{"id":19938,"date":"2025-07-23T15:07:59","date_gmt":"2025-07-23T08:07:59","guid":{"rendered":"https:\/\/businessupdate.id\/?p=19938"},"modified":"2025-07-23T15:08:02","modified_gmt":"2025-07-23T08:08:02","slug":"laba-bank-lampung-melejit-113-persen-pada-semester-i-2025","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=19938","title":{"rendered":"Laba Bank Lampung Melejit 113 Persen pada Semester I\/2025"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Pembangunan Daerah Lampung (Bank Lampung) membukukan laba bersih sebesar Rp108,77 miliar pada semester I\/2025, meningkat 113,44% secara tahunan (yoy) dibandingkan periode sama tahun sebelumnya sebesar Rp50,96 miliar. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Berdasarkan publikasi laporan keuangan pada Rabu (23\/7\/2025), capaian ini didorong oleh pendapatan bunga bersih sebesar Rp304,3 miliar, tumbuh 18,61% secara tahunan dari Rp256,56 miliar. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bank Lampung juga meraup pendapatan berbasis komisi sebesar Rp45,99 miliar pada Juni 2025, naik 26,26% dari Rp36,43 miliar pada Juni 2024. Selain itu, cadangan kerugian penurunan nilai aset keuangan alias impairment juga menyusut 32,74% menjadi Rp48,2 miliar dari sebelumnya Rp71,67 miliar. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dari sisi intermediasi, kredit yang disalurkan Bank Lampung mencapai Rp7,2 triliun per Juni 2025, meningkat 1,12% dibandingkan pada Juni 2024 yang sebesar Rp7,12 triliun. Namun, aset perseroan tercatat sebesar Rp10,86 triliun, turun 5,7% secara tahunan dari Rp11,52 triliun. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adapun, rasio kredit bermasalah atau <em>non-performing loan<\/em> (NPL) gross Bank Lampung naik dari 2,32% menjadi 3,04%, sementara NPL net tercatat turun dari 1,65% menjadi 1,44%. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dana pihak ketiga (DPK) yang dihimpun Bank Lampung turun 15,77% yoy menjadi Rp8,02 triliun pada semester I\/2025. Penurunan terutama disumbang oleh deposito yang menyusut 23,37% yoy menjadi Rp3,74 triliun. Sementara itu, komponen dana murah atau <em>current account saving account<\/em> (CASA) Bank Lampung juga menyusut 7,78% menjadi Rp4,28 triliun. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Terkait rasio kinerja lainnya, rasio beban operasional terhadap pendapatan operasional (BOPO) Bank Lampung membaik menjadi 76,17%, dibandingkan 88,42% pada periode sebelumnya. Alhasil, <em>net interest margin<\/em> (NIM) perseroan naik dari 5,11% pada Juni 2024 menjadi 6,29% pada Juni 2025. (ip\/jh)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Pembangunan Daerah Lampung (Bank Lampung) membukukan laba bersih sebesar Rp108,77 miliar pada semester I\/2025, meningkat 113,44% secara tahunan (yoy) dibandingkan periode sama tahun sebelumnya sebesar Rp50,96 miliar. Berdasarkan publikasi laporan keuangan pada Rabu (23\/7\/2025), capaian ini didorong oleh pendapatan bunga bersih sebesar Rp304,3 miliar, tumbuh 18,61% secara tahunan dari Rp256,56 miliar. [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":19939,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,82],"tags":[426,1370,724,723,377,1775,553,2714,722],"class_list":["post-19938","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","category-bumd","tag-bank","tag-bersih","tag-bpd","tag-daerah","tag-keuangan","tag-kinerja","tag-laba","tag-lampung","tag-pembangunan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba Bank Lampung Melejit 113 Persen pada Semester I\/2025 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=19938\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Bank Lampung Melejit 113 Persen pada Semester I\/2025 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Pembangunan Daerah Lampung (Bank Lampung) membukukan laba bersih sebesar Rp108,77 miliar pada semester I\/2025, meningkat 113,44% secara tahunan (yoy) dibandingkan periode sama tahun sebelumnya sebesar Rp50,96 miliar. Berdasarkan publikasi laporan keuangan pada Rabu (23\/7\/2025), capaian ini didorong oleh pendapatan bunga bersih sebesar Rp304,3 miliar, tumbuh 18,61% secara tahunan dari Rp256,56 miliar. 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