{"id":1785,"date":"2022-11-07T10:39:51","date_gmt":"2022-11-07T10:39:51","guid":{"rendered":"https:\/\/businessupdate.id\/?p=1785"},"modified":"2022-11-07T10:39:53","modified_gmt":"2022-11-07T10:39:53","slug":"diprediksi-alami-ketidakpastian-aftech-optimistis-industri-fintech-tetap-tumbuh-di-2023","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=1785","title":{"rendered":"Diprediksi Alami Ketidakpastian, AFTECH Optimistis Industri Fintech Tetap Tumbuh di 2023"},"content":{"rendered":"\n

BusinessUpdate <\/strong>\u2013 Walau banyak yang memprediksi industri keuangan digital atau fintech ditahun depan mengalami ketidakpastian, Ketua Umum Asosiasi Fintech Indonesia (AFTECH) Pandu Sjahrir malah optimistis bahwa jasa finansial berbasis teknologi ini tetap bertumbuh.<\/p>\n\n\n\n

Di tengah ketidakpastian global, yang memprediksi pendanaan fintech diperkirakan akan berkurang, ini akan membuat perkembangannya di dalam negeri ini semakin tersendat. Namun di sisi lain, para pembisnis fintech punya cara lain untuk mengatasinya.<\/p>\n\n\n\n

\u201cKita bisa lihat semakin banyak masyarakat yang menggunakan fintech, inovasi juga bertambah, dan regulasi pemerintah turut mendukung pertumbuhan,\u201d katanya dalam konferensi pers penyelenggaraan Indonesia Fintech Summit ke-4 yang dipantau di Jakarta, Senin, (07\/11\/)<\/p>\n\n\n\n

\u201cDari sisi pendanaan global, tahun 2023 akan menjadi waktu yang berat. Menurut saya, pada 2023 dan 2024 akan banyak ketidakpastian,\u201d katanya.<\/p>\n\n\n\n

Ketidakpastian tersebut diperkirakan akan membuat penyedia jasa fintech akan menjaga cost dan melakukan efisiensi usaha demi tetap mencetak keuntungan.<\/p>\n\n\n\n

\u201cIndustri jadi memiliki kepentingan untuk bertumbuh secara positif dengan semakin cepat karena pendanaan secara global banyak berkurang,\u201d ujarnya.<\/p>\n\n\n\n

Fintech Peer to Peer Lending<\/em><\/strong> Tinggi<\/strong><\/p>\n\n\n\n

Ketua Umum Asosiasi Fintech Pendanaan Bersama Indonesia (AFPI) Adrian Gunadi menyebut fintech pendanaan bersama atau fintech<\/em> peer to peer lending<\/em> di Indonesia akan melanjutkan pertumbuhan pada 2023 mendatang karena credit gap<\/em> di Indonesia masih tinggi.<\/p>\n\n\n\n

\u201cKebutuhan pendanaan yang belum bisa dilayani perbankan, fintech peer to peer lending<\/em> masih banyak. Jadi kita masih bisa tumbuh di 2023,\u201d katanya.<\/p>\n\n\n\n

Hanya saja penyedia jasa fintech peer to peer lending<\/em> akan lebih selektif dan hanya menyalurkan pembiayaan mereka kepada pelaku usaha di sektor industri yang tahan terhadap guncangan perekonomian global.<\/p>\n\n\n\n

\u201cSaya kira fintech peer to peer lending<\/em> perlu memperhatikan hal ini untuk mencegah risiko baik kredit macet dan lain sebagainya. Jadi peluang untuk tumbuh tetap ada, tapi kita juga perlu pintar memilih segmen untuk dibiayai,\u201d ucapnya. (ed.AS\/antara).<\/p>\n","protected":false},"excerpt":{"rendered":"

BusinessUpdate \u2013 Walau banyak yang memprediksi industri keuangan digital atau fintech ditahun depan mengalami ketidakpastian, Ketua Umum Asosiasi Fintech Indonesia (AFTECH) Pandu Sjahrir malah optimistis bahwa jasa finansial berbasis teknologi ini tetap bertumbuh. Di tengah ketidakpastian global, yang memprediksi pendanaan fintech diperkirakan akan berkurang, ini akan membuat perkembangannya di dalam negeri ini semakin tersendat. Namun […]<\/p>\n","protected":false},"author":1,"featured_media":1786,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46,79,50],"tags":[301,112,302],"class_list":{"0":"post-1785","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-economic","8":"category-macro","9":"category-scien-tech","10":"tag-asosiasi-aftech","11":"tag-fintech","12":"tag-industri-finansial"},"yoast_head":"\nDiprediksi Alami Ketidakpastian, AFTECH Optimistis Industri Fintech Tetap Tumbuh di 2023<\/title>\n<meta name=\"description\" content=\"Diprediksi Alami Ketidakpastian, AFTECH Optimistis Industri Fintech Tetap Tumbuh di 2023. 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