{"id":19517,"date":"2025-06-30T11:01:40","date_gmt":"2025-06-30T04:01:40","guid":{"rendered":"https:\/\/businessupdate.id\/?p=19517"},"modified":"2025-06-30T11:01:43","modified_gmt":"2025-06-30T04:01:43","slug":"kb-bank-dapat-suntikan-modal-dari-induk-usaha","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=19517","title":{"rendered":"KB Bank dapat Suntikan Modal dari Induk Usaha"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank KB Bukopin Tbk atau KB Bank telah menandatangani Perjanjian Pinjaman Subordinasi Perpetual\/Tanpa Jangka Waktu dengan KB Kookmin Bank Co. Ltd. (KBHQ), selaku Pemegang Saham Pengendali Perseroan dengan kepemilikan 66,88% saham, pada Kamis (26\/6\/2025). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Di hari yang sama, Perseroan juga menerima pencairan dana pinjaman itu sebesar Rp3 triliun. Pinjaman tersebut akan terdaftar di Otoritas Jasa Keuangan (OJK) sebagai instrumen Modal Inti Tambahan (Additional Tier-1 Capital) yang berlaku efektif Juni 2025. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dengan tetap mengacu pada konfirmasi dari regulator, Perseroan memperkirakan instrumen ini akan memenuhi syarat sebagai Modal Inti. Inisiatif strategis ini menegaskan komitmen Perseroan untuk menjaga fondasi permodalan yang solid dan berkelanjutan, serta mendukung kapasitas pertumbuhan jangka panjangnya. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cDukungan ini kembali menegaskan komitmen penuh KB Kookmin Bank terhadap arah transformasi dan pertumbuhan jangka panjang KB Bank di Indonesia. Dana ini akan memperkuat permodalan kami dan memberi ruang yang lebih luas untuk bertumbuh, sekaligus menjadi wujud atas keyakinan induk usaha terhadap fundamental dan prospek bisnis KB Bank,\u201d ujar Robby Mondong, Wakil Direktur Utama KB Bank. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Di tengah tekanan dan ketidakpastian ekonomi global, KB Bank berhasil mempertahankan kinerja positif hingga Mei 2025. Perseroan mencatatkan laba selama lima bulan pertama tahun ini, membalikkan posisi rugi pada periode yang sama tahun lalu. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Capaian ini mencerminkan ketahanan KB Bank dalam menghadapi dinamika eksternal sekaligus menunjukkan efektivitas strategi transformasi dan penguatan fundamental yang terus dijalankan secara konsisten. Hingga akhir Mei 2025, portofolio kredit KB Bank tumbuh sekitar 4\u20135% secara tahunan (yoy), terutama didorong oleh segmen ritel dan wholesale, termasuk pertumbuhan bisnis Korean Link. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara itu, Dana Pihak Ketiga (DPK) terjaga stabil, dengan pertumbuhan CASA mencapai sekitar 17\u201318% dan rasio CASA yang menembus lebih dari 30%, mencerminkan struktur pendanaan yang semakin efisien dan solid. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">KB Bank menetapkan tahun 2025 sebagai momentum <em>turnaround<\/em> dengan target utama untuk membukukan laba bersih pada akhir tahun. Perseroan melihat ruang pertumbuhan yang menjanjikan, baik dari sisi operasional maupun kontribusi non-operasional, termasuk efisiensi biaya dana (<em>cost of fund<\/em>). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Diferensiasi KB Bank semakin diperkuat oleh pertumbuhan berkelanjutan pada segmen Korean Link, yang menjadi kekuatan unik Perseroan di pasar Indonesia, serta migrasi ke sistem Next Generation Banking System (NGBS) yang mendorong efisiensi operasional dan kualitas layanan. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dengan struktur permodalan yang semakin solid, KB Bank semakin percaya diri dalam menjalankan strategi pertumbuhan yang telah dirancang. Penguatan ini tidak hanya memperkuat ketahanan jangka panjang Perseroan, tetapi juga membuka ruang untuk memberikan nilai tambah yang lebih besar bagi seluruh pemangku kepentingan, termasuk nasabah, melalui layanan yang andal, inovatif, dan relevan dengan kebutuhan mereka di tengah dinamika pasar yang terus berkembang. (pa\/jh)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank KB Bukopin Tbk atau KB Bank telah menandatangani Perjanjian Pinjaman Subordinasi Perpetual\/Tanpa Jangka Waktu dengan KB Kookmin Bank Co. Ltd. (KBHQ), selaku Pemegang Saham Pengendali Perseroan dengan kepemilikan 66,88% saham, pada Kamis (26\/6\/2025). Di hari yang sama, Perseroan juga menerima pencairan dana pinjaman itu sebesar Rp3 triliun. Pinjaman tersebut akan terdaftar [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":17491,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,1806,9616,611,973,9617,381,428],"class_list":["post-19517","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank","tag-kb-bukopin","tag-kookmin","tag-modal","tag-pemegang","tag-perpetual","tag-pinjaman","tag-saham"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>KB Bank dapat Suntikan Modal dari Induk Usaha - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=19517\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"KB Bank dapat Suntikan Modal dari Induk Usaha - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank KB Bukopin Tbk atau KB Bank telah menandatangani Perjanjian Pinjaman Subordinasi Perpetual\/Tanpa Jangka Waktu dengan KB Kookmin Bank Co. Ltd. (KBHQ), selaku Pemegang Saham Pengendali Perseroan dengan kepemilikan 66,88% saham, pada Kamis (26\/6\/2025). Di hari yang sama, Perseroan juga menerima pencairan dana pinjaman itu sebesar Rp3 triliun. Pinjaman tersebut akan terdaftar [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=19517\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-30T04:01:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-30T04:01:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/03\/kb-bank.jpg-e1740985072996.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"762\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Premieri A\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Premieri A\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=19517\",\"url\":\"https:\/\/businessupdate.id\/?p=19517\",\"name\":\"KB Bank dapat Suntikan Modal dari Induk Usaha - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2025-06-30T04:01:40+00:00\",\"dateModified\":\"2025-06-30T04:01:43+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=19517#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=19517\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=19517#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"KB Bank dapat Suntikan Modal dari Induk Usaha\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\",\"name\":\"Premieri A\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"caption\":\"Premieri A\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=5\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"KB Bank dapat Suntikan Modal dari Induk Usaha - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=19517","og_locale":"en_US","og_type":"article","og_title":"KB Bank dapat Suntikan Modal dari Induk Usaha - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank KB Bukopin Tbk atau KB Bank telah menandatangani Perjanjian Pinjaman Subordinasi Perpetual\/Tanpa Jangka Waktu dengan KB Kookmin Bank Co. Ltd. (KBHQ), selaku Pemegang Saham Pengendali Perseroan dengan kepemilikan 66,88% saham, pada Kamis (26\/6\/2025). Di hari yang sama, Perseroan juga menerima pencairan dana pinjaman itu sebesar Rp3 triliun. Pinjaman tersebut akan terdaftar [&hellip;]","og_url":"https:\/\/businessupdate.id\/?p=19517","og_site_name":"Businessupdate.id","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=100088795961927","article_published_time":"2025-06-30T04:01:40+00:00","article_modified_time":"2025-06-30T04:01:43+00:00","og_image":[{"width":1200,"height":762,"url":"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/03\/kb-bank.jpg-e1740985072996.webp","type":"image\/webp"}],"author":"Premieri A","twitter_card":"summary_large_image","twitter_creator":"@EnterpriseMse","twitter_site":"@EnterpriseMse","twitter_misc":{"Written by":"Premieri A","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/businessupdate.id\/?p=19517","url":"https:\/\/businessupdate.id\/?p=19517","name":"KB Bank dapat Suntikan Modal dari Induk Usaha - Businessupdate.id","isPartOf":{"@id":"https:\/\/businessupdate.id\/#website"},"datePublished":"2025-06-30T04:01:40+00:00","dateModified":"2025-06-30T04:01:43+00:00","author":{"@id":"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e"},"breadcrumb":{"@id":"https:\/\/businessupdate.id\/?p=19517#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/businessupdate.id\/?p=19517"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/businessupdate.id\/?p=19517#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/businessupdate.id\/"},{"@type":"ListItem","position":2,"name":"KB Bank dapat Suntikan Modal dari Induk Usaha"}]},{"@type":"WebSite","@id":"https:\/\/businessupdate.id\/#website","url":"https:\/\/businessupdate.id\/","name":"Businessupdate.id","description":" ","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessupdate.id\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e","name":"Premieri A","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g","caption":"Premieri A"},"sameAs":["http:\/\/businessupdate.id"],"url":"https:\/\/businessupdate.id\/?author=5"}]}},"_links":{"self":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/19517","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19517"}],"version-history":[{"count":1,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/19517\/revisions"}],"predecessor-version":[{"id":19518,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/19517\/revisions\/19518"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/media\/17491"}],"wp:attachment":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19517"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19517"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19517"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}