{"id":20228,"date":"2025-08-07T07:31:39","date_gmt":"2025-08-07T00:31:39","guid":{"rendered":"https:\/\/businessupdate.id\/?p=20228"},"modified":"2025-08-07T07:31:41","modified_gmt":"2025-08-07T00:31:41","slug":"laba-bank-multiarta-sentoso-sebesar-rp9987-miliar-pada-semester-i-2025","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=20228","title":{"rendered":"Laba Bank Multiarta Sentoso Sebesar Rp99,87 Miliar pada Semester I\/2025"},"content":{"rendered":"\n

BusinessUpdate –<\/strong> PT Bank Multiarta Sentosa Tbk. (MASB) membukukan laba bersih periode berjalan sebesar Rp99,87 miliar pada semester I\/2025. Angka tersebut turun 3,51% secara tahunan (yoy) dibandingkan periode yang sama tahun lalu sebesar Rp103,52 miliar. <\/p>\n\n\n\n

Mengutip laporan keuangan kuartal II\/2025 yang dipublikasikan melalui laman resmi perusahaan, Rabu (6\/8\/2025), pendapatan bunga Bank Multiarta Sentosa tumbuh 9,38% yoy menjadi Rp932,40 miliar. <\/p>\n\n\n\n

Sementara itu, beban bunga meningkat sebesar 8,82%yoy menjadi Rp479,24 miliar. Dengan demikian, pendapatan bunga bersih bank tercatat meningkat 9,97% yoy, menjadi Rp453,15 miliar pada semester I\/2025. <\/p>\n\n\n\n

Terkait fungsi intermediasi, penyaluran kredit yang diberikan Bank Multiarta Sentosa tercatat sebesar Rp12,17 triliun pada semester I\/2025 atau naik 20,09% dibanding semester I\/2024 yang tercatat sebesar Rp10,13 triliun. <\/p>\n\n\n\n

Adapun, Dana Pihak Ketiga (DPK) bank milik Wings Group ini mencapai Rp26,11 triliun atau naik 5,23% pada semester I\/2025, dengan komposisi dana murah (current account saving account<\/em>\/CASA) sebesar Rp8,87 triliun. <\/p>\n\n\n\n

Dari sisi rasio keuangan, Bank Multiarta Sentosa membukukan rasio margin bunga bersih (net interest margin<\/em>\/NIM) sebesar 3,25% atau meningkat dibandingkan 3,08%. <\/p>\n\n\n\n

Untuk kualitas kredit yang tercermin dari rasio kredit bermasalah (non-performing loan<\/em>\/NPL) terlihat ada penurunan dengan pembengkakan NPL gross dari 3,19% pada semester I\/2024 menjadi 3,68% per Juni 2025. <\/p>\n\n\n\n

Efisiensi perseroan juga mengalami penurunan dari rasio beban operasional terhadap pendapatan operasional atau BOPO yang naik dari 84,70% menjadi 86,87%. <\/p>\n\n\n\n

Pada paruh pertama 2025, MASB mencatat sejumlah kenaikan pada beban operasional. Di antaranya, beban tenaga kerja yang tercatat mencapai Rp199,73 miliar atau terkerek 15% yoy dari tahun sebelumnya Rp172,85 miliar. <\/p>\n\n\n\n

Kemudian, beban promosi yang mengalami peningkatan sebesar 46,96% yoy menjadi Rp3,50 miliar dan beban lainnya yang mencapai Rp147,74 miliar atau terkerek 8,69% dari tahun lalu Rp135,91 miliar. Sejalan dengan hal itu, laba operasional tercatat terkoreksi sebesar 5,47% yoy menjadi Rp131,36 miliar. (pa\/jh. Foto: Dok. Bank Muttiarta Sentosa)<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

BusinessUpdate – PT Bank Multiarta Sentosa Tbk. (MASB) membukukan laba bersih periode berjalan sebesar Rp99,87 miliar pada semester I\/2025. Angka tersebut turun 3,51% secara tahunan (yoy) dibandingkan periode yang sama tahun lalu sebesar Rp103,52 miliar. Mengutip laporan keuangan kuartal II\/2025 yang dipublikasikan melalui laman resmi perusahaan, Rabu (6\/8\/2025), pendapatan bunga Bank Multiarta Sentosa tumbuh 9,38% […]<\/p>\n","protected":false},"author":4,"featured_media":20229,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,558,377,1775,553,1161,9895,9284],"class_list":{"0":"post-20228","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"tag-bank","9":"tag-group","10":"tag-keuangan","11":"tag-kinerja","12":"tag-laba","13":"tag-laporan","14":"tag-multiarta","15":"tag-sentosa"},"yoast_head":"\nLaba Bank Multiarta Sentoso Sebesar Rp99,87 Miliar pada Semester I\/2025 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=20228\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Bank Multiarta Sentoso Sebesar Rp99,87 Miliar pada Semester I\/2025 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate – PT Bank Multiarta Sentosa Tbk. (MASB) membukukan laba bersih periode berjalan sebesar Rp99,87 miliar pada semester I\/2025. Angka tersebut turun 3,51% secara tahunan (yoy) dibandingkan periode yang sama tahun lalu sebesar Rp103,52 miliar. Mengutip laporan keuangan kuartal II\/2025 yang dipublikasikan melalui laman resmi perusahaan, Rabu (6\/8\/2025), pendapatan bunga Bank Multiarta Sentosa tumbuh 9,38% […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=20228\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2025-08-07T00:31:39+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-07T00:31:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/08\/bank-multiarta-sentosa-e1754526695426.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1267\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=20228\",\"url\":\"https:\/\/businessupdate.id\/?p=20228\",\"name\":\"Laba Bank Multiarta Sentoso Sebesar Rp99,87 Miliar pada Semester I\/2025 - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2025-08-07T00:31:39+00:00\",\"dateModified\":\"2025-08-07T00:31:41+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=20228#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=20228\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=20228#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Laba Bank Multiarta Sentoso Sebesar Rp99,87 Miliar pada Semester I\/2025\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Laba Bank Multiarta Sentoso Sebesar Rp99,87 Miliar pada Semester I\/2025 - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=20228","og_locale":"en_US","og_type":"article","og_title":"Laba Bank Multiarta Sentoso Sebesar Rp99,87 Miliar pada Semester I\/2025 - Businessupdate.id","og_description":"BusinessUpdate – PT Bank Multiarta Sentosa Tbk. 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