{"id":19995,"date":"2025-07-27T07:12:02","date_gmt":"2025-07-27T00:12:02","guid":{"rendered":"https:\/\/businessupdate.id\/?p=19995"},"modified":"2025-07-27T07:12:04","modified_gmt":"2025-07-27T00:12:04","slug":"laba-bersih-ok-bank-melonjak-25103-persen-pada-semester-i-2025","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=19995","title":{"rendered":"Laba Bersih OK Bank Melonjak 251,03 Persen pada Semester I\/2025"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Oke Indonesia Tbk. (DNAR) alias OK Bank membukukan laba bersih sebesar Rp60,64 miliar pada semester I\/2025, melonjak 251,03% secara tahunan (yoy) dari posisi tahuns sebelumnya Rp17,28 miliar. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Berdasarkan laporan keuangan dipublikasikan, OK Bank mencatatkan pertumbuhan pendapatan bunga bersih 8,33% yoy menjadi Rp325,74 miliar. Namun, rasio margin bunga bersih atau <em>net interest margin<\/em> (NIM) Bank Oke menyusut tipis dari 5,58% menjadi 5,44%. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sedangkan, pertumbuhan signifikan terjadi pada pendapatan lainnya yang naik 62,4% yoy hingga mencapai Rp11,66 miliar pada semester I\/2025. Dari sisi beban, kerugian penurunan nilai aset keuangan alias impairment pun berkurang 37,65% menjadi Rp85,35 miliar. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Perolehan laba Bank Oke sejalan dengan penyaluran kredit yang naik dari Rp8,81 triliun menjadi Rp9,56 triliun, atau tumbuh 8,49% yoy. Aset perseroan pun tumbuh 7,55% menjadi Rp12,32 triliun pada semester I\/2025. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kualitas aset Bank Oke tercatat membaik, terutama dari rasio kredit bermasalah (<em>non-performing loan<\/em>\/NPL) gross yang turun dari 4,52% menjadi 2,25%. NPL net juga turun dari 2,76% menjadi 1,24%. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Terkait pendanaan, OK Bank membukukan kenaikan dana pihak ketiga (DPK) sebesar 8,84% yoy dari Rp6,36 triliun menjadi Rp6,93 triliun pada semester I\/2025. Realisasi itu ditopang giro sebesar Rp921,1 miliar, tabungan Rp414,85 miliar, serta deposito yang tumbuh 10,17% yoy menjadi Rp5,59 triliun. (ip\/jh. Foto: Dok. Ok Bank)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Oke Indonesia Tbk. (DNAR) alias OK Bank membukukan laba bersih sebesar Rp60,64 miliar pada semester I\/2025, melonjak 251,03% secara tahunan (yoy) dari posisi tahuns sebelumnya Rp17,28 miliar. Berdasarkan laporan keuangan dipublikasikan, OK Bank mencatatkan pertumbuhan pendapatan bunga bersih 8,33% yoy menjadi Rp325,74 miliar. Namun, rasio margin bunga bersih atau net interest [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":19996,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,1370,325,377,1775,553,1161,9817,9816],"class_list":["post-19995","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank","tag-bersih","tag-indonesia","tag-keuangan","tag-kinerja","tag-laba","tag-laporan","tag-ok","tag-oke"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba Bersih OK Bank Melonjak 251,03 Persen pada Semester I\/2025 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=19995\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Bersih OK Bank Melonjak 251,03 Persen pada Semester I\/2025 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Oke Indonesia Tbk. (DNAR) alias OK Bank membukukan laba bersih sebesar Rp60,64 miliar pada semester I\/2025, melonjak 251,03% secara tahunan (yoy) dari posisi tahuns sebelumnya Rp17,28 miliar. Berdasarkan laporan keuangan dipublikasikan, OK Bank mencatatkan pertumbuhan pendapatan bunga bersih 8,33% yoy menjadi Rp325,74 miliar. Namun, rasio margin bunga bersih atau net interest [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=19995\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-27T00:12:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-27T00:12:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/07\/ok-bank.png\" \/>\n\t<meta property=\"og:image:width\" content=\"578\" \/>\n\t<meta property=\"og:image:height\" content=\"379\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Iyan Pahlevi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Iyan Pahlevi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=19995\",\"url\":\"https:\/\/businessupdate.id\/?p=19995\",\"name\":\"Laba Bersih OK Bank Melonjak 251,03 Persen pada Semester I\/2025 - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2025-07-27T00:12:02+00:00\",\"dateModified\":\"2025-07-27T00:12:04+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=19995#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=19995\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=19995#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Laba Bersih OK Bank Melonjak 251,03 Persen pada Semester I\/2025\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\",\"name\":\"Iyan Pahlevi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"caption\":\"Iyan Pahlevi\"},\"url\":\"https:\/\/businessupdate.id\/?author=6\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Laba Bersih OK Bank Melonjak 251,03 Persen pada Semester I\/2025 - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=19995","og_locale":"en_US","og_type":"article","og_title":"Laba Bersih OK Bank Melonjak 251,03 Persen pada Semester I\/2025 - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Oke Indonesia Tbk. (DNAR) alias OK Bank membukukan laba bersih sebesar Rp60,64 miliar pada semester I\/2025, melonjak 251,03% secara tahunan (yoy) dari posisi tahuns sebelumnya Rp17,28 miliar. Berdasarkan laporan keuangan dipublikasikan, OK Bank mencatatkan pertumbuhan pendapatan bunga bersih 8,33% yoy menjadi Rp325,74 miliar. Namun, rasio margin bunga bersih atau net interest [&hellip;]","og_url":"https:\/\/businessupdate.id\/?p=19995","og_site_name":"Businessupdate.id","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=100088795961927","article_published_time":"2025-07-27T00:12:02+00:00","article_modified_time":"2025-07-27T00:12:04+00:00","og_image":[{"width":578,"height":379,"url":"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/07\/ok-bank.png","type":"image\/png"}],"author":"Iyan Pahlevi","twitter_card":"summary_large_image","twitter_creator":"@EnterpriseMse","twitter_site":"@EnterpriseMse","twitter_misc":{"Written by":"Iyan Pahlevi","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/businessupdate.id\/?p=19995","url":"https:\/\/businessupdate.id\/?p=19995","name":"Laba Bersih OK Bank Melonjak 251,03 Persen pada Semester I\/2025 - Businessupdate.id","isPartOf":{"@id":"https:\/\/businessupdate.id\/#website"},"datePublished":"2025-07-27T00:12:02+00:00","dateModified":"2025-07-27T00:12:04+00:00","author":{"@id":"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d"},"breadcrumb":{"@id":"https:\/\/businessupdate.id\/?p=19995#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/businessupdate.id\/?p=19995"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/businessupdate.id\/?p=19995#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/businessupdate.id\/"},{"@type":"ListItem","position":2,"name":"Laba Bersih OK Bank Melonjak 251,03 Persen pada Semester I\/2025"}]},{"@type":"WebSite","@id":"https:\/\/businessupdate.id\/#website","url":"https:\/\/businessupdate.id\/","name":"Businessupdate.id","description":" ","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessupdate.id\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d","name":"Iyan Pahlevi","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g","caption":"Iyan Pahlevi"},"url":"https:\/\/businessupdate.id\/?author=6"}]}},"_links":{"self":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/19995","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19995"}],"version-history":[{"count":1,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/19995\/revisions"}],"predecessor-version":[{"id":19997,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/19995\/revisions\/19997"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/media\/19996"}],"wp:attachment":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19995"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19995"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19995"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}