{"id":20219,"date":"2025-08-06T16:16:22","date_gmt":"2025-08-06T09:16:22","guid":{"rendered":"https:\/\/businessupdate.id\/?p=20219"},"modified":"2025-08-06T16:16:30","modified_gmt":"2025-08-06T09:16:30","slug":"bni-dan-smf-kerja-sama-layanan-digital-untuk-dukung-program-3-juta-rumah","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=20219","title":{"rendered":"BNI dan SMF Kerja Sama Layanan Digital untuk Dukung Program 3 Juta Rumah"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> PT Bank Negara Indonesia (BNI) dan PT Sarana Multigriya Finansial (SMF) meneken perjanjian kerja sama penguatan layanan digital melalui integrasi layanan API SNAP One Gate Payment (OGP) untuk mendukung Program Tiga Juta Rumah bagi masyarakat Indonesia.<\/p>\n\n\n\n<p>Perjanjian kerja sama yang ditandatangani oleh manajemen kedua perushaan di Bandung, Jawa Barat, Rabu (6\/8\/2025) menandai babak baru dalam digitalisasi transaksi keuangan untuk memperkuat efisiensi dan keamanan sistem pembiayaan perumahan nasional.<\/p>\n\n\n\n<p>SEVP Wholesale Solution &amp; Value Chain BNI Pancaran Affendi mengungkapkan kerja sama ini merupakan bentuk komitmen dukungan BNI kepada SMF dalam menjalankan mandatnya mewujudkan akses dan keterjangkauan perumahan, setelah sebelumnya, BNI dan SMF juga telah menandatangani fasilitas kredit sebesar Rp1,45 triliun pada Mei 2025.<\/p>\n\n\n\n<p>&#8220;Layanan API SNAP OGP diharapkan meningkatkan sinergi BNI dan SMF dalam menghadapi tantangan pasar keuangan yang dinamis. Serta memberikan kemudahan transaksi bagi SMF dalam menjalankan usaha sebagai &#8216;Special Mission Vehicle&#8217; (SMV) dalam membangun dan mengembangkan Pasar Pembiayaan Sekunder Perumahan (PPSP),&#8221; kata Pancaran.<\/p>\n\n\n\n<p>Perjanjian kerja sama layanan API SNAP OGP antara BNI dan SMF memiliki tujuan strategis dalam pengembangan bisnis untuk meningkatkan layanan keuangan dan memperluas jaringan layanan keuangan yang lebih luas serta berkualitas sehingga dapat meningkatkan kepercayaan pemangku kepentingan terhadap BNI dan SMF.<\/p>\n\n\n\n<p>Sementara itu, Direktur Keuangan dan Manajemen Risiko SMF Bonai Subiakto menyambut baik kerja sama layanan API SNAP OGP dengan BNI ini, karena sejalan dengan pihaknya sebagai penyedia likuiditas (<em>liquidity provider<\/em>) bagi lembaga penyalur pembiayaan perumahan dan sebagai <em>fiscal tools <\/em>yang bergerak di sektor pembiayaan perumahan.<\/p>\n\n\n\n<p>&#8220;Adanya layanan terbaru API SNAP OGP BNI ini, merupakan<em> one stop solution<\/em> untuk <em>cash management<\/em> sehingga nasabah korporasi bisa mengakses langsung layanan seperti informasi saldo dengan tujuan strategis dalam pengembangan bisnis untuk meningkatkan layanan, informasi rekening, pemindahbukuan dan status transaksi,&#8221; kata Bonai.<\/p>\n\n\n\n<p>SNAP OGP yang dikerjasamakan sendiri merupakan milik BNI yang ditetapkan oleh Bank Indonesia. Lewat SNAP (Standar Nasional Open API) ini, BNI memberikan dukungan penuh kepada SMF dalam penguatan layanan transaksi digital melalui integrasi API (<em>Application Programming Interface<\/em>) BNI, yang kini telah diperbarui dengan fitur keamanan mutakhir guna menghadapi ancaman cyber-crime di era digital.<\/p>\n\n\n\n<p>Pembaruan ini mencakup sistem enkripsi data end-to-end, autentikasi berlapis, serta pemantauan real-time terhadap aktivitas transaksi untuk memastikan keamanan dan kenyamanan nasabah.<\/p>\n\n\n\n<p>Pemanfaatan API ini memungkinkan SMF untuk meningkatkan efisiensi operasional, mempercepat proses transaksi, dan memperluas jangkauan layanan keuangan, khususnya dalam mendukung program pembiayaan perumahan nasional.<\/p>\n\n\n\n<p>Dengan sistem keamanan digital yang telah disempurnakan, BNI dan SMF berkomitmen menghadirkan ekosistem keuangan yang adaptif, tangguh dan terpercaya di tengah percepatan transformasi digital nasional. (ip\/jh. Foto: Dok. Antara)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Negara Indonesia (BNI) dan PT Sarana Multigriya Finansial (SMF) meneken perjanjian kerja sama penguatan layanan digital melalui integrasi layanan API SNAP One Gate Payment (OGP) untuk mendukung Program Tiga Juta Rumah bagi masyarakat Indonesia. Perjanjian kerja sama yang ditandatangani oleh manajemen kedua perushaan di Bandung, Jawa Barat, Rabu (6\/8\/2025) menandai babak [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":20220,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,46],"tags":[9894,426,266,276,431,325,922,7710,544,827,685,7758],"class_list":{"0":"post-20219","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"category-economic","9":"tag-api-snap","10":"tag-bank","11":"tag-bni","12":"tag-digital","13":"tag-finansial","14":"tag-indonesia","15":"tag-layanan","16":"tag-multigriya","17":"tag-negara","18":"tag-rumah","19":"tag-sarana","20":"tag-smf"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BNI dan SMF Kerja Sama Layanan Digital untuk Dukung Program 3 Juta Rumah - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=20219\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BNI dan SMF Kerja Sama Layanan Digital untuk Dukung Program 3 Juta Rumah - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Negara Indonesia (BNI) dan PT Sarana Multigriya Finansial (SMF) meneken perjanjian kerja sama penguatan layanan digital melalui integrasi layanan API SNAP One Gate Payment (OGP) untuk mendukung Program Tiga Juta Rumah bagi masyarakat Indonesia. 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