{"id":20070,"date":"2025-07-31T07:59:02","date_gmt":"2025-07-31T00:59:02","guid":{"rendered":"https:\/\/businessupdate.id\/?p=20070"},"modified":"2025-07-31T07:59:05","modified_gmt":"2025-07-31T00:59:05","slug":"laba-bersih-bri-semester-i-2025-sebesar-rp2628-triliun-terkoreksi-1153-persen","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=20070","title":{"rendered":"Laba Bersih BRI Semester I\/2025 Sebesar Rp26,28 Triliun, Terkoreksi 11,53 Persen"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> PT Bank Rakyat Indonesia (Persero) Tbk. (BBRI) atau BRI membukukan laba bersih konsolidasian yang dapat diatribusikan kepada pemilik sebesar Rp26,28 triliun pada semester I\/2025. <\/p>\n\n\n\n<p>Nilai terebut menurun 11,53% secara tahunan (yoy) dibandingkan dengan periode sama tahun sebelumnya, di mana BRI mencetak laba bersih Rp29,7 triliun. Apabila memperhitungkan kepentingan non-pengendali, maka laba bersih periode berjalan BRI adalah sebesar Rp26,53 triliun pada Juni 2025. <\/p>\n\n\n\n<p>Mengutip laporan keuangan perseroan, pendapatan bunga bersih BRI tumbuh 2,8% (yoy) dari Rp71,28 triliun menjadi Rp73,27 triliun hingga paruh pertama tahun ini. <\/p>\n\n\n\n<p>Kendati demikian, BRI mencatatkan kenaikan sejumlah pos beban, seperti kerugian terkait risiko operasional yang naik dari Rp63,89 miliar menjadi Rp686,73 miliar. Beban pencadangan atau impairment juga naik 25,8% menjadi Rp23,27 triliun. <\/p>\n\n\n\n<p>Terkait fungsi intermediasi, BRI tercatat telah menyalurkan total kredit sebesar Rp1.416,62 triliun per semester I\/2025, meningkat 5,97% (yoy) dari Rp1.336,78 triliun. Komposisi kredit UMKM tercatat sebesar 80,32% dari portofolio pembiayaan perseroan atau setara dengan Rp1.137,84 triliun. <\/p>\n\n\n\n<p>Sementara itu, aset bank meningkat 6,52% (yoy) menjadi Rp2.106,37 triliun dari sebelumnya Rp1.977,37 triliun. Dari sisi kualitas aset, rasio kredit bermasalah atau <em>non-performing loan<\/em> (NPL) gross BRI relatif stabil pada level 3,23% dibandingkan sebelumnya 3,21%. NPL net tercatat bergerak dari 0,86% menjadi 0,99%. <\/p>\n\n\n\n<p>Terkait pendanaan, dana pihak ketiga (DPK) yang dihimpun BRI meningkat 6,65% (yoy) menjadi Rp1.482,12 triliun per semester I\/2025, dari sebelumnya Rp1.389,66 triliun. Dana murah alias <em>current account saving account<\/em> (CASA) naik 10,6% (yoy) menjadi Rp970,94 triliun. Realisasi tersebut mencerminkan rasio CASA sebesar 65,51% dari total simpanan BRI hingga semester I\/2025. <\/p>\n\n\n\n<p>Terkait rasio kinerja lainnya, margin bunga bersih (<em>net interest income<\/em>\/NIM) BRI menurun dari 6,81% menjadi 6,58% pada bulan keenam tahun ini. Rasio kecukupan modal (<em>capital adequacy ratio<\/em>\/CAR) konsolidasian tercatat sebesar 25,01%. Sementara itu, rasio pinjaman terhadap simpanan atau <em>loan-to-deposit ratio <\/em>(LDR) BRI berada pada level 84,97% per semester I\/2025. (pa\/jh. Foto: Dok. BRI)<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Rakyat Indonesia (Persero) Tbk. (BBRI) atau BRI membukukan laba bersih konsolidasian yang dapat diatribusikan kepada pemilik sebesar Rp26,28 triliun pada semester I\/2025. Nilai terebut menurun 11,53% secara tahunan (yoy) dibandingkan dengan periode sama tahun sebelumnya, di mana BRI mencetak laba bersih Rp29,7 triliun. Apabila memperhitungkan kepentingan non-pengendali, maka laba bersih periode [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":3567,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,103,325,377,1775,553,1161,1007,1060],"class_list":{"0":"post-20070","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"tag-bank","9":"tag-bri","10":"tag-indonesia","11":"tag-keuangan","12":"tag-kinerja","13":"tag-laba","14":"tag-laporan","15":"tag-pendapatan","16":"tag-rakyat"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba Bersih BRI Semester I\/2025 Sebesar Rp26,28 Triliun, Terkoreksi 11,53 Persen - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=20070\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Bersih BRI Semester I\/2025 Sebesar Rp26,28 Triliun, Terkoreksi 11,53 Persen - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Rakyat Indonesia (Persero) Tbk. (BBRI) atau BRI membukukan laba bersih konsolidasian yang dapat diatribusikan kepada pemilik sebesar Rp26,28 triliun pada semester I\/2025. Nilai terebut menurun 11,53% secara tahunan (yoy) dibandingkan dengan periode sama tahun sebelumnya, di mana BRI mencetak laba bersih Rp29,7 triliun. 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