{"id":19191,"date":"2025-06-12T07:26:09","date_gmt":"2025-06-12T00:26:09","guid":{"rendered":"https:\/\/businessupdate.id\/?p=19191"},"modified":"2025-06-12T07:26:11","modified_gmt":"2025-06-12T00:26:11","slug":"bank-mandiri-taspen-tergetkan-pertumbuhan-kredit-pada-2025-naik-116-persen","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=19191","title":{"rendered":"Bank Mandiri Taspen Tergetkan Pertumbuhan Kredit pada 2025 Naik 11,6 Persen"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> PT Bank Mandiri Taspen menargetkan pertumbuhan kredit sebesar 11,6% secara tahunan (yoy) pada 2025, atau setara dengan tambahan penyaluran sebesar Rp5,4 triliun sehingga portofolio kredit diproyeksikan mencapai Rp51,6 triliun. <\/p>\n\n\n\n<p>Direktur Bisnis Bank Mandiri Taspen Maswar Purnama mengatakan, target tersebut akan didorong melalui serangkaian strategi yang terukur dan berorientasi pada keberlanjutan.<\/p>\n\n\n\n<p>\u201cDalam rangka menjaga pertumbuhan kredit yang sehat dan berkelanjutan, Bank Mandiri Taspen menerapkan strategi terstruktur untuk meningkatkan produktivitas sekaligus menjaga likuiditas kredit tetap terkendali,\u201d ujar Maswar melalui konferensi pers, Rabu (11\/6\/2025).<\/p>\n\n\n\n<p>Ia menjelaskan, strategi pertama yang ditempuh adalah optimalisasi basis nasabah eksisting, khususnya penerima manfaat pensiun yang telah memiliki hubungan aktif dengan bank.<\/p>\n\n\n\n<p>Kedua, Bank Mandiri Taspen mendorong peningkatan kontribusi produk unggulan seperti Kredit Usaha Rakyat (KUR) dan pembiayaan kendaraan (autoloan) sebagai bagian dari diversifikasi portofolio kredit.<\/p>\n\n\n\n<p>\u201cStrategi ketiga kami adalah memperkuat sinergi, baik dengan PT Taspen untuk perluasan akuisisi rekening pensiunan, maupun dengan Bank Mandiri dalam menjangkau nasabah payroll yang akan memasuki masa pensiun dalam tiga tahun ke depan,\u201d jelasnya.<\/p>\n\n\n\n<p>Strategi keempat mencakup penerapan prinsip kehati-hatian dalam proses penyaluran kredit, termasuk verifikasi kesehatan nasabah secara ketat serta evaluasi berkala berdasarkan profil risiko, terutama untuk segmen pensiunan.<\/p>\n\n\n\n<p>Bank Mandiri Taspen juga melakukan penyempurnaan persyaratan pengajuan kredit guna memastikan proses akuisisi dilakukan secara lebih selektif dan prudent.<\/p>\n\n\n\n<p>\u201cSelain itu, kami juga melakukan monitoring aktif terhadap nasabah <em>non-performer<\/em> sebagai bagian dari penguatan manajemen risiko, untuk menjaga rasio kredit bermasalah (<em>non-performing loan<\/em>\/NPL) tetap terkendali,\u201d tuturnya.<\/p>\n\n\n\n<p>Sebagai informasi, penyaluran kredit Bank Mandiri Taspen pada 2024 sebesar Rp46,26 triliun, tumbuh 11,88% dari Rp41,35 triliun. Walaupun pertumbuhannya mampu mencatatkan <em>double digit<\/em>, ada penurunan rasio <em>non performing loan<\/em> (NPL) gross dari 0,44% menjadi 0,38%. (pa\/jh. Foto: Dok. Bank Mandiri Taspen)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Mandiri Taspen menargetkan pertumbuhan kredit sebesar 11,6% secara tahunan (yoy) pada 2025, atau setara dengan tambahan penyaluran sebesar Rp5,4 triliun sehingga portofolio kredit diproyeksikan mencapai Rp51,6 triliun. Direktur Bisnis Bank Mandiri Taspen Maswar Purnama mengatakan, target tersebut akan didorong melalui serangkaian strategi yang terukur dan berorientasi pada keberlanjutan. \u201cDalam rangka menjaga [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":18473,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,765,720,763,355,5530,1369],"class_list":{"0":"post-19191","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"tag-bank","9":"tag-kredit","10":"tag-mandiri","11":"tag-penyaluran","12":"tag-pertumbuhan","13":"tag-portofolio","14":"tag-taspen"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank Mandiri Taspen Tergetkan Pertumbuhan Kredit pada 2025 Naik 11,6 Persen - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=19191\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank Mandiri Taspen Tergetkan Pertumbuhan Kredit pada 2025 Naik 11,6 Persen - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Mandiri Taspen menargetkan pertumbuhan kredit sebesar 11,6% secara tahunan (yoy) pada 2025, atau setara dengan tambahan penyaluran sebesar Rp5,4 triliun sehingga portofolio kredit diproyeksikan mencapai Rp51,6 triliun. 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