{"id":16213,"date":"2024-12-20T14:00:06","date_gmt":"2024-12-20T07:00:06","guid":{"rendered":"https:\/\/businessupdate.id\/?p=16213"},"modified":"2024-12-20T14:00:08","modified_gmt":"2024-12-20T07:00:08","slug":"bank-neo-commerce-raih-laba-rp406-miliar-pada-kuartal-iii-2024","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=16213","title":{"rendered":"Bank Neo Commerce Raih Laba Rp4,06 Miliar pada Kuartal III\/2024"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211; <\/strong>PT Bank Neo Commerce Tbk (BNC) mencatatkan laba sebesar Rp4,06 miliar pada akhir kuartal III\/2024.<\/p>\n\n\n\n<p>\u201cCapaian ini utamanya merupakan hasil dari kemampuan bank dalam menurunkan beban operasional,\u201d ujar Direktur Utama BNC Eri Budiono dalam agenda Public Expose Tahunan Perseroan, dikutip di Jakarta, Jumat (20\/12\/2024).<\/p>\n\n\n\n<p>Selain itu, NBC juga meningkatkan penyaluran kredit terhadap segmen korporasi senilai Rp2,31 triliun pada posisi September 2024, melonjak 88,01% secara tahunan (yoy) dari Rp1,23 triliun pada September 2023.<\/p>\n\n\n\n<p>Perseroan mengkalim telah menerapkan pengelolaan layanan operasional perbankan secara efisien, antara lain melalui optimalisasi layanan transaksi perbankan digital dan penerapan digitalisasi pada proses bisnis. Hal ini tercermin dari Rasio Beban Operasional terhadap Pendapatan Operasional (BOPO) BNC yang terus mengalami penurunan, menjadi sebesar 99,88% di kuartal III\/2024, turun dari 116,91% di kuartal III\/2023.<\/p>\n\n\n\n<p>Terkait penyaluran kredit secara keseluruhan BNC menyalurkan kredit sebesar Rp9,26 triliun September 2024, terkoreksi 15,54% dari posisi September 2023 yang sebesar Rp10,97 triliun. Kemudian, <em>Non Performing Loan<\/em> (NPL) Nett Bank hingga akhir September 2024 tercatat 0,99% dan NPL Gross 3,72%.<\/p>\n\n\n\n<p>Peningkatan juga terjadi dalam penyaluran kredit terhadap nasabah korporasi dan penyaluran kredit secara langsung kepada nasabah melalui produk pinjaman Neo Pinjam yang terdapat di aplikasi neobank, yakni 152,32% dari Januari-September 2024. Kenaikan ini dari kisaran Rp86 miliar di periode yang sama pada tahun sebelumnya, menjadi Rp217 miliar.<\/p>\n\n\n\n<p>BNC turut mencatatkan pertumbuhan <em>Capital Adequacy Ratio<\/em> (CAR) sebesar 7,83% year to date menjadi 34,18% pada posisi September 2024 dari sebelumnya 26,35% di posisi September 2023.<\/p>\n\n\n\n<p>Adapun perolehan Dana Pihak Ketiga (BPK) sebesar Rp14,14 triliun, terjadi koreksi 7,59% dari Rp15,30 triliun pada periode yang sama tahun sebelumnya.<\/p>\n\n\n\n<p>\u201cSelama 2024, Bank Neo Commerce terus berusaha memenuhi kebutuhan nasabah kami, baik itu personal maupun institutional, dimana kita juga meluncurkan beberapa inisiatif baru, seperti fokus ke <em>fee-based income<\/em>, (misalnya) <em>wealth management<\/em>. Kemudian, kami masuk ke segmen <em>corporate<\/em> dan komersial, di mana bisa dilihat dari sisi anatomi dari <em>lending<\/em> kita itu sedikit bergeser, di mana komersial itu sudah mulai menjadi salah satu tujuan daripada layanan perusahaan kami,\u201d kata Direktur Bisnis BNC Aditya Wahyu Windarwo. (rn\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Neo Commerce Tbk (BNC) mencatatkan laba sebesar Rp4,06 miliar pada akhir kuartal III\/2024. \u201cCapaian ini utamanya merupakan hasil dari kemampuan bank dalam menurunkan beban operasional,\u201d ujar Direktur Utama BNC Eri Budiono dalam agenda Public Expose Tahunan Perseroan, dikutip di Jakarta, Jumat (20\/12\/2024). Selain itu, NBC juga meningkatkan penyaluran kredit terhadap segmen [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":16214,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,5277,7515,770,553,6843,1105],"class_list":{"0":"post-16213","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"tag-bank","9":"tag-commerce","10":"tag-expose","11":"tag-kuartal","12":"tag-laba","13":"tag-neo","14":"tag-public"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank Neo Commerce Raih Laba Rp4,06 Miliar pada Kuartal III\/2024 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=16213\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank Neo Commerce Raih Laba Rp4,06 Miliar pada Kuartal III\/2024 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Neo Commerce Tbk (BNC) mencatatkan laba sebesar Rp4,06 miliar pada akhir kuartal III\/2024. \u201cCapaian ini utamanya merupakan hasil dari kemampuan bank dalam menurunkan beban operasional,\u201d ujar Direktur Utama BNC Eri Budiono dalam agenda Public Expose Tahunan Perseroan, dikutip di Jakarta, Jumat (20\/12\/2024). Selain itu, NBC juga meningkatkan penyaluran kredit terhadap segmen [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=16213\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-20T07:00:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-12-20T07:00:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2024\/12\/Bank-Neo-commerce.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1164\" \/>\n\t<meta property=\"og:image:height\" content=\"769\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=16213\",\"url\":\"https:\/\/businessupdate.id\/?p=16213\",\"name\":\"Bank Neo Commerce Raih Laba Rp4,06 Miliar pada Kuartal III\/2024 - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2024-12-20T07:00:06+00:00\",\"dateModified\":\"2024-12-20T07:00:08+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=16213#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=16213\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=16213#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bank Neo Commerce Raih Laba Rp4,06 Miliar pada Kuartal III\/2024\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bank Neo Commerce Raih Laba Rp4,06 Miliar pada Kuartal III\/2024 - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=16213","og_locale":"en_US","og_type":"article","og_title":"Bank Neo Commerce Raih Laba Rp4,06 Miliar pada Kuartal III\/2024 - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Neo Commerce Tbk (BNC) mencatatkan laba sebesar Rp4,06 miliar pada akhir kuartal III\/2024. \u201cCapaian ini utamanya merupakan hasil dari kemampuan bank dalam menurunkan beban operasional,\u201d ujar Direktur Utama BNC Eri Budiono dalam agenda Public Expose Tahunan Perseroan, dikutip di Jakarta, Jumat (20\/12\/2024). 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