{"id":18815,"date":"2025-05-22T07:04:54","date_gmt":"2025-05-22T00:04:54","guid":{"rendered":"https:\/\/businessupdate.id\/?p=18815"},"modified":"2025-05-22T07:04:56","modified_gmt":"2025-05-22T00:04:56","slug":"bni-sambut-positif-penurunan-bi-rate-menjadi-55-persen","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=18815","title":{"rendered":"BNI Sambut Positif Penurunan BI-Rate Menjadi 5,5 Persen"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Negara Indonesia (Persero) Tbk atau BNI menyambut positif keputusan Bank Indonesia (BI) menurunkan suku bunga acuan atau BI-Rate sebesar 25 basis poin (bps) menjadi 5,50%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cKami menyambut positif penurunan BI-Rate sebesar 25 bps menjadi 5,50% pada Rapat Dewan Gubernur Bank Indonesia hari ini. Kebijakan ini juga sudah sejalan dengan estimasi kami,\u201d kata Chief Economist BNI Leo Putera Rinaldy dikutip dari <em>Antara<\/em>, Kamis (22\/5\/2025).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">BNI melihat terdapat tiga faktor utama yang melandasi penurunan BI-Rate, yaitu penguatan nilai tukar rupiah, inflasi yang terjaga sesuai target BI, dan perlambatan ekonomi domestik.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Di saat yang sama, BI juga merelaksasi kebijakan makropurudensial untuk mendukung likuditas perbankan sekaligus merespons perlambatan kredit dan dana pihak ketiga (DPK).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cDengan adanya penurunan BI-Rate, kami memperkirakan SRBI-rate akan turun lebih lanjut dari posisi terakhir 6,47% (SRBI-rate 12 bulan),\u201d ujarnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selain itu, pemangkasan BI-Rate dapat berpotensi menurunkan imbal hasil SBN karena ekspektasi aliran dana asing dan potensi shifting dana dari SRBI yang jatuh tempo ke obligasi pemerintah.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nilai tukar rupiah juga diperkirakan bisa tetap stabil bila risiko global tidak berubah, diikuti dengan penurunan permintaan valas setelah pembayaran dividen dan musim pembayaran utang pada April dan Mei.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cKami juga melihat adanya potensi penurunan suku bunga perbankan, dimana penurunan bunga dana akan terjadi lebih dulu diikuti oleh penurunan bunga kredit,\u201d tambah Leo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ke depan, BNI memperkirakan adanya ruang penurunan BI-Rate sebesar 25 bps lagi hingga akhir tahun dengan catatan nilai tukar masih tetap stabil.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">BI melalui Rapat Dewan Gubernur (RDG) Bulan Mei 2025 yang diselenggarakan pada Selasa (20\/5) dan Rabu (21\/5\/2025) memutuskan untuk memangkas suku bunga acuan atau BI-Rate sebesar 25 basis poin (bps) menjadi berada pada level 5,5%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Suku bunga deposit facility turun sebesar 25 bps menjadi berada pada level 4,75%. Begitu pula suku bunga lending facility yang diputuskan untuk turun sebesar 25 bps menjadi pada level 6,25%. (ip\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Negara Indonesia (Persero) Tbk atau BNI menyambut positif keputusan Bank Indonesia (BI) menurunkan suku bunga acuan atau BI-Rate sebesar 25 basis poin (bps) menjadi 5,50%. \u201cKami menyambut positif penurunan BI-Rate sebesar 25 bps menjadi 5,50% pada Rapat Dewan Gubernur Bank Indonesia hari ini. Kebijakan ini juga sudah sejalan dengan estimasi kami,\u201d [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":933,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46,76],"tags":[647,426,8188,266,646,650,651,325,544,645],"class_list":["post-18815","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economic","category-national","tag-acuan","tag-bank","tag-bi-rate-2","tag-bni","tag-bunga","tag-dewan","tag-gubernur","tag-indonesia","tag-negara","tag-suku"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BNI Sambut Positif Penurunan BI-Rate Menjadi 5,5 Persen - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=18815\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BNI Sambut Positif Penurunan BI-Rate Menjadi 5,5 Persen - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Negara Indonesia (Persero) Tbk atau BNI menyambut positif keputusan Bank Indonesia (BI) menurunkan suku bunga acuan atau BI-Rate sebesar 25 basis poin (bps) menjadi 5,50%. \u201cKami menyambut positif penurunan BI-Rate sebesar 25 bps menjadi 5,50% pada Rapat Dewan Gubernur Bank Indonesia hari ini. Kebijakan ini juga sudah sejalan dengan estimasi kami,\u201d [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=18815\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-22T00:04:54+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-05-22T00:04:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2022\/08\/BNI-Green-Banking.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"850\" \/>\n\t<meta property=\"og:image:height\" content=\"478\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Iyan Pahlevi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Iyan Pahlevi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=18815\",\"url\":\"https:\/\/businessupdate.id\/?p=18815\",\"name\":\"BNI Sambut Positif Penurunan BI-Rate Menjadi 5,5 Persen - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2025-05-22T00:04:54+00:00\",\"dateModified\":\"2025-05-22T00:04:56+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=18815#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=18815\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=18815#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"BNI Sambut Positif Penurunan BI-Rate Menjadi 5,5 Persen\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\",\"name\":\"Iyan Pahlevi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"caption\":\"Iyan Pahlevi\"},\"url\":\"https:\/\/businessupdate.id\/?author=6\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BNI Sambut Positif Penurunan BI-Rate Menjadi 5,5 Persen - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=18815","og_locale":"en_US","og_type":"article","og_title":"BNI Sambut Positif Penurunan BI-Rate Menjadi 5,5 Persen - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Negara Indonesia (Persero) Tbk atau BNI menyambut positif keputusan Bank Indonesia (BI) menurunkan suku bunga acuan atau BI-Rate sebesar 25 basis poin (bps) menjadi 5,50%. \u201cKami menyambut positif penurunan BI-Rate sebesar 25 bps menjadi 5,50% pada Rapat Dewan Gubernur Bank Indonesia hari ini. Kebijakan ini juga sudah sejalan dengan estimasi kami,\u201d [&hellip;]","og_url":"https:\/\/businessupdate.id\/?p=18815","og_site_name":"Businessupdate.id","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=100088795961927","article_published_time":"2025-05-22T00:04:54+00:00","article_modified_time":"2025-05-22T00:04:56+00:00","og_image":[{"width":850,"height":478,"url":"https:\/\/businessupdate.id\/wp-content\/uploads\/2022\/08\/BNI-Green-Banking.jpg","type":"image\/jpeg"}],"author":"Iyan Pahlevi","twitter_card":"summary_large_image","twitter_creator":"@EnterpriseMse","twitter_site":"@EnterpriseMse","twitter_misc":{"Written by":"Iyan Pahlevi","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/businessupdate.id\/?p=18815","url":"https:\/\/businessupdate.id\/?p=18815","name":"BNI Sambut Positif Penurunan BI-Rate Menjadi 5,5 Persen - Businessupdate.id","isPartOf":{"@id":"https:\/\/businessupdate.id\/#website"},"datePublished":"2025-05-22T00:04:54+00:00","dateModified":"2025-05-22T00:04:56+00:00","author":{"@id":"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d"},"breadcrumb":{"@id":"https:\/\/businessupdate.id\/?p=18815#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/businessupdate.id\/?p=18815"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/businessupdate.id\/?p=18815#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/businessupdate.id\/"},{"@type":"ListItem","position":2,"name":"BNI Sambut Positif Penurunan BI-Rate Menjadi 5,5 Persen"}]},{"@type":"WebSite","@id":"https:\/\/businessupdate.id\/#website","url":"https:\/\/businessupdate.id\/","name":"Businessupdate.id","description":" ","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessupdate.id\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d","name":"Iyan Pahlevi","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g","caption":"Iyan Pahlevi"},"url":"https:\/\/businessupdate.id\/?author=6"}]}},"_links":{"self":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/18815","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18815"}],"version-history":[{"count":1,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/18815\/revisions"}],"predecessor-version":[{"id":18816,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/18815\/revisions\/18816"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/media\/933"}],"wp:attachment":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18815"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18815"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18815"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}