{"id":16818,"date":"2025-01-25T06:08:02","date_gmt":"2025-01-24T23:08:02","guid":{"rendered":"https:\/\/businessupdate.id\/?p=16818"},"modified":"2025-01-25T06:08:04","modified_gmt":"2025-01-24T23:08:04","slug":"bank-uob-optimistis-dpk-2025-bakal-naik","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=16818","title":{"rendered":"Bank UOB Optimistis DPK 2025 Bakal Naik"},"content":{"rendered":"\n

BusinessUpdate –<\/strong> UOB Indonesia optimistis nilai tabungan dan jumlah dana pihak ketiga (DPK) bakal meningkat pada 2025, meskipun inflasi diproyeksikan naik.<\/p>\n\n\n\n

“Kami optimistis untuk DPK UOB naik pada tahun 2025,” ujar Vera Margaret, Head of Deposit & Wealth Management UOB Indonesia usai acara media gathering bertajuk “Strategi Finansial di Tengah Tantangan Ekonomi” di Jakarta, Jumat (24\/1\/2025).<\/p>\n\n\n\n

Ia menyatakan, nilai tabungan kalangan masyarakat menengah ke bawah terus menurun, sehingga kontribusi jumlah DPK lebih banyak berasal dari nasabah kalangan menengah ke atas.<\/p>\n\n\n\n

Apalagi, menurut survei GoodStats bertajuk \u201cPerilaku Mengelola Keuangan Masyarakat 2024\u201d yang dilaksanakan pada November 2024, 70% masyarakat Indonesia tidak memiliki tabungan.<\/p>\n\n\n\n

Untuk mengatasi kondisi tersebut, pihaknya pun semakin menggencarkan berbagai kegiatan literasi keuangan, termasuk program Waktu Indonesia Nabung (WIN) yang akan berlangsung selama dua minggu mulai 30 Januari 2025 dengan tujuan untuk meningkatkan minat masyarakat dalam menabung.<\/p>\n\n\n\n

\u201cJadi bagian dari literasi yang kami lakukan adalah kami juga ingin membantu masyarakat Indonesia untuk memastikan degradasi (penurunan jumlah penabung dari kalangan kelas menengah) ini tidak terus berlangsung,\u201d kata Vera.<\/p>\n\n\n\n

Ia menilai bahwa kegiatan literasi keuangan perlu untuk terus dilakukan agar masyarakat semakin memahami mengenai betapa pentingnya menabung.<\/p>\n\n\n\n

\u201cKarena untuk menaikkan DPK itu sebenarnya tidak didapatkan dari one single customer<\/em> (satu nasabah saja). Untuk menaikkan DPK itu pada saat lebih banyak orang yang memahami pentingnya menabung dan pada saat itu DPK naik,\u201d ucapnya.<\/p>\n\n\n\n

Pihaknya pun optimistis melalui berbagai kegiatan literasi keuangan yang diselenggarakan oleh pemerintah maupun lembaga jasa keuangan swasta, termasuk UOB, maka jumlah nasabah serta nilai tabungan dan DPK dari masyarakat kelas menengah ke bawah dapat berangsur meningkat.<\/p>\n\n\n\n

\u201cSemoga tahun depan kita bisa lihat angka ini tidak lagi 70% yang tidak memiliki tabungan, dan mudah-mudahan, sudah benar-benar turun,\u201d ujarnya.<\/p>\n\n\n\n

Terkait inflasi, Vera mengatakan bahwa tim ekonom UOB memproyeksikan tingkat inflasi Indonesia tahun ini mencapai 2,5%. Angka tersebut meningkat dibandingkan proyeksi tahun lalu, salah satunya International Monetary Fund (IMF) yang memprediksi tingkat inflasi Indonesia sebesar 2,3% pada 2024.<\/p>\n\n\n\n

Sementara Badan Pusat Statistik (BPS) mencatat inflasi tahunan pada Desember 2024 mencapai 1,57% secara tahunan (yoy) dan inflasi tahun kalender tercatat sebesar 1,57% (year to date<\/em>\/ytd).<\/p>\n\n\n\n

\u201cKarena tren yang kami lihat saat ini dan kami lihat kondisi pangan juga terus naik, justru kami melihat akan ada kenaikan (tingkat inflasi) sedikit dibanding tahun sebelumnya (2024) dari 2,3% ke 2,5%,\u201d tutup Vera Margaret. (pa\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"

BusinessUpdate – UOB Indonesia optimistis nilai tabungan dan jumlah dana pihak ketiga (DPK) bakal meningkat pada 2025, meskipun inflasi diproyeksikan naik. “Kami optimistis untuk DPK UOB naik pada tahun 2025,” ujar Vera Margaret, Head of Deposit & Wealth Management UOB Indonesia usai acara media gathering bertajuk “Strategi Finansial di Tengah Tantangan Ekonomi” di Jakarta, Jumat […]<\/p>\n","protected":false},"author":5,"featured_media":16819,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,1101,2124,325,2122,2123,6388],"class_list":["post-16818","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank","tag-dana","tag-dpk","tag-indonesia","tag-ketiga","tag-pihak","tag-uob"],"yoast_head":"\nBank UOB Optimistis DPK 2025 Bakal Naik - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=16818\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank UOB Optimistis DPK 2025 Bakal Naik - 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