{"id":18432,"date":"2025-04-30T08:08:25","date_gmt":"2025-04-30T01:08:25","guid":{"rendered":"https:\/\/businessupdate.id\/?p=18432"},"modified":"2025-04-30T08:08:27","modified_gmt":"2025-04-30T01:08:27","slug":"laba-bri-kuartal-i-2025-sebesar-rp1367-trilun-turun-1392-persen","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=18432","title":{"rendered":"Laba BRI Kuartal I\/2025 Sebesar Rp13,67 Trilun, Turun 13,92 Persen"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211; <\/strong>PT Bank Rakyat Indonesia (Persero) Tbk. (BBRI) mencatatkan laba bersih konsolidasian periode berjalan yang diatribusikan kepada pemilik Rp13,67 triliun per kuartal I\/2025. Besaran laba ini turun 13,92% secara tahunan (yoy) dibandingkan periode yang sama pada 2024 sebesar Rp15,88 triliun.<\/p>\n\n\n\n<p>Berdasarkan laporan keuangan yang dipublikasikan pada Rabu (30\/4\/2025), pendapatan bunga BRI turut mengalami penurunan 1,51% menjadi Rp49,83 triliun per kuartal I\/2025 dari Rp50,6 triliun pada kuartal I\/2024.<\/p>\n\n\n\n<p>Namun demikian, beban bunga berkurang 0,88% menjadi Rp13,98 triliun dari Rp14,11 triliun, sehingga pendapatan bunga bersih BRI mencapai Rp35,85 triliun dari Rp36,49 triliun setahun sebelumnya.<\/p>\n\n\n\n<p>Penurunan laba perseroan disebabkan adanya kenaikan kerugian penurunan nilai aset keuangan alias impairment 14,58% jadi Rp12,27 triliun per kuartal I\/2024 dibandingkan periode yang sama tahun sebelumnya yaitu Rp10,71 triliun.<\/p>\n\n\n\n<p>Selain itu adanya kenaikan pencadangan untuk mengantisipasi kerugian dari kredit yang disalurkan perusahaan sebesar 0,84% menjadi Rp81,57 triliun per kuartal I\/2025 dibanding kuartal I\/2024 yang sebesar Rp80,89 triliun<\/p>\n\n\n\n<p>Sementara itu, penyaluran kredit BRI mencapai Rp1.314,59 triliun, tumbuh 1,25% per kuartal I\/2024 dibandingkan periode sebelumnya sebesar Rp1.298,31 triliun. Adapun penyaluran kredit untuk UMKM sebesar Rp1.126,02 triliun.<\/p>\n\n\n\n<p>Peningkatan penyaluran kredit dibarengi dengan adanya penurunan rasio kredit bermasalah atau <em>non performing loan<\/em> (NPL) gross BRI sebanyak 13 basis poin menjadi 3,14% di kuartal I\/2025 dari 3,27% setahun sebelumnya. Adapun NPL net BRI hingga 31 Maret 2025 mencapai 0,89%, turun dari 1%.<\/p>\n\n\n\n<p>Dana pihak ketiga (DPK) yang dihimpun oleh BRI mencapai Rp1.421,6 triliun hingga kuartal I\/2025. DPK bank pelat merah ini meningkat 4,11% dari periode yang sama tahun sebelumnya Rp1.365,45 triliun.<\/p>\n\n\n\n<p>Adapun, marjin bunga bersih atau <em>net interest margin<\/em> (NIM) BRI 6,28% dari 6,71%. Sementara rasio pinjaman terhadap simpanan atau loan to deposit ratio (LDR) BRI yakni 86,58% dari sebelumnya 83,78%.<\/p>\n\n\n\n<p>Sedangkan, aset BBRI hingga kuartal I\/2025 mencapai Rp2.098,22 triliun, meningkat 5,28% sejak akhir tahun 2024 yang sebesar Rp1.992,98 triliun. (pa\/jh)<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Rakyat Indonesia (Persero) Tbk. (BBRI) mencatatkan laba bersih konsolidasian periode berjalan yang diatribusikan kepada pemilik Rp13,67 triliun per kuartal I\/2025. Besaran laba ini turun 13,92% secara tahunan (yoy) dibandingkan periode yang sama pada 2024 sebesar Rp15,88 triliun. Berdasarkan laporan keuangan yang dipublikasikan pada Rabu (30\/4\/2025), pendapatan bunga BRI turut mengalami penurunan [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":12696,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,81],"tags":[426,103,325,377,1775,553,1161,1060],"class_list":{"0":"post-18432","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"category-bumn","9":"tag-bank","10":"tag-bri","11":"tag-indonesia","12":"tag-keuangan","13":"tag-kinerja","14":"tag-laba","15":"tag-laporan","16":"tag-rakyat"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba BRI Kuartal I\/2025 Sebesar Rp13,67 Trilun, Turun 13,92 Persen - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=18432\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba BRI Kuartal I\/2025 Sebesar Rp13,67 Trilun, Turun 13,92 Persen - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Rakyat Indonesia (Persero) Tbk. (BBRI) mencatatkan laba bersih konsolidasian periode berjalan yang diatribusikan kepada pemilik Rp13,67 triliun per kuartal I\/2025. Besaran laba ini turun 13,92% secara tahunan (yoy) dibandingkan periode yang sama pada 2024 sebesar Rp15,88 triliun. 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