{"id":20341,"date":"2025-08-13T16:09:59","date_gmt":"2025-08-13T09:09:59","guid":{"rendered":"https:\/\/businessupdate.id\/?p=20341"},"modified":"2025-08-13T16:10:01","modified_gmt":"2025-08-13T09:10:01","slug":"strategi-bca-digital-dorong-pertumbuhan-pada-semester-ii-2025","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=20341","title":{"rendered":"Strategi BCA Digital Dorong Pertumbuhan pada Semester II\/2025"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Digital BCA atau BCA Digital (blu) optimistis prospek industri bank digital pada semester II\/2025 tetap positif menyusul meningkatnya minat masyarakat terhadap layanan keuangan digital. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Head of Marketing &amp; Communications BCA Digital Ruli Himawan Nugroho mengatakan, minat masyarakat terhadap layanan bank digital terus tumbuh, terutama dari nasabah yang sudah akrab dengan teknologi atau digital savvy. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cKita bisa lihat minat terhadap digital banking itu tumbuh dan relevansi terhadap calon nasabah, nasabah yang digital savvy juga terlihat semakin antusias menggunakan,\u201d kata Ruli di Jakarta Pusat, Rabu (13\/8\/2025). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Melihat  tren ini BCA Digital gencar berinovasi, dengan mendengarkan masukan dan menyesuaikan kebutuhan-kebutuhan nasabah. Cara-cara ini diharapkan dapat menjadi strategi BCA Digital dalam mendorong pertumbuhan di sisa tahun ini. \u201cDari sana, kita juga sebetulnya punya strategi-strategi baru,\u201d ujarnya. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">BCA Digital membukukan laba bersih senilai Rp84,62 miliar pada semester I\/2025. Capaian itu tumbuh 114,4% secara tahunan (yoy) dari periode yang sama tahun lalu sebesar Rp39,47 miliar. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dalam laporan keuangannya, peningkatan tersebut didorong oleh pendapatan bunga bersih yang tumbuh 45,05% (yoy) hingga mencapai Rp635,14 miliar. Pendapatan berbasis komisi juga tumbuh 84,01% (yoy), dari Rp25,73 miliar menjadi Rp47,35 miliar. Pendapatan lainnya pun meningkat 188,7% yoy menjadi Rp34,24 miliar. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Simpanan alias dana pihak ketiga (DPK) yang dihimpun BCA Digital tumbuh 24,71% pada paruh pertama 2025, dari Rp10,52 triliun menjadi Rp13,12 triliun. Komponen tabungan tercatat tumbuh 52,26% (yoy) menjadi Rp6,52 triliun, diikuti deposito yang naik 5,13% yoy menjadi Rp6,56 triliun. (pa\/jh)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Digital BCA atau BCA Digital (blu) optimistis prospek industri bank digital pada semester II\/2025 tetap positif menyusul meningkatnya minat masyarakat terhadap layanan keuangan digital. Head of Marketing &amp; Communications BCA Digital Ruli Himawan Nugroho mengatakan, minat masyarakat terhadap layanan bank digital terus tumbuh, terutama dari nasabah yang sudah akrab dengan teknologi [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":5559,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[2133,426,2174,2774,2175,276,377,1775,922,4802],"class_list":["post-20341","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-asia","tag-bank","tag-bca","tag-blu","tag-central","tag-digital","tag-keuangan","tag-kinerja","tag-layanan","tag-semester"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Strategi BCA Digital Dorong Pertumbuhan pada Semester II\/2025 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=20341\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Strategi BCA Digital Dorong Pertumbuhan pada Semester II\/2025 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Digital BCA atau BCA Digital (blu) optimistis prospek industri bank digital pada semester II\/2025 tetap positif menyusul meningkatnya minat masyarakat terhadap layanan keuangan digital. 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