{"id":18262,"date":"2025-04-21T06:38:06","date_gmt":"2025-04-20T23:38:06","guid":{"rendered":"https:\/\/businessupdate.id\/?p=18262"},"modified":"2025-04-21T06:38:08","modified_gmt":"2025-04-20T23:38:08","slug":"bank-raya-optimistis-kinerja-kuartal-i-2025-tetap-positif","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=18262","title":{"rendered":"Bank Raya Optimistis Kinerja Kuartal I\/2025 Tetap Positif"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> Bank digital PT Bank Raya Indonesia Tbk (AGRO) optimistis pertumbuhan kinerja pada kuartal 1\/2025 relatif positif. Perseroan optimistis kinerja perusahaan pada kuartal I\/2025 tidak jauh berbeda dengan kinerja di kuartal IV\/2024.<\/p>\n\n\n\n<p>&#8220;Relatif sama dengan kuartal IV lah secara beberapa parameter pertumbuhannya maupun [pertumbuhan] di saving,&#8221; ujar Direktur Bisnis Bank Raya Kicky Andrie Davetra, Minggu (21\/4\/2025). <\/p>\n\n\n\n<p>Kendati demikian, ia tak membeberkan secara detail angka kinerja pada tiga bulan pertama tahun ini. Ia hanya memastikan adanya pertumbuhan laba per saham selama kuartal I\/2025. &#8220;Jadi ekspektasi kami EPS (<em>earning per share<\/em>) tumbuh di tahun 2025 ini yaitu 2 kali dibandingkan di 2024,&#8221; katanya. <\/p>\n\n\n\n<p>Menurutnya, walaupun kondisi perekonomian sedang mengalami tantangan, namun diyakini segmen UMKM akan tetap bertahan. Adapun segmen mikro kecil dan menengah merupakan salah satu fokus Bank Raya. <\/p>\n\n\n\n<p>Adapun, kinerja AGRO berhasil membukukan laba bersih sebesar Rp50,89 miliar pada 2024. Realisasi ini tumbuh 108,9% secara tahunan (yoy) dari Rp24,35 miliar pada 2023. <\/p>\n\n\n\n<p>Anak usaha PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) ini membukukan peningkatan pendapatan bunga bersih sebesar 17,25% yoy hingga mencapai Rp571,97 miliar pada 2024. Pendapatan berbasis komisi (<em>fee-based income<\/em>) Bank Raya tercatat sebesar Rp10,82 miliar, turun 17,18% yoy. <\/p>\n\n\n\n<p>Pos pendapatan lainnya naik 35,58% menjadi Rp496,59 miliar, sementara kerugian penurunan nilai aset keuangan (<em>impairment<\/em>) berhasil digerus 162,31% menjadi Rp156,4 miliar. <\/p>\n\n\n\n<p>Dari sisi intermediasi, penyaluran kredit Bank Raya saat itu tercatat mengalami pertumbuhan 3,37%, dari Rp6,89 triliun pada 2023 menjadi Rp7,13 triliun pada 2024. Aset perseroan pun tumbuh 5,53% menjadi Rp13,13 triliun. <\/p>\n\n\n\n<p>Adapun kualitas aset membaik, tecermin dari rasio kredit bermasalah atau <em>nonperforming loan<\/em> (NPL) gross sebesar 3,22% dan NPL nett 1,20% pada 2024. Angka itu menurun dari masing-masing dari 4,40% dan 1,51% pada 2023. (rn\/jh)<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Bank digital PT Bank Raya Indonesia Tbk (AGRO) optimistis pertumbuhan kinerja pada kuartal 1\/2025 relatif positif. Perseroan optimistis kinerja perusahaan pada kuartal I\/2025 tidak jauh berbeda dengan kinerja di kuartal IV\/2024. &#8220;Relatif sama dengan kuartal IV lah secara beberapa parameter pertumbuhannya maupun [pertumbuhan] di saving,&#8221; ujar Direktur Bisnis Bank Raya Kicky Andrie Davetra, [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":12163,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[2616,426,103,276,558,325,1775,770,538],"class_list":{"0":"post-18262","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"tag-agro","9":"tag-bank","10":"tag-bri","11":"tag-digital","12":"tag-group","13":"tag-indonesia","14":"tag-kinerja","15":"tag-kuartal","16":"tag-raya"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank Raya Optimistis Kinerja Kuartal I\/2025 Tetap Positif - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=18262\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank Raya Optimistis Kinerja Kuartal I\/2025 Tetap Positif - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Bank digital PT Bank Raya Indonesia Tbk (AGRO) optimistis pertumbuhan kinerja pada kuartal 1\/2025 relatif positif. Perseroan optimistis kinerja perusahaan pada kuartal I\/2025 tidak jauh berbeda dengan kinerja di kuartal IV\/2024. &#8220;Relatif sama dengan kuartal IV lah secara beberapa parameter pertumbuhannya maupun [pertumbuhan] di saving,&#8221; ujar Direktur Bisnis Bank Raya Kicky Andrie Davetra, [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=18262\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-20T23:38:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-20T23:38:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2024\/04\/Bank-Raya-e1714121327988.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"763\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=18262\",\"url\":\"https:\/\/businessupdate.id\/?p=18262\",\"name\":\"Bank Raya Optimistis Kinerja Kuartal I\/2025 Tetap Positif - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2025-04-20T23:38:06+00:00\",\"dateModified\":\"2025-04-20T23:38:08+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=18262#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=18262\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=18262#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bank Raya Optimistis Kinerja Kuartal I\/2025 Tetap Positif\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bank Raya Optimistis Kinerja Kuartal I\/2025 Tetap Positif - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=18262","og_locale":"en_US","og_type":"article","og_title":"Bank Raya Optimistis Kinerja Kuartal I\/2025 Tetap Positif - Businessupdate.id","og_description":"BusinessUpdate &#8211; Bank digital PT Bank Raya Indonesia Tbk (AGRO) optimistis pertumbuhan kinerja pada kuartal 1\/2025 relatif positif. 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