{"id":18112,"date":"2025-04-10T16:41:35","date_gmt":"2025-04-10T09:41:35","guid":{"rendered":"https:\/\/businessupdate.id\/?p=18112"},"modified":"2025-04-10T16:41:37","modified_gmt":"2025-04-10T09:41:37","slug":"krom-bank-salurkan-kredit-sebesar-rp425-triliun-pada-2024-naik-131-persen","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=18112","title":{"rendered":"Krom Bank Salurkan Kredit Sebesar Rp4,25 Triliun pada 2024, Naik 131 Persen"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Krom Bank Indonesia Tbk (BBSI) membukukan penyaluran kredit sebesar Rp4,25 triliun pada 2024, atau meningkat 131% secara tahunan (yoy) dari Rp1,83 triliun pada tahun sebelumnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Presiden Direktur Krom Bank Anton Hermawan menyatakan bahwa pertumbuhan penyaluran kredit yang signifikan tersebut mendorong peningkatan perolehan pendapatan bunga bersih (audited) sebesar 125% yoy menjadi Rp965 miliar pada 2024 dari Rp429 miliar pada 2023.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cPencapaian ini merupakan hasil dari strategi bisnis yang solid dan prudent dalam menghadirkan solusi keuangan yang tidak hanya digital-friendly, tetapi juga menjawab kebutuhan nyata para nasabah,\u201d kata Anton Hermawan di Jakarta, Kamis (10\/4\/2025).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia menyampaikan bahwa pertumbuhan kredit tersebut disebabkan oleh lonjakan dana pihak ketiga (DPK) dan optimalisasi perluasan layanan berbasis teknologi digital.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">DPK Krom Bank meningkat hampir sembilan kali lipat menjadi Rp3,16 triliun pada 2024 dari Rp348 miliar pada 2023, didorong oleh pertumbuhan simpanan berbasis tabungan dan deposito.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Anton juga mengatakan bahwa pihaknya mampu mencatatkan laba bersih sebesar Rp124 miliar, relatif lebih stabil dibanding tahun sebelumnya dikarenakan perseroan meningkatkan rasio pencadangan dari 4,67% menjadi 6,46%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia menuturkan bahwa kinerja positif perseroan juga didukung oleh posisi rasio kredit macet (<em>non-performing loan<\/em>\/NPL) gross sebesar 3,12% dan rasio kecukupan modal (<em>capital adequacy ratio<\/em>\/CAR) sebesar 82,63%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selain itu, perusahaan juga mencatatkan rasio biaya operasional terhadap pendapatan (<em>cost to income ratio<\/em>\/CIR) yang terjaga sebesar 18,07% dan margin bunga bersih (<em>net interest margin<\/em>\/NIM) mencapai 20,01%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cKami siap terus berekspansi, menghadirkan inovasi progresif, dan memperkuat konektivitas digital guna mewujudkan visi perusahaan, sekaligus memperkokoh posisi Krom sebagai platform keuangan digital terpercaya yang menghubungkan nasabah dengan solusi finansial yang seamless, relevan, dan bernilai tambah,\u201d tutup Anton. (ip\/jh. Foto: Dok. Krom)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Krom Bank Indonesia Tbk (BBSI) membukukan penyaluran kredit sebesar Rp4,25 triliun pada 2024, atau meningkat 131% secara tahunan (yoy) dari Rp1,83 triliun pada tahun sebelumnya. Presiden Direktur Krom Bank Anton Hermawan menyatakan bahwa pertumbuhan penyaluran kredit yang signifikan tersebut mendorong peningkatan perolehan pendapatan bunga bersih (audited) sebesar 125% yoy menjadi Rp965 miliar [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":18113,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,325,765,6298,553,1007,763,381],"class_list":["post-18112","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank","tag-indonesia","tag-kredit","tag-krom","tag-laba","tag-pendapatan","tag-penyaluran","tag-pinjaman"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Krom Bank Salurkan Kredit Sebesar Rp4,25 Triliun pada 2024, Naik 131 Persen - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=18112\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Krom Bank Salurkan Kredit Sebesar Rp4,25 Triliun pada 2024, Naik 131 Persen - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Krom Bank Indonesia Tbk (BBSI) membukukan penyaluran kredit sebesar Rp4,25 triliun pada 2024, atau meningkat 131% secara tahunan (yoy) dari Rp1,83 triliun pada tahun sebelumnya. Presiden Direktur Krom Bank Anton Hermawan menyatakan bahwa pertumbuhan penyaluran kredit yang signifikan tersebut mendorong peningkatan perolehan pendapatan bunga bersih (audited) sebesar 125% yoy menjadi Rp965 miliar [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=18112\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-10T09:41:35+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-10T09:41:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/04\/Krom-Bank-e1744278090891.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"756\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Iyan Pahlevi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Iyan Pahlevi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=18112\",\"url\":\"https:\/\/businessupdate.id\/?p=18112\",\"name\":\"Krom Bank Salurkan Kredit Sebesar Rp4,25 Triliun pada 2024, Naik 131 Persen - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2025-04-10T09:41:35+00:00\",\"dateModified\":\"2025-04-10T09:41:37+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=18112#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=18112\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=18112#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Krom Bank Salurkan Kredit Sebesar Rp4,25 Triliun pada 2024, Naik 131 Persen\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\",\"name\":\"Iyan Pahlevi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"caption\":\"Iyan Pahlevi\"},\"url\":\"https:\/\/businessupdate.id\/?author=6\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Krom Bank Salurkan Kredit Sebesar Rp4,25 Triliun pada 2024, Naik 131 Persen - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=18112","og_locale":"en_US","og_type":"article","og_title":"Krom Bank Salurkan Kredit Sebesar Rp4,25 Triliun pada 2024, Naik 131 Persen - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Krom Bank Indonesia Tbk (BBSI) membukukan penyaluran kredit sebesar Rp4,25 triliun pada 2024, atau meningkat 131% secara tahunan (yoy) dari Rp1,83 triliun pada tahun sebelumnya. 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