{"id":14618,"date":"2024-09-21T08:40:34","date_gmt":"2024-09-21T01:40:34","guid":{"rendered":"https:\/\/businessupdate.id\/?p=14618"},"modified":"2024-09-21T08:40:38","modified_gmt":"2024-09-21T01:40:38","slug":"bni-pertimbangkan-lakukan-penyesuaian-suku-bunga","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=14618","title":{"rendered":"BNI Pertimbangkan Lakukan Penyesuaian Suku Bunga"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> Manajemen PT Bank Negara Indonesia (Persero) Tbk. (BBNI) akan mencermati kondisi pasar keuangan untuk mempertimbangkan penyesuaian suku bunga menyusul turunnya suku bunga acuan Bank Indonesia.<\/p>\n\n\n\n<p>Sebelumnya, Bank Indonesia (BI) memangkas suku bunga acuan atau BI Rate dari 6,25% menjadi 6% dalam Rapat Dewan Gubernur (RDG) periode 17\u201318 September 2024.&nbsp;<\/p>\n\n\n\n<p>Direktur Utama BBNI Royke Tumilaar menjelaskan&nbsp; bahwa pihaknya belum bisa melakukan penyesuaian suku bunga dalam waktu dekat karena BNI akan terlebih dahulu mencermati kondisi pasar keuangan ke depan.&nbsp;<\/p>\n\n\n\n<p>\u201cPenyesuaian suku bunga belum bisa dilakukan segera ini, [karena] ada gap dan tergantung kondisi market,\u201d jelas Royke, dikutip dari Bisnis, Sabtu (21\/9\/2024).<\/p>\n\n\n\n<p>Sementara itu, mengenai prospek kinerja industri perbankan di era suku bunga yang lebih rendah, Royke berharap bahwa kondisi likuiditas di pasar keuangan dapat lebih longgar.&nbsp;<\/p>\n\n\n\n<p>\u201cIndustri perbankan berharap terjadi kelonggaran likuiditas di market. Sehingga kompetisi perebutan likuiditas akan menurun,\u201d jelasnya.&nbsp;<\/p>\n\n\n\n<p>Selain BI, bank sentral Amerika Serikat (AS) Federal Reserve atau The Fed juga memangkas suku bunga acuan untuk pertama kalinya sejak Maret 2020.&nbsp;<\/p>\n\n\n\n<p>Dalam pertemuan Federal Open Market Committee (FOMC) yang berakhir pada Rabu (18\/9\/2024) waktu setempat, The Fed memutuskan untuk memangkas suku bunga Fed Fund Rate (FFR) sebesar 50 basis poin, dari posisi 5,25%-5,5% menjadi 4,75%-5%.&nbsp;<\/p>\n\n\n\n<p>\u201cDengan penurunan BI rate serta suku bunga instrumen operasi moneter termasuk SRBI [Sekuritas Rupiah Bank Indonesia], maka tekanan likuiditas ketat serta <em>cost of fund<\/em> [biaya dana] perbankan diperkirakan dapat berkurang,\u201d ujarnya.&nbsp;<\/p>\n\n\n\n<p>Sementara itu, Senior Faculty Lembaga Pengembangan Perbankan Indonesia (LPPI) Moch. Amin Nurdin berpendapat bahwa bank memerlukan waktu sekitar 3\u20136 bulan untuk menyesuaikan kebijakan bank sentral tersebut. Pasalnya, suku bunga acuan berpengaruh terhadap dua sisi intermediasi bank, yakni untuk menghimpun (<em>funding<\/em>) dan menyalurkan (<em>lending<\/em>) dana. (pa\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Manajemen PT Bank Negara Indonesia (Persero) Tbk. (BBNI) akan mencermati kondisi pasar keuangan untuk mempertimbangkan penyesuaian suku bunga menyusul turunnya suku bunga acuan Bank Indonesia. Sebelumnya, Bank Indonesia (BI) memangkas suku bunga acuan atau BI Rate dari 6,25% menjadi 6% dalam Rapat Dewan Gubernur (RDG) periode 17\u201318 September 2024.&nbsp; Direktur Utama BBNI Royke [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":5277,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,46],"tags":[647,426,148,266,646,325,544,782,645],"class_list":{"0":"post-14618","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"category-economic","9":"tag-acuan","10":"tag-bank","11":"tag-bi","12":"tag-bni","13":"tag-bunga","14":"tag-indonesia","15":"tag-negara","16":"tag-rate","17":"tag-suku"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BNI Pertimbangkan Lakukan Penyesuaian Suku Bunga - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=14618\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BNI Pertimbangkan Lakukan Penyesuaian Suku Bunga - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Manajemen PT Bank Negara Indonesia (Persero) Tbk. (BBNI) akan mencermati kondisi pasar keuangan untuk mempertimbangkan penyesuaian suku bunga menyusul turunnya suku bunga acuan Bank Indonesia. Sebelumnya, Bank Indonesia (BI) memangkas suku bunga acuan atau BI Rate dari 6,25% menjadi 6% dalam Rapat Dewan Gubernur (RDG) periode 17\u201318 September 2024.&nbsp; Direktur Utama BBNI Royke [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=14618\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2024-09-21T01:40:34+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-09-21T01:40:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/03\/BNI-scaled-e1678883165253.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2502\" \/>\n\t<meta property=\"og:image:height\" content=\"1440\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Premieri A\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Premieri A\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=14618\",\"url\":\"https:\/\/businessupdate.id\/?p=14618\",\"name\":\"BNI Pertimbangkan Lakukan Penyesuaian Suku Bunga - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2024-09-21T01:40:34+00:00\",\"dateModified\":\"2024-09-21T01:40:38+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=14618#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=14618\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=14618#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"BNI Pertimbangkan Lakukan Penyesuaian Suku Bunga\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\",\"name\":\"Premieri A\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"caption\":\"Premieri A\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=5\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BNI Pertimbangkan Lakukan Penyesuaian Suku Bunga - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=14618","og_locale":"en_US","og_type":"article","og_title":"BNI Pertimbangkan Lakukan Penyesuaian Suku Bunga - Businessupdate.id","og_description":"BusinessUpdate &#8211; Manajemen PT Bank Negara Indonesia (Persero) Tbk. (BBNI) akan mencermati kondisi pasar keuangan untuk mempertimbangkan penyesuaian suku bunga menyusul turunnya suku bunga acuan Bank Indonesia. Sebelumnya, Bank Indonesia (BI) memangkas suku bunga acuan atau BI Rate dari 6,25% menjadi 6% dalam Rapat Dewan Gubernur (RDG) periode 17\u201318 September 2024.&nbsp; Direktur Utama BBNI Royke [&hellip;]","og_url":"https:\/\/businessupdate.id\/?p=14618","og_site_name":"Businessupdate.id","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=100088795961927","article_published_time":"2024-09-21T01:40:34+00:00","article_modified_time":"2024-09-21T01:40:38+00:00","og_image":[{"width":2502,"height":1440,"url":"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/03\/BNI-scaled-e1678883165253.jpg","type":"image\/jpeg"}],"author":"Premieri A","twitter_card":"summary_large_image","twitter_creator":"@EnterpriseMse","twitter_site":"@EnterpriseMse","twitter_misc":{"Written by":"Premieri A","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/businessupdate.id\/?p=14618","url":"https:\/\/businessupdate.id\/?p=14618","name":"BNI Pertimbangkan Lakukan Penyesuaian Suku Bunga - Businessupdate.id","isPartOf":{"@id":"https:\/\/businessupdate.id\/#website"},"datePublished":"2024-09-21T01:40:34+00:00","dateModified":"2024-09-21T01:40:38+00:00","author":{"@id":"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e"},"breadcrumb":{"@id":"https:\/\/businessupdate.id\/?p=14618#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/businessupdate.id\/?p=14618"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/businessupdate.id\/?p=14618#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/businessupdate.id\/"},{"@type":"ListItem","position":2,"name":"BNI Pertimbangkan Lakukan Penyesuaian Suku Bunga"}]},{"@type":"WebSite","@id":"https:\/\/businessupdate.id\/#website","url":"https:\/\/businessupdate.id\/","name":"Businessupdate.id","description":" ","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessupdate.id\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e","name":"Premieri A","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g","caption":"Premieri A"},"sameAs":["http:\/\/businessupdate.id"],"url":"https:\/\/businessupdate.id\/?author=5"}]}},"_links":{"self":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/14618","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14618"}],"version-history":[{"count":1,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/14618\/revisions"}],"predecessor-version":[{"id":14619,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/14618\/revisions\/14619"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/media\/5277"}],"wp:attachment":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14618"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=14618"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=14618"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}