{"id":17569,"date":"2025-03-07T13:42:33","date_gmt":"2025-03-07T06:42:33","guid":{"rendered":"https:\/\/businessupdate.id\/?p=17569"},"modified":"2025-03-07T13:42:40","modified_gmt":"2025-03-07T06:42:40","slug":"bank-permata-catatkan-laba-bersih-sebesar-rp36-triliun-sepanjang-2024","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=17569","title":{"rendered":"Bank Permata Catatkan Laba Bersih Sebesar Rp3,6 Triliun Sepanjang 2024"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Permata Tbk (BNLI) mencatatkan laba bersih sebesar Rp3,6 triliun pada 2024. Capaian tersebut meningkat 38% secara tahunan (<em>year on year<\/em>\/yoy) dari Desember 2023 yang sebesar Rp2,6 triliun.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurut Direktur Keuangan dan Unit Usaha Syariah Permata Bank Rudy Basyir Ahmad, pihaknya berhasil melanjutkan pencapaian kinerja yang konsisten dengan menjaga struktur kuat dan laba berkelanjutan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tercatat, total pendapatan bank tumbuh 1% yoy, terutama dikontribusi oleh pertumbuhan pendapatan bunga bersih sebesar 2,3% yoy. Kemudian, Pendapatan Operasional Sebelum Pencadangan (Pre-Provisioning Operating Profit\/PPOP) sebesar Rp6,1 triliun, meningkat 3,7% yoy dibanding tahun sebelumnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cPencapaian ini menghantarkan Permata Bank membukukan laba bersih setelah pajak sebesar Rp3,6 triliun atau naik sebesar 38% <em>year on year<\/em>,\u201d jelas Rudy dalam penyelenggaraan Public Expose atau Paparan Publik di Jakarta, Jumat (7\/3\/2025).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Untuk margin bunga bersih (<em>Net Interest Margin<\/em>), pihaknya mencatat pertumbuhan pada level 4,3%, sedikit menurun dibanding periode yang sama pada tahun sebelumnya sebesar 4,5% karena persaingan tingkat bunga nan ketat di industri perbankan selama tahun lalu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selanjutnya, Cost Income Ratio (CIR) juga terus membaik pada level 50,1 persen yang meningkat 1,5 persen yoy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cHal ini merupakan hasil penerapan manajemen biaya yang disiplin, efisiensi operasional yang optimal, dan adaptasi cara kerja digital yang semakin advance. Tentunya, didukung pula dengan pertumbuhan pendapatan operasional yang berkelanjutan,\u201d kata Rudy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Melihat capaian lain dari Permata Bank sepanjang 2024, total penyaluran kredit meningkat 8,9% atau sebesar Rp154,9 triliun, total aset naik 0,6% yoy menjadi Rp259,1 triliun, rasio <em>Loan to Deposit<\/em> (LDR) membaik dengan persentase 82,7% tahun 2023 sebesar 74,8%, lalu total Dana Pihak Ketiga (BPK) menurun 1,5% yoy menjadi Rp185,5 triliun karena terpengaruh persaingan yang ketat di tingkat suku bunga seiring rasio CASA (<em>Current Account Saving Account<\/em>) tetap terjaga di level 55,3%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dalam pengelolaan kualitas aset, Permata Bank disebut menjalankan prinsip kehati-hatian mengingat masih adanya potensi ketidakpastian ekonomi global dan potensi resiko kredit inheren. Hal ini tercermin dalam rasio <em>Non Performing Loan<\/em> (NPL) Gross Bank pada Desember 2024 yang terus membaik pada level 2,1% dibanding dengan posisi 2,9% di periode yang sama pada 2023, dan <em>Loan at Risk<\/em> (LAR) 7,9% dari tahun sebelumnya 8,7%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selanjutnya, rasio kecukupan modal bank (<em>Capital Adequacy Ratio<\/em>\/CAR) berada pada level yang jauh di atas ketentuan minimum regulator dan lebih baik dari rasio CAR rata-rata industri perbankan. Ini tercermin dari rasio CAR pada posisi Desember 2024 masing-masing sebesar 34,7%. \u201cHal ini yang tentunya akan mendukung pertumbuhan usaha bank yang berkesinambungan di masa yang akan datang baik secara organik maupun inorganik,\u201d tutupnya. (rn\/jh. Foto: Dok. Bank Permata)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Permata Tbk (BNLI) mencatatkan laba bersih sebesar Rp3,6 triliun pada 2024. Capaian tersebut meningkat 38% secara tahunan (year on year\/yoy) dari Desember 2023 yang sebesar Rp2,6 triliun. Menurut Direktur Keuangan dan Unit Usaha Syariah Permata Bank Rudy Basyir Ahmad, pihaknya berhasil melanjutkan pencapaian kinerja yang konsisten dengan menjaga struktur kuat dan [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":15620,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,1370,8890,377,1775,553,6202],"class_list":["post-17569","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank","tag-bersih","tag-bnli","tag-keuangan","tag-kinerja","tag-laba","tag-permata"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank Permata Catatkan Laba Bersih Sebesar Rp3,6 Triliun Sepanjang 2024 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=17569\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank Permata Catatkan Laba Bersih Sebesar Rp3,6 Triliun Sepanjang 2024 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Permata Tbk (BNLI) mencatatkan laba bersih sebesar Rp3,6 triliun pada 2024. Capaian tersebut meningkat 38% secara tahunan (year on year\/yoy) dari Desember 2023 yang sebesar Rp2,6 triliun. Menurut Direktur Keuangan dan Unit Usaha Syariah Permata Bank Rudy Basyir Ahmad, pihaknya berhasil melanjutkan pencapaian kinerja yang konsisten dengan menjaga struktur kuat dan [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=17569\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-07T06:42:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-07T06:42:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2024\/11\/PermataBank-e1731920316957.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"748\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=17569\",\"url\":\"https:\/\/businessupdate.id\/?p=17569\",\"name\":\"Bank Permata Catatkan Laba Bersih Sebesar Rp3,6 Triliun Sepanjang 2024 - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2025-03-07T06:42:33+00:00\",\"dateModified\":\"2025-03-07T06:42:40+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=17569#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=17569\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=17569#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bank Permata Catatkan Laba Bersih Sebesar Rp3,6 Triliun Sepanjang 2024\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bank Permata Catatkan Laba Bersih Sebesar Rp3,6 Triliun Sepanjang 2024 - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=17569","og_locale":"en_US","og_type":"article","og_title":"Bank Permata Catatkan Laba Bersih Sebesar Rp3,6 Triliun Sepanjang 2024 - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Permata Tbk (BNLI) mencatatkan laba bersih sebesar Rp3,6 triliun pada 2024. 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