{"id":15290,"date":"2024-10-31T05:18:04","date_gmt":"2024-10-30T22:18:04","guid":{"rendered":"https:\/\/businessupdate.id\/?p=15290"},"modified":"2024-10-31T05:18:08","modified_gmt":"2024-10-30T22:18:08","slug":"kuartal-iii-2024-bank-danamon-catatkan-laba-bersih-rp233-triliun","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=15290","title":{"rendered":"Kuartal III\/2024 Bank Danamon Catatkan Laba Bersih Rp2,33 Triliun"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Danamon Indonesia Tbk (Bank Danamon) membukukan pertumbuhan laba operasional sebelum pencadangan sebesar 5% secara tahunan (yoy) menjadi Rp6,3 triliun per September 2024, sehingga menghasilkan laba bersih setelah pajak senilai Rp2,33 triliun.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Perolehan laba bersih tersebut menurun 8,98% yoy dibandingkan pencapaian pada periode yang sama pada tahun sebelumnya yang tercatat sebesar Rp2,56 triliun.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Direktur Utama PT Bank Danamon Indonesia Tbk Daisuke Ejima mengatakan, pencapaian laba bersih tersebut ditopang oleh kinerja penyaluran kredit, termasuk <em>trade finance<\/em>, yang meningkat 12% yoy menjadi Rp186,5 triliun.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dana Pihak Ketiga (DPK) juga tumbuh 14% yoy menjadi Rp148,9 triliun, sementara pendanaan granular naik sebesar 11% yoy. Selain itu, pendapatan operasional hingga 30 September 2024 meningkat 7% yoy menjadi Rp14,2 triliun.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pertumbuhan tersebut ditopang oleh kualitas aset yang sehat, tercermin dari rasio risiko atas kredit (<em>loan at risk<\/em>\/LAR), termasuk restrukturisasi Covid-19 yang masih direlaksasi, yang membaik 80 basis poin (bps) menjadi 11,5%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara rasio kredit macet bruto (<em>non-performing loan<\/em>\/NPL gross) membaik sebesar 30 bps menjadi 2% yang diikuti juga dengan membaiknya rasio cakupan pinjaman bermasalah (NPL <em>coverage ratio<\/em>) menjadi 272,3%, naik dari 252,7% pada tahun sebelumnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Pencapaian ini menunjukkan bahwa Danamon berada di jalur yang tepat dalam menjalankan strategi dan investasi untuk mendorong pertumbuhan berkelanjutan,&#8221; ujar Daisuke.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia mengatakan bahwa sejalan dengan pertumbuhan bisnis perseroan yang kuat, pihaknya akan melanjutkan fokus pada ekosistem yang ditargetkan serta terus bertransformasi dan berkolaborasi bersama MUFG sebagai perusahaan induk. Upaya tersebut bertujuan untuk memberikan produk keuangan yang holistik dan dapat disesuaikan dengan kebutuhan nasabah.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Danamon bersama anak usaha MUFG lainnya, yakni Adira Finance, Zurich Asuransi Indonesia, Home Credit Indonesia, dan Mandala Finance, serta berbagai mitra strategis perseroan berkomitmen untuk terus bertransformasi sebagai One Financial Group.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Kami akan terus tumbuh sebagai One Financial Group dan menjadi mitra keuangan terpercaya yang berorientasi pada nasabah,&#8221; tutup Daisuke. (pa\/jh. Foto: Dok. Bank Danamon)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Danamon Indonesia Tbk (Bank Danamon) membukukan pertumbuhan laba operasional sebelum pencadangan sebesar 5% secara tahunan (yoy) menjadi Rp6,3 triliun per September 2024, sehingga menghasilkan laba bersih setelah pajak senilai Rp2,33 triliun. Perolehan laba bersih tersebut menurun 8,98% yoy dibandingkan pencapaian pada periode yang sama pada tahun sebelumnya yang tercatat sebesar Rp2,56 [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":15291,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,2537,325,377,1775,553,6219],"class_list":["post-15290","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank","tag-danamon","tag-indonesia","tag-keuangan","tag-kinerja","tag-laba","tag-mufg"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kuartal III\/2024 Bank Danamon Catatkan Laba Bersih Rp2,33 Triliun - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=15290\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kuartal III\/2024 Bank Danamon Catatkan Laba Bersih Rp2,33 Triliun - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Danamon Indonesia Tbk (Bank Danamon) membukukan pertumbuhan laba operasional sebelum pencadangan sebesar 5% secara tahunan (yoy) menjadi Rp6,3 triliun per September 2024, sehingga menghasilkan laba bersih setelah pajak senilai Rp2,33 triliun. 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