded Banking, dan inovasi perbankan digital, Amar Bank berada pada posisi yang tepat untuk mendukung tujuan pertumbuhan ekonomi Indonesia, sekaligus menawarkan imbal hasil yang menarik bagi para investor. (rn\/jh. Foto: Dok. Amar Bank)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Amar Indonesia Tbk (AMAR) atau Amar Bank telah menyalurkan kredit Rp2,8 triliun hingga Juni 2024. Mayoritas untuk pembiayaan sektor usaha mikro kecil dan menengah (UMKM). SVP Finance Amar Bank David Wirawan menyatakan, pencapaian tersebut sejalan dengan upaya perseroan untuk mendukung pemerintah memperluas akses kredit bagi sektor usaha kecil tersebut. Tidak hanya [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":14478,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[799,7618,426,911,325,765,137],"class_list":["post-14477","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-akses","tag-amar","tag-bank","tag-bisnis","tag-indonesia","tag-kredit","tag-umkm"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Amar Bank Salurkan Kredit Rp2,8 Triliun pada Semester I\/2024 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=14477\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Amar Bank Salurkan Kredit Rp2,8 Triliun pada Semester I\/2024 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Amar Indonesia Tbk (AMAR) atau Amar Bank telah menyalurkan kredit Rp2,8 triliun hingga Juni 2024. Mayoritas untuk pembiayaan sektor usaha mikro kecil dan menengah (UMKM). SVP Finance Amar Bank David Wirawan menyatakan, pencapaian tersebut sejalan dengan upaya perseroan untuk mendukung pemerintah memperluas akses kredit bagi sektor usaha kecil tersebut. 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