{"id":19887,"date":"2025-07-21T09:15:05","date_gmt":"2025-07-21T02:15:05","guid":{"rendered":"https:\/\/businessupdate.id\/?p=19887"},"modified":"2025-07-21T09:18:30","modified_gmt":"2025-07-21T02:18:30","slug":"bank-sumut-optimistis-pembiayaan-syariah-tumbuh-di-tengah-perlambatan-ekonomi","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=19887","title":{"rendered":"Bank Sumut Optimistis Pembiayaan Syariah Tumbuh di Tengah Perlambatan Ekonomi"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> Unit Usaha Syariah (UUS) PT Bank Sumut optimistis pembiayaan syariah tumbuh di tengah perlambatan perekonomian. Hal ini disebabkan perseroan mencatatkan kinerja positif sepanjang semester I\/2025.<\/p>\n\n\n\n<p>&#8220;Pembiayaan syariah tumbuh 15,60% secara tahunan (yoy) menjadi Rp3,1 triliun dari posisi Rp2,7 triliun pada periode yang sama tahun lalu,&#8221; ujar Direktur Bisnis dan Syariah Bank Sumut Syafrizalsyah, dikutip Senin (21\/7\/2025).<\/p>\n\n\n\n<p>Selain pembiayaan syariah, dana pihak ketiga (DPK) UUS Bank Sumut juga tercatat tumbuh signifikan sebesar 29,34% yoy sepanjang semester I\/2025.<\/p>\n\n\n\n<p>Hal itu turut mendorong peningkatan total aset UUS Bank Sumut menjadi Rp4,6 triliun atau mengalami pertumbuhan sekitar 31,69% dibandingkan Rp3,5 triliun pada semester I\/2024.<\/p>\n\n\n\n<p>&#8220;Pertumbuhan ini tercermin laporan keuangan pada semester I\/2025,&#8221; kata Syafrizalsyah didampingi Direktur Keuangan dan Teknologi Informasi Bank Sumut Arieta Aryanti dan Direktur Kepatuhan Bank Sumut Eksir.<\/p>\n\n\n\n<p>Bank Sumut sebagai Bank Pembangunan Daerah (BPD) di Provinsi Sumatera Utara ini menilai bahwa peningkatan kinerja syariah itu didorong perubahan kecenderungan masyarakat.<\/p>\n\n\n\n<p>Adanya preferensi masyarakat yang semakin mempertimbangkan sistem keuangan berbasis nilai dan kepastian syariah di tengah tekanan ekonomi global. &#8220;Termasuk proteksi perdagangan Amerika Serikat, pelemahan ekonomi Tiongkok, serta volatilitas harga energi dan pangan,&#8221; ujar Syafrizalsyah.<\/p>\n\n\n\n<p>Pihaknya juga akan menjaga momentum pertumbuhan ini dengan melakukan berbagai strategi internal, seperti transformasi teknologi, dan penguatan sumber daya manusia (SDM).<\/p>\n\n\n\n<p>Kemudian, aktif memperluas literasi dan inklusi keuangan syariah melalui dukungan program Gerakan Nasional Literasi dan Inklusi Keuangan (Gencarkan) diinisiasi Otoritas Jasa Keuangan (OJK). &#8220;Dalam hal layanan digital, pada Juli 2025 Unit Usaha Syariah Bank Sumut juga mengembangkan Sumut Link Syariah,&#8221; ujarnya.<\/p>\n\n\n\n<p>Sumut Link Syariah, yakni layanan keuangan berbasis agen, yang memungkinkan masyarakat mengakses produk perbankan syariah tanpa harus datang ke kantor cabang. &#8220;Sedangkan bagi agen Sumut Link Syariah berhak mendapatkan fee sebesar 80%,&#8221; tutup Syafrizalsyah. (rn\/jh. Foto: Dok. Bank Sumut)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Unit Usaha Syariah (UUS) PT Bank Sumut optimistis pembiayaan syariah tumbuh di tengah perlambatan perekonomian. Hal ini disebabkan perseroan mencatatkan kinerja positif sepanjang semester I\/2025. &#8220;Pembiayaan syariah tumbuh 15,60% secara tahunan (yoy) menjadi Rp3,1 triliun dari posisi Rp2,7 triliun pada periode yang sama tahun lalu,&#8221; ujar Direktur Bisnis dan Syariah Bank Sumut Syafrizalsyah, [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":19888,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,82],"tags":[724,567,6069,1263,767,733,5637],"class_list":{"0":"post-19887","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"category-bumd","9":"tag-bpd","10":"tag-pembiayaan","11":"tag-sumut","12":"tag-syariah","13":"tag-unit","14":"tag-usaha","15":"tag-uus"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank Sumut Optimistis Pembiayaan Syariah Tumbuh di Tengah Perlambatan Ekonomi - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=19887\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank Sumut Optimistis Pembiayaan Syariah Tumbuh di Tengah Perlambatan Ekonomi - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Unit Usaha Syariah (UUS) PT Bank Sumut optimistis pembiayaan syariah tumbuh di tengah perlambatan perekonomian. Hal ini disebabkan perseroan mencatatkan kinerja positif sepanjang semester I\/2025. &#8220;Pembiayaan syariah tumbuh 15,60% secara tahunan (yoy) menjadi Rp3,1 triliun dari posisi Rp2,7 triliun pada periode yang sama tahun lalu,&#8221; ujar Direktur Bisnis dan Syariah Bank Sumut Syafrizalsyah, [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=19887\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-21T02:15:05+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-21T02:18:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/07\/Bank-Sumut-e1753064099129.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"696\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=19887\",\"url\":\"https:\/\/businessupdate.id\/?p=19887\",\"name\":\"Bank Sumut Optimistis Pembiayaan Syariah Tumbuh di Tengah Perlambatan Ekonomi - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2025-07-21T02:15:05+00:00\",\"dateModified\":\"2025-07-21T02:18:30+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=19887#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=19887\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=19887#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bank Sumut Optimistis Pembiayaan Syariah Tumbuh di Tengah Perlambatan Ekonomi\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bank Sumut Optimistis Pembiayaan Syariah Tumbuh di Tengah Perlambatan Ekonomi - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=19887","og_locale":"en_US","og_type":"article","og_title":"Bank Sumut Optimistis Pembiayaan Syariah Tumbuh di Tengah Perlambatan Ekonomi - Businessupdate.id","og_description":"BusinessUpdate &#8211; Unit Usaha Syariah (UUS) PT Bank Sumut optimistis pembiayaan syariah tumbuh di tengah perlambatan perekonomian. 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