{"id":18297,"date":"2025-04-22T16:41:16","date_gmt":"2025-04-22T09:41:16","guid":{"rendered":"https:\/\/businessupdate.id\/?p=18297"},"modified":"2025-04-22T16:42:28","modified_gmt":"2025-04-22T09:42:28","slug":"adakami-salurkan-pinjaman-rp394-triliun-pada-kuartal-i-2025","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=18297","title":{"rendered":"AdaKami Salurkan Pinjaman Rp3,94 Triliun pada Kuartal I\/2025"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211; <\/strong>Fintech <em>peer-to-peer lending<\/em> PT Pembiayaan Digital Indonesia (AdaKami) mencatat penyaluran pinjaman sebesar Rp3,94 triliun pada kuartal I\/2025. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Chief of Public Affairs AdaKami, Karissa Sjawaldy, menuturkan bahwa penyaluran pembiayaan tersebut ditopang oleh sebanyak 955.400 pengguna aktif. &#8220;Keberhasilan ini juga diimbangi dengan tingkat keberhasilan bayar sebesar 99,82%,&#8221; kata Karissa dalam konferensi pers, Selasa (22\/4\/2025). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Angka tersebut berada di atas ambang batas tingkat pembiayaan macet atau tingkat wan prestasi 90 hari (TWP 90) yang diatur Otoritas Jasa Keuangan (OJK), yakni pada besaran 5%. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Angka ini bukan hanya mencerminkan kinerja positif, tetapi juga komitmen untuk membangun dan menjaga sistem yang sehat dan dapat dipercaya,&#8221; jelasnya. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurut Karissa, saat ini masih banyak masyarakat yang belum tersentuh layanan keuangan konvensional. Hal tersebut dapat diisi dengan kehadiran platform pinjaman daring (pindar) seperti AdaKami. &#8220;Untuk menjembatani kebutuhan dan kesenjangan agar dapat membuka akses keuangan lebih besar lagi untuk masyarakat Indonesia,&#8221; tambahnya. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia menegaskan, AdaKami juga mengikuti regulasi dan peraturan yang ada. &#8220;Kalau ditanyakan mengenai prinsip kehati-hatian, itu ada dua prinsip yang kami terapkan, yaitu satu e-KYC dan penerapan <em>credit scoring<\/em>,&#8221; tutupnya. (pa\/jh. Foto: Dok. AdaKami)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Fintech peer-to-peer lending PT Pembiayaan Digital Indonesia (AdaKami) mencatat penyaluran pinjaman sebesar Rp3,94 triliun pada kuartal I\/2025. Chief of Public Affairs AdaKami, Karissa Sjawaldy, menuturkan bahwa penyaluran pembiayaan tersebut ditopang oleh sebanyak 955.400 pengguna aktif. &#8220;Keberhasilan ini juga diimbangi dengan tingkat keberhasilan bayar sebesar 99,82%,&#8221; kata Karissa dalam konferensi pers, Selasa (22\/4\/2025). Angka [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":18298,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[83,48],"tags":[8339,276,325,897,567,763,381],"class_list":["post-18297","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bums","category-finance","tag-adakami","tag-digital","tag-indonesia","tag-macet","tag-pembiayaan","tag-penyaluran","tag-pinjaman"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>AdaKami Salurkan Pinjaman Rp3,94 Triliun pada Kuartal I\/2025 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=18297\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"AdaKami Salurkan Pinjaman Rp3,94 Triliun pada Kuartal I\/2025 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Fintech peer-to-peer lending PT Pembiayaan Digital Indonesia (AdaKami) mencatat penyaluran pinjaman sebesar Rp3,94 triliun pada kuartal I\/2025. 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