{"id":18123,"date":"2025-04-11T08:47:52","date_gmt":"2025-04-11T01:47:52","guid":{"rendered":"https:\/\/businessupdate.id\/?p=18123"},"modified":"2025-04-11T08:47:54","modified_gmt":"2025-04-11T01:47:54","slug":"pengguna-paylater-bca-meningkat-selama-libur-idul-fitri-2025","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=18123","title":{"rendered":"Pengguna Paylater BCA Meningkat Selama Libur Idul Fitri 2025"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> PT Bank Central Asia Tbk (BBCA) merilis peningkatan pengguna layanan beli sekarang bayar nanti (paylater) pada periode liburan Idul Fitri 2025. <\/p>\n\n\n\n<p>Hera F. Haryn, EVP Corporate Communication &amp; Social Responsibility BCA mengatakan peningkatan penggunaan paylater didorong oleh tren peningkatan konsumsi serta mobilitas masyarakat. Sayangnya, Hera tidak menyebutkan secara detail pertumbuhan penggunaan paylater BCA. <\/p>\n\n\n\n<p>Dari data terakhir, outstanding paylater BCA mencapai Rp356 miliar atau naik sekitar 96% secara tahunan (yoy) hingga Maret 2025. &#8220;NPL paylater BCA juga tetap terjaga dengan baik, seiring komitmen BCA dalam penyaluran kredit yang pruden,&#8221; kata Hera dikutip dari <em>Bisnis<\/em>, Jumat (11\/4\/2025). <\/p>\n\n\n\n<p>Hera menegaskan perusahaan selalu mempertimbangkan prinsip-prinsip kehati-hatian dengan penerapan manajemen risiko yang disiplin dalam layanan paylater BCA. &#8220;Sejak diluncurkan pada Oktober 2023, kami melihat animo yang tinggi dari masyarakat terhadap paylater BCA,&#8221; ujarnya. <\/p>\n\n\n\n<p>Ia menambahkan, paylater BCA berkomitmen untuk memperkuat ekosistem digital melalui layanan perbankan sesuai kebutuhan nasabah. <\/p>\n\n\n\n<p>Sebelumnya, Otoritas Jasa Keuangan menyampaikan bahwa outstanding paylater atau Buy Now Pay Later (BNPL) pada perbankan sebesar Rp22,57 triliun per Januari 2025. Kepala Eksekutif Pengawas Perbankan OJK, Dian Ediana Rae, mengatakan angka pinjaman paylater masyarakat meningkat hingga 46,45% secara tahunan (yoyY) pada Januari 2025. Jika dibandingkan dengan Desember 2024, peningkatan pinjaman paylater yakni 43,76%. <\/p>\n\n\n\n<p>Jumlah rekening BNPL perbankan juga terus meningkat pada Januari 2025, mencapai 24,44 juta pengguna, dibandingkan Desember 2024 yang sebanyak 23,99 juta pengguna. <\/p>\n\n\n\n<p>Dian juga menjabarkan bahwa rasio kredit macet (NPL) produk buy now pay later perbankan sebesar 0,29%. Sementara itu, kredit perbankan tumbuh 10,27% secara tahunan (yoy) menjadi Rp7.782 triliun di Januari 2025. (ip\/jh. Foto: Dok. BCA)<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Central Asia Tbk (BBCA) merilis peningkatan pengguna layanan beli sekarang bayar nanti (paylater) pada periode liburan Idul Fitri 2025. Hera F. Haryn, EVP Corporate Communication &amp; Social Responsibility BCA mengatakan peningkatan penggunaan paylater didorong oleh tren peningkatan konsumsi serta mobilitas masyarakat. Sayangnya, Hera tidak menyebutkan secara detail pertumbuhan penggunaan paylater BCA. [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":18124,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,46],"tags":[2133,426,2174,2175,2615,2404,1170,638],"class_list":{"0":"post-18123","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"category-economic","9":"tag-asia","10":"tag-bank","11":"tag-bca","12":"tag-central","13":"tag-idul-fitri","14":"tag-lebaran","15":"tag-libur","16":"tag-paylater"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pengguna Paylater BCA Meningkat Selama Libur Idul Fitri 2025 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=18123\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pengguna Paylater BCA Meningkat Selama Libur Idul Fitri 2025 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Central Asia Tbk (BBCA) merilis peningkatan pengguna layanan beli sekarang bayar nanti (paylater) pada periode liburan Idul Fitri 2025. Hera F. Haryn, EVP Corporate Communication &amp; Social Responsibility BCA mengatakan peningkatan penggunaan paylater didorong oleh tren peningkatan konsumsi serta mobilitas masyarakat. Sayangnya, Hera tidak menyebutkan secara detail pertumbuhan penggunaan paylater BCA. [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=18123\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-11T01:47:52+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-11T01:47:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/04\/paylater-BCA-e1744336067134.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"898\" \/>\n\t<meta property=\"og:image:height\" content=\"555\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Iyan Pahlevi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Iyan Pahlevi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=18123\",\"url\":\"https:\/\/businessupdate.id\/?p=18123\",\"name\":\"Pengguna Paylater BCA Meningkat Selama Libur Idul Fitri 2025 - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2025-04-11T01:47:52+00:00\",\"dateModified\":\"2025-04-11T01:47:54+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=18123#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=18123\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=18123#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Pengguna Paylater BCA Meningkat Selama Libur Idul Fitri 2025\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\",\"name\":\"Iyan Pahlevi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"caption\":\"Iyan Pahlevi\"},\"url\":\"https:\/\/businessupdate.id\/?author=6\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Pengguna Paylater BCA Meningkat Selama Libur Idul Fitri 2025 - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=18123","og_locale":"en_US","og_type":"article","og_title":"Pengguna Paylater BCA Meningkat Selama Libur Idul Fitri 2025 - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Central Asia Tbk (BBCA) merilis peningkatan pengguna layanan beli sekarang bayar nanti (paylater) pada periode liburan Idul Fitri 2025. Hera F. Haryn, EVP Corporate Communication &amp; Social Responsibility BCA mengatakan peningkatan penggunaan paylater didorong oleh tren peningkatan konsumsi serta mobilitas masyarakat. Sayangnya, Hera tidak menyebutkan secara detail pertumbuhan penggunaan paylater BCA. [&hellip;]","og_url":"https:\/\/businessupdate.id\/?p=18123","og_site_name":"Businessupdate.id","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=100088795961927","article_published_time":"2025-04-11T01:47:52+00:00","article_modified_time":"2025-04-11T01:47:54+00:00","og_image":[{"width":898,"height":555,"url":"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/04\/paylater-BCA-e1744336067134.jpg","type":"image\/jpeg"}],"author":"Iyan Pahlevi","twitter_card":"summary_large_image","twitter_creator":"@EnterpriseMse","twitter_site":"@EnterpriseMse","twitter_misc":{"Written by":"Iyan Pahlevi","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/businessupdate.id\/?p=18123","url":"https:\/\/businessupdate.id\/?p=18123","name":"Pengguna Paylater BCA Meningkat Selama Libur Idul Fitri 2025 - Businessupdate.id","isPartOf":{"@id":"https:\/\/businessupdate.id\/#website"},"datePublished":"2025-04-11T01:47:52+00:00","dateModified":"2025-04-11T01:47:54+00:00","author":{"@id":"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d"},"breadcrumb":{"@id":"https:\/\/businessupdate.id\/?p=18123#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/businessupdate.id\/?p=18123"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/businessupdate.id\/?p=18123#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/businessupdate.id\/"},{"@type":"ListItem","position":2,"name":"Pengguna Paylater BCA Meningkat Selama Libur Idul Fitri 2025"}]},{"@type":"WebSite","@id":"https:\/\/businessupdate.id\/#website","url":"https:\/\/businessupdate.id\/","name":"Businessupdate.id","description":" ","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessupdate.id\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d","name":"Iyan Pahlevi","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g","caption":"Iyan Pahlevi"},"url":"https:\/\/businessupdate.id\/?author=6"}]}},"_links":{"self":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/18123","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18123"}],"version-history":[{"count":1,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/18123\/revisions"}],"predecessor-version":[{"id":18125,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/18123\/revisions\/18125"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/media\/18124"}],"wp:attachment":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18123"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18123"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18123"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}