{"id":15507,"date":"2024-11-12T08:27:14","date_gmt":"2024-11-12T01:27:14","guid":{"rendered":"https:\/\/businessupdate.id\/?p=15507"},"modified":"2024-11-12T08:29:45","modified_gmt":"2024-11-12T01:29:45","slug":"kuartal-iii-2024-bank-sinarmas-cetak-laba-bersih-rp2915-miliar","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=15507","title":{"rendered":"Kuartal III\/2024 Bank Sinarmas Cetak Laba Bersih Rp291,5 Miliar"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> PT Bank Sinarmas Tbk. (BSIM) mencetak laba bersih tahun berjalan secara konsolidasi senilai Rp291,5 miliar sepanjang kuartal III\/2024. Angka tersebut meningkat 32,62% secara tahunan (<em>year on year<\/em>\/yoy) dibandingkan periode sama tahun sebelumnya senilai Rp219,8 miliar. <\/p>\n\n\n\n<p>Berdasarkan laporan keuangan yang dikutip pada Selasa (12\/11\/2024), anak usaha Sinar Mas Multiartha ini mencatatkan pertumbuhan pendapatan bunga bersih (<em>net interest income<\/em>\/NII) sebesar 2,5% menjadi Rp2,05 triliun per September 2024. <\/p>\n\n\n\n<p>Bank Sinarmas juga memangkas beban kerugian penurunan nilai aset keuangan alias impairment secara signifikan dari Rp270,6 miliar pada September 2023 menjadi Rp13,48 miliar pada September 2024, atau mencapai 87,62%. <\/p>\n\n\n\n<p>Dari sisi intermediasi, Bank telah menyalurkan kredit senilai Rp13,48 triliun hingga September tahun ini, naik 19,88% dari angka Rp11,24 triliun. Nilai aset naik 10,38% yoy menjadi Rp52,65 triliun pada periode yang sama. <\/p>\n\n\n\n<p>Kualitas aset Bank Sinarmas pun membaik, tecermin dari rasio kredit macet atau <em>non-performing loan<\/em> (NPL) gross yang turun dari 5,62% pada September 2023 menjadi 0,79% pada September 2024. NPL net juga turun dari 1,69% menjadi 0,41%. <\/p>\n\n\n\n<p>Dari sisi simpanan, dana pihak ketiga (DPK) Bank per kuartal III\/2024 tercatat sebesar Rp42,5 triliun, tumbuh 9,54% dari Rp38,8 triliun per kuartal III\/2023. Besaran dana murah atau <em>current account saving account<\/em> (CASA) Bank Sinarmas mencapai Rp29,57 triliun per September 2024, naik 10,58% dari Rp26,74 triliun. Porsi dana murah mencapai 68,92% dari total simpanan. <\/p>\n\n\n\n<p>Terkait rasio kinerja lainnya, terdapat kenaikan rasio beban operasional terhadap pendapatan operasional (BOPO), dari 91,85% pada September 2023 menjadi 93,52% pada September 2024. Rasio BOPO yang tinggi mengindikasikan kurang efektifnya bank dalam mengoperasikan bisnisnya. <\/p>\n\n\n\n<p>Sementara itu, rasio margin pendapatan bunga bersih (<em>net interest margin<\/em>\/NIM), juga turun tipis ke angka 6,16% pada September 2024, dari semula 6,33%. (rn\/jh)<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Sinarmas Tbk. (BSIM) mencetak laba bersih tahun berjalan secara konsolidasi senilai Rp291,5 miliar sepanjang kuartal III\/2024. Angka tersebut meningkat 32,62% secara tahunan (year on year\/yoy) dibandingkan periode sama tahun sebelumnya senilai Rp219,8 miliar. Berdasarkan laporan keuangan yang dikutip pada Selasa (12\/11\/2024), anak usaha Sinar Mas Multiartha ini mencatatkan pertumbuhan pendapatan bunga [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":6520,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,377,770,553,1161,2867],"class_list":{"0":"post-15507","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"tag-bank","9":"tag-keuangan","10":"tag-kuartal","11":"tag-laba","12":"tag-laporan","13":"tag-sinarmas"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kuartal III\/2024 Bank Sinarmas Cetak Laba Bersih Rp291,5 Miliar - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=15507\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kuartal III\/2024 Bank Sinarmas Cetak Laba Bersih Rp291,5 Miliar - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Sinarmas Tbk. (BSIM) mencetak laba bersih tahun berjalan secara konsolidasi senilai Rp291,5 miliar sepanjang kuartal III\/2024. Angka tersebut meningkat 32,62% secara tahunan (year on year\/yoy) dibandingkan periode sama tahun sebelumnya senilai Rp219,8 miliar. Berdasarkan laporan keuangan yang dikutip pada Selasa (12\/11\/2024), anak usaha Sinar Mas Multiartha ini mencatatkan pertumbuhan pendapatan bunga [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=15507\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2024-11-12T01:27:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-11-12T01:29:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/05\/bank-sinarmas-e1684737936150.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1267\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=15507\",\"url\":\"https:\/\/businessupdate.id\/?p=15507\",\"name\":\"Kuartal III\/2024 Bank Sinarmas Cetak Laba Bersih Rp291,5 Miliar - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2024-11-12T01:27:14+00:00\",\"dateModified\":\"2024-11-12T01:29:45+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=15507#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=15507\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=15507#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Kuartal III\/2024 Bank Sinarmas Cetak Laba Bersih Rp291,5 Miliar\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Kuartal III\/2024 Bank Sinarmas Cetak Laba Bersih Rp291,5 Miliar - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=15507","og_locale":"en_US","og_type":"article","og_title":"Kuartal III\/2024 Bank Sinarmas Cetak Laba Bersih Rp291,5 Miliar - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Sinarmas Tbk. 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