{"id":14762,"date":"2024-09-29T13:41:51","date_gmt":"2024-09-29T06:41:51","guid":{"rendered":"https:\/\/businessupdate.id\/?p=14762"},"modified":"2024-09-29T13:41:55","modified_gmt":"2024-09-29T06:41:55","slug":"kuartal-ii-2024-aset-bsi-capai-rp36085-triliun","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=14762","title":{"rendered":"Kuartal II\/2024 Aset BSi Capai Rp360,85 Triliun"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> PT Bank Syariah Indonesia Tbk (BSI) memperoleh aset sebesar Rp360,85 triliun pada kuartal II\/2024. Saat ini, secara aset, BSI berada pada posisi ke-6 di Indonesia.<\/p>\n\n\n\n<p>\u201cSecara aset, BSI saat ini berada di posisi ke 6 di Indonesia dan menjadikan BSI <em>leader<\/em> di <em>medium size bank<\/em>,\u201d ujar Direktur Utama BSI Hery Gunardi melalui keterangan resmi, Minggu (29\/9\/2024).<\/p>\n\n\n\n<p>Capaian kinerja triwulan II\/2024 antara lain dipengaruhi hasil konsistensi manajemen menerapkan strategi bisnis perusahaan untuk fokus tumbuh sustain pada segmen ritel, konsumer dan usaha mikro kecil menengah (UMKM) dari sisi dana maupun pembiayaan.<\/p>\n\n\n\n<p>Saat ini, komposisi dana murah mencapai 62,05%, sementara komposisi pembiayaan 71,73% berada di segmen ritel dan konsumer (termasuk UMKM).<\/p>\n\n\n\n<p>Sementara itu, dari sisi <em>overhead cost <\/em>maupun kualitas kredit dinyatakan terjaga dengan baik. \u201cDi tengah likuiditas yang ketat menyusul kenaikan suku bunga acuan, BSI masih dapat menumbuhkan Dana Pihak Ketiga (DPK) Rp296,70 triliun, naik 17,50%. Ditambah lagi, kinerja tabungan naik 16,09% ke level Rp128,78 triliun, di mana sekitar 39% atau Rp49,96 triliun merupakan tabungan Wadiah, di mana perusahaan tidak memberikan bagi hasil sehingga dapat menjaga level <em>cost of fund<\/em>,\u201d kata Hery.<\/p>\n\n\n\n<p>Lebih lanjut, likuiditas BSI turut mengalami pertumbuhan seiring pertambahan nasabah yang per posisi Juni 2024 telah mencapai 20,46 juta, sehingga menopang kinerja pembiayaan BSI yang tumbuh di atas rerata industri perbankan nasional dengan kualitas terjaga.<\/p>\n\n\n\n<p>Per Juni 2024, pembiayaan BSI mencapai Rp257,39 triliun atau bertumbuh 15,99% secara tahunan (yoy) dengan <em>Non Performing Financing<\/em> (NPF) yang turun ke level 1,99% (<em>gross<\/em>), jauh lebih baik dibandingkan Juni 2023 sebesar 2,31%.<\/p>\n\n\n\n<p>\u201cKeberhasilan BSI meningkatkan kinerja solid, sehat, dan berkelanjutan dengan menjaga performa rasio keuangan Dana Pihak Ketiga (DPK), pembiayaan, efisiensi beban biaya, serta optimalisasi dana murah, yang didukung dengan peningkatan fee based income melalui berbagai e-channel BSI,\u201d tambahnya.<\/p>\n\n\n\n<p>Untuk periode 2021-2023, kinerja aset didukung oleh kepercayaan nasabah terhadap BSI dalam bentuk pengelolaan DPK dengan pertumbuhan 11,86%.<\/p>\n\n\n\n<p>Adapun posisi aset BSI pada 2020 sebesar Rp239 triliun yang bertumbuh menjadi sebesar Rp353 triliun pada 2023 atau meningkat 48%. Hal ini dinilai menunjukkan bahwa BSI mampu berkembang secara pesat guna mendukung pertumbuhan ekonomi nasional.<\/p>\n\n\n\n<p>\u201cDi industri perbankan, <em>size does matter<\/em> karena modal dan aset besar bakal memperkuat kapasitas intermediasi. Perseroan berkomitmen untuk terus memberi manfaat berkelanjutan dan mendukung pertumbuhan ekonomi nasional, melalui kinerja bisnis dan keuangan yang tetap terjaga, sehat, dan <em>sustain<\/em>,\u201d tutup Hery. (pa\/jh)<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Syariah Indonesia Tbk (BSI) memperoleh aset sebesar Rp360,85 triliun pada kuartal II\/2024. Saat ini, secara aset, BSI berada pada posisi ke-6 di Indonesia. \u201cSecara aset, BSI saat ini berada di posisi ke 6 di Indonesia dan menjadikan BSI leader di medium size bank,\u201d ujar Direktur Utama BSI Hery Gunardi melalui keterangan [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":9505,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[434,426,1693,325,1263],"class_list":{"0":"post-14762","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"tag-aset","9":"tag-bank","10":"tag-bsi","11":"tag-indonesia","12":"tag-syariah"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kuartal II\/2024 Aset BSi Capai Rp360,85 Triliun - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=14762\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kuartal II\/2024 Aset BSi Capai Rp360,85 Triliun - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Syariah Indonesia Tbk (BSI) memperoleh aset sebesar Rp360,85 triliun pada kuartal II\/2024. Saat ini, secara aset, BSI berada pada posisi ke-6 di Indonesia. \u201cSecara aset, BSI saat ini berada di posisi ke 6 di Indonesia dan menjadikan BSI leader di medium size bank,\u201d ujar Direktur Utama BSI Hery Gunardi melalui keterangan [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=14762\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2024-09-29T06:41:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-09-29T06:41:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/11\/BSI.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"719\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Premieri A\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Premieri A\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=14762\",\"url\":\"https:\/\/businessupdate.id\/?p=14762\",\"name\":\"Kuartal II\/2024 Aset BSi Capai Rp360,85 Triliun - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2024-09-29T06:41:51+00:00\",\"dateModified\":\"2024-09-29T06:41:55+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=14762#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=14762\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=14762#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Kuartal II\/2024 Aset BSi Capai Rp360,85 Triliun\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\",\"name\":\"Premieri A\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"caption\":\"Premieri A\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=5\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Kuartal II\/2024 Aset BSi Capai Rp360,85 Triliun - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=14762","og_locale":"en_US","og_type":"article","og_title":"Kuartal II\/2024 Aset BSi Capai Rp360,85 Triliun - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Syariah Indonesia Tbk (BSI) memperoleh aset sebesar Rp360,85 triliun pada kuartal II\/2024. Saat ini, secara aset, BSI berada pada posisi ke-6 di Indonesia. \u201cSecara aset, BSI saat ini berada di posisi ke 6 di Indonesia dan menjadikan BSI leader di medium size bank,\u201d ujar Direktur Utama BSI Hery Gunardi melalui keterangan [&hellip;]","og_url":"https:\/\/businessupdate.id\/?p=14762","og_site_name":"Businessupdate.id","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=100088795961927","article_published_time":"2024-09-29T06:41:51+00:00","article_modified_time":"2024-09-29T06:41:55+00:00","og_image":[{"width":1200,"height":719,"url":"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/11\/BSI.jpg","type":"image\/jpeg"}],"author":"Premieri A","twitter_card":"summary_large_image","twitter_creator":"@EnterpriseMse","twitter_site":"@EnterpriseMse","twitter_misc":{"Written by":"Premieri A","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/businessupdate.id\/?p=14762","url":"https:\/\/businessupdate.id\/?p=14762","name":"Kuartal II\/2024 Aset BSi Capai Rp360,85 Triliun - Businessupdate.id","isPartOf":{"@id":"https:\/\/businessupdate.id\/#website"},"datePublished":"2024-09-29T06:41:51+00:00","dateModified":"2024-09-29T06:41:55+00:00","author":{"@id":"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e"},"breadcrumb":{"@id":"https:\/\/businessupdate.id\/?p=14762#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/businessupdate.id\/?p=14762"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/businessupdate.id\/?p=14762#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/businessupdate.id\/"},{"@type":"ListItem","position":2,"name":"Kuartal II\/2024 Aset BSi Capai Rp360,85 Triliun"}]},{"@type":"WebSite","@id":"https:\/\/businessupdate.id\/#website","url":"https:\/\/businessupdate.id\/","name":"Businessupdate.id","description":" ","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessupdate.id\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e","name":"Premieri A","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g","caption":"Premieri A"},"sameAs":["http:\/\/businessupdate.id"],"url":"https:\/\/businessupdate.id\/?author=5"}]}},"_links":{"self":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/14762","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14762"}],"version-history":[{"count":1,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/14762\/revisions"}],"predecessor-version":[{"id":14763,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/14762\/revisions\/14763"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/media\/9505"}],"wp:attachment":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14762"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=14762"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=14762"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}