{"id":17351,"date":"2025-02-23T06:46:38","date_gmt":"2025-02-22T23:46:38","guid":{"rendered":"https:\/\/businessupdate.id\/?p=17351"},"modified":"2025-02-23T06:46:40","modified_gmt":"2025-02-22T23:46:40","slug":"btn-salurkan-kpr-subsidi-senilai-rp17384-trilun-sepanjang-2024","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=17351","title":{"rendered":"BTN Salurkan KPR Subsidi Senilai Rp173,84 Trilun Sepanjang 2024"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Tabungan Negara (Persero) Tbk (BTN) mencatatkan penyaluran Kredit Pemilikan Rumah (KPR) subsidi sebesar Rp173,84 triliun pada 2024.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cHingga akhir Desember 2024, penyaluran KPR subsidi BTN mencapai Rp173,84 triliun, naik 7,5% yoy (<em>year on year<\/em>) dibandingkan tahun 2023. Sementara itu, KPR non-subsidi BTN bertumbuh 10,2% yoy menjadi Rp105,95 triliun pada akhir 2024,\u201d ucap Ramon Armando, Corporate Secretary BTN melalui keterangan resmi, Sabtu (22\/2\/2025). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia menuturkan bahwa bisnis KPR, baik subsidi maupun nonsubsidi, menjadi pendorong utama penyaluran kredit perseroan pada tahun lalu, seiring dengan permintaan yang terus meningkat terhadap kepemilikan rumah.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Secara total, ia menyatakan bahwa perseroan membukukan penyaluran kredit dan pembiayaan sebesar Rp357,97 triliun pada 2024, atau tumbuh sebesar 7,3% yoy dibandingkan periode yang sama pada 2023 sebesar Rp333,69 triliun.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ramon berharap bahwa kinerja perseroan yang solid dalam pembiayaan perumahan dapat membantu mendongkrak pertumbuhan ekonomi nasional melalui sektor perumahan. Apalagi, sektor perumahan memberikan dampak turunan kepada 181 sub sektor pendukung lainnya seperti industri semen, batu bata, keramik, genteng, dan lain sebagainya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cBelum ditambah lagi tenaga kerja yang bisa diserap sektor perumahan mencapai sekitar 500 ribu setiap tahunnya,\u201d katanya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selain penyaluran kredit, Ramon menyatakan bahwa kinerja positif perseroan juga tercermin dari perolehan dana pihak ketiga (DPK) yang meningkat 9,1% yoy menjadi Rp381,67 triliun pada 2024 dibandingkan perolehan pada 2023 yang sebesar Rp349,93 triliun.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia menyampaikan bahwa pertumbuhan DPK tersebut didukung oleh peningkatan dana murah berupa tabungan dan giro (<em>current account saving account<\/em>\/CASA) yang kontribusinya mencapai 54,1% terhadap total DPK, atau mengalami kenaikan dibandingkan kontribusi pada 2023 sebesar 53,7%. Pertumbuhan CASA perseroan pada akhir 2024 pun tercatat mencapai 9,8% yoy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cPertumbuhan DPK BTN lebih tinggi dari pertumbuhan DPK industri yang sebesar 4,48% yoy pada akhir 2024 sejalan dengan upaya perseroan untuk terus meningkatkan transaksi dana murah ritel dan institusi menengah, termasuk dari digital channel,\u201d jelasnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ramon menyatakan, perseroan mencatat pertumbuhan yang pesat pada sektor bisnis digital sejak aplikasi mobile banking BTN Mobile diperbaharui menjadi Bale by BTN pada 2023. Jumlah pengguna Bale by BTN telah mencapai 2,2 juta <em>user<\/em> pada akhir 2024, meningkat 107% yoy dibandingkan tahun sebelumnya. &#8220;Kami optimistis jumlah <em>user<\/em> dapat mencapai minimal 3,6 juta hingga 4 juta pada tahun ini,&#8221; tutupnya. (pa\/jh. Foto: Dok. BTN)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk (BTN) mencatatkan penyaluran Kredit Pemilikan Rumah (KPR) subsidi sebesar Rp173,84 triliun pada 2024. \u201cHingga akhir Desember 2024, penyaluran KPR subsidi BTN mencapai Rp173,84 triliun, naik 7,5% yoy (year on year) dibandingkan tahun 2023. Sementara itu, KPR non-subsidi BTN bertumbuh 10,2% yoy menjadi Rp105,95 triliun pada akhir 2024,\u201d [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":17352,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,46],"tags":[426,183,248,765,544,1486,827,239,1144],"class_list":["post-17351","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","category-economic","tag-bank","tag-btn","tag-kpr","tag-kredit","tag-negara","tag-pemilikan","tag-rumah","tag-subsidi","tag-tabungan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BTN Salurkan KPR Subsidi Senilai Rp173,84 Trilun Sepanjang 2024 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=17351\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BTN Salurkan KPR Subsidi Senilai Rp173,84 Trilun Sepanjang 2024 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk (BTN) mencatatkan penyaluran Kredit Pemilikan Rumah (KPR) subsidi sebesar Rp173,84 triliun pada 2024. \u201cHingga akhir Desember 2024, penyaluran KPR subsidi BTN mencapai Rp173,84 triliun, naik 7,5% yoy (year on year) dibandingkan tahun 2023. Sementara itu, KPR non-subsidi BTN bertumbuh 10,2% yoy menjadi Rp105,95 triliun pada akhir 2024,\u201d [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=17351\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-22T23:46:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-02-22T23:46:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/02\/btn.jpg-e1740267928662.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"700\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Premieri A\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Premieri A\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=17351\",\"url\":\"https:\/\/businessupdate.id\/?p=17351\",\"name\":\"BTN Salurkan KPR Subsidi Senilai Rp173,84 Trilun Sepanjang 2024 - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2025-02-22T23:46:38+00:00\",\"dateModified\":\"2025-02-22T23:46:40+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=17351#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=17351\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=17351#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"BTN Salurkan KPR Subsidi Senilai Rp173,84 Trilun Sepanjang 2024\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\",\"name\":\"Premieri A\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"caption\":\"Premieri A\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=5\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BTN Salurkan KPR Subsidi Senilai Rp173,84 Trilun Sepanjang 2024 - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=17351","og_locale":"en_US","og_type":"article","og_title":"BTN Salurkan KPR Subsidi Senilai Rp173,84 Trilun Sepanjang 2024 - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk (BTN) mencatatkan penyaluran Kredit Pemilikan Rumah (KPR) subsidi sebesar Rp173,84 triliun pada 2024. \u201cHingga akhir Desember 2024, penyaluran KPR subsidi BTN mencapai Rp173,84 triliun, naik 7,5% yoy (year on year) dibandingkan tahun 2023. Sementara itu, KPR non-subsidi BTN bertumbuh 10,2% yoy menjadi Rp105,95 triliun pada akhir 2024,\u201d [&hellip;]","og_url":"https:\/\/businessupdate.id\/?p=17351","og_site_name":"Businessupdate.id","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=100088795961927","article_published_time":"2025-02-22T23:46:38+00:00","article_modified_time":"2025-02-22T23:46:40+00:00","og_image":[{"width":1200,"height":700,"url":"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/02\/btn.jpg-e1740267928662.webp","type":"image\/webp"}],"author":"Premieri A","twitter_card":"summary_large_image","twitter_creator":"@EnterpriseMse","twitter_site":"@EnterpriseMse","twitter_misc":{"Written by":"Premieri A","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/businessupdate.id\/?p=17351","url":"https:\/\/businessupdate.id\/?p=17351","name":"BTN Salurkan KPR Subsidi Senilai Rp173,84 Trilun Sepanjang 2024 - Businessupdate.id","isPartOf":{"@id":"https:\/\/businessupdate.id\/#website"},"datePublished":"2025-02-22T23:46:38+00:00","dateModified":"2025-02-22T23:46:40+00:00","author":{"@id":"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e"},"breadcrumb":{"@id":"https:\/\/businessupdate.id\/?p=17351#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/businessupdate.id\/?p=17351"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/businessupdate.id\/?p=17351#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/businessupdate.id\/"},{"@type":"ListItem","position":2,"name":"BTN Salurkan KPR Subsidi Senilai Rp173,84 Trilun Sepanjang 2024"}]},{"@type":"WebSite","@id":"https:\/\/businessupdate.id\/#website","url":"https:\/\/businessupdate.id\/","name":"Businessupdate.id","description":" ","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessupdate.id\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e","name":"Premieri A","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g","caption":"Premieri A"},"sameAs":["http:\/\/businessupdate.id"],"url":"https:\/\/businessupdate.id\/?author=5"}]}},"_links":{"self":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/17351","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=17351"}],"version-history":[{"count":1,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/17351\/revisions"}],"predecessor-version":[{"id":17353,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/17351\/revisions\/17353"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/media\/17352"}],"wp:attachment":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=17351"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=17351"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=17351"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}