{"id":19500,"date":"2025-06-29T05:35:24","date_gmt":"2025-06-28T22:35:24","guid":{"rendered":"https:\/\/businessupdate.id\/?p=19500"},"modified":"2025-06-29T05:35:26","modified_gmt":"2025-06-28T22:35:26","slug":"btn-perkuat-manajemen-risiko-siber","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=19500","title":{"rendered":"BTN Perkuat Manajemen Risiko Siber"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> PT Bank Tabungan Negara (Persero) Tbk (BTN) memperkuat transformasi digital dengan meningkatkan arsitektur dan manajemen risiko siber yang menyeluruh dan berkelanjutan. Tidak hanya berfokus pada teknologi, tetapi juga pada aspek tata kelola dan manusia.<\/p>\n\n\n\n<p>\u201cKami tidak hanya menawarkan layanan perbankan secara <em>end-to-end<\/em>, tetapi juga menyediakan pengalaman digital yang menyeluruh bagi nasabah. Di samping itu, penguatan manajemen risiko juga kami lakukan,\u201d kata Setiyo melalui keterangan resmi, dikutip Minggu (29\/6\/2025).<\/p>\n\n\n\n<p>Transformasi digital yang dilakukan BTN telah membawa perubahan besar dalam perilaku nasabah perseroan. Hal ini juga menuntut BTN untuk meningkatkan ketahanan terhadap risiko digital, termasuk ancaman siber, risiko pihak ketiga, dan potensi penyalahgunaan kecerdasan buatan (AI).<\/p>\n\n\n\n<p>\u201cDigital risk bukan hanya isu teknologi informasi, tapi risiko perusahaan secara keseluruhan,\u201d lanjut Setiyo. Dalam konteks ini, BTN mengembangkan kerangka kerja manajemen risiko digital yang mencakup penguatan pada empat aspek utama, yaitu kebijakan dan proses, data dan teknologi, organisasi dan tata kelola, serta peningkatan kapabilitas SDM.<\/p>\n\n\n\n<p>Bank juga menerapkan berbagai teknologi untuk mendeteksi dan mencegah risiko siber, seperti <em>fraud detection system<\/em>, <em>digital verification, cyber threat intelligence<\/em>, hingga SIEM untuk memantau trafik jaringan secara <em>real-time<\/em>.<\/p>\n\n\n\n<p>BTN pun mendorong peningkatan literasi digital bagi karyawan dan nasabah sebagai bagian dari strategi mitigasi risiko. Edukasi dilakukan melalui sesi bersama pakar, pelatihan daring (e-learning), hingga pengujian dengan simulasi tautan phising.<\/p>\n\n\n\n<p>Setiyo menambahkan, bank telah mulai mengadopsi AI untuk efisiensi operasional, seperti di Loan Factory yang mampu mengurangi hingga 80% kebutuhan tenaga kerja operasional tanpa mengorbankan akurasi dan nilai tambah. \u201cAI membantu kami meningkatkan efisiensi, namun kami tetap menjaga peran manusia dalam pengambilan keputusan yang bernilai,\u201d ujarnya.<\/p>\n\n\n\n<p>Dalam perjalanannya, BTN terus menyesuaikan kebijakan, membangun budaya digital, dan memperkuat arsitektur risiko agar sejalan dengan perkembangan teknologi dan regulasi, termasuk ketentuan dari OJK melalui POJK 29\/2022 tentang keamanan siber dan POJK 11\/2022 tentang penyelenggaraan teknologi informasi oleh bank umum.<\/p>\n\n\n\n<p>\u201cDengan pendekatan holistik ini, BTN optimistis dapat menjaga keberlanjutan transformasi digitalnya sekaligus membangun kepercayaan nasabah dan publik terhadap keamanan sistem perbankan digital,\u201d tutuo Setiyo. (pa\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk (BTN) memperkuat transformasi digital dengan meningkatkan arsitektur dan manajemen risiko siber yang menyeluruh dan berkelanjutan. Tidak hanya berfokus pada teknologi, tetapi juga pada aspek tata kelola dan manusia. \u201cKami tidak hanya menawarkan layanan perbankan secara end-to-end, tetapi juga menyediakan pengalaman digital yang menyeluruh bagi nasabah. Di samping [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":17352,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,183,276,3372,544,2311,3648,1144,3548],"class_list":{"0":"post-19500","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"tag-bank","9":"tag-btn","10":"tag-digital","11":"tag-manajemen","12":"tag-negara","13":"tag-risiko","14":"tag-siber","15":"tag-tabungan","16":"tag-transformasi"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BTN Perkuat Manajemen Risiko Siber - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=19500\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BTN Perkuat Manajemen Risiko Siber - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk (BTN) memperkuat transformasi digital dengan meningkatkan arsitektur dan manajemen risiko siber yang menyeluruh dan berkelanjutan. 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