{"id":20453,"date":"2025-08-20T10:01:44","date_gmt":"2025-08-20T03:01:44","guid":{"rendered":"https:\/\/businessupdate.id\/?p=20453"},"modified":"2025-08-20T10:01:46","modified_gmt":"2025-08-20T03:01:46","slug":"kinerja-seabank-semester-i-2025-meningkat-ini-sebabnya","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=20453","title":{"rendered":"Kinerja Seabank Semester I\/2025 Meningkat, Ini Sebabnya"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> Kinerja PT Bank Seabank Indonesia pada semester I\/2025 menunjukkan peningkatan di tengah ekonomi yang masih menantang. Perseroan membukukan laba sebelum pajak sebesar Rp274 miliar dengan laba setelah pajak tercatat sebesar Rp214 miliar, naik 34% dibandingkan periode yang sama tahun lalu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cKita bersyukur atas capaian positif SeaBank di semester I\/2025. Kita tidak cepat puas dan akan terus berinovasi dalam produk dan layanan bagi nasabah, serta terus mendukung perluasan edukasi literasi serta inklusi keuangan di Indonesia,\u201d kata Direktur Utama SeaBank Sasmaya Tuhuleley dalam keterangan tertulis di Jakarta, Rabu (20\/8\/2025).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">SeaBank mencatat, total aset mencapai Rp37 triliun atau meningkat sebesar 18% secara tahunan (yoy), dengan tingkat pengembalian aset (ROA) tetap tumbuh dari 1,29% ke 1,53%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dana pihak ketiga (DPK) SeaBank tumbuh 21% yoy menjadi Rp28 triliun, dengan komposisi dana murah (<em>current account saving account<\/em>\/CASA) di atas 60%. Sementara itu, kredit tercatat tumbuh 44% yoy menjadi sebesar Rp26 triliun dengan rasio <em>non-performing loan<\/em> (NPL) terjaga di angka 1,68%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurut SeaBank, pertumbuhan kredit yang signifikan, efisiensi biaya dana, serta biaya operasional berkontribusi langsung terhadap kinerja yang dibukukan selama semester I\/2025. Hingga 30 Juni 2025, SeaBank telah melayani rata-rata 7 juta transaksi per hari dengan perputaran uang mencapai Rp3,7 triliun.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selain mencatatkan kinerja keuangan yang positif, lembaga keuangan digital milik Sea Group itu juga berkontribusi dalam peningkatan literasi keuangan, salah satunya melalui \u201cSeaBank Bijak untuk perempuan UMKM \u201d di Surakarta pada 23 Juli 2025 bekerja sama dengan Dinas Koperasi, UKM &amp; Perindustrian Surakarta serta KPw Bank Indonesia Solo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kegiatan tersebut diadakan di Gedung Pusat Layanan Usaha Terpadu (PLUT) Surakarta dan diikuti oleh 76 pelaku UMKM perempuan binaan dari Dinas Koperasi UKM dan Perindustrian Kota Surakarta. \u201cSeaBank Bijak\u201d diharapkan dapat membantu para peserta lebih memiliki keputusan dan pengelolaan keuangan lebih baik.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selain perluasan literasi keuangan, SeaBank juga mendorong pemerataan inklusi keuangan utamanya melalui pemanfaatan fitur QRIS.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mulai dari 8 Agustus hingga 30 September 2025, SeaBank menggelar kampanye \u201cPesta Untung SeaBank 2025\u201d. Kegiatan ini digelar sebagai bentuk apresiasi kepada para pengguna setia layanan digital SeaBank sekaligus mendorong gaya hidup transaksi nontunai yang praktis, cepat, dan aman melalui QRIS sesuai dengan arahan pemerintah Indonesia. (rn\/jh. Foto: Dok. Seabank)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Kinerja PT Bank Seabank Indonesia pada semester I\/2025 menunjukkan peningkatan di tengah ekonomi yang masih menantang. Perseroan membukukan laba sebelum pajak sebesar Rp274 miliar dengan laba setelah pajak tercatat sebesar Rp214 miliar, naik 34% dibandingkan periode yang sama tahun lalu. \u201cKita bersyukur atas capaian positif SeaBank di semester I\/2025. Kita tidak cepat puas [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":20454,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,325,377,1775,765,553,6595],"class_list":["post-20453","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank","tag-indonesia","tag-keuangan","tag-kinerja","tag-kredit","tag-laba","tag-seabank"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kinerja Seabank Semester I\/2025 Meningkat, Ini Sebabnya - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=20453\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kinerja Seabank Semester I\/2025 Meningkat, Ini Sebabnya - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Kinerja PT Bank Seabank Indonesia pada semester I\/2025 menunjukkan peningkatan di tengah ekonomi yang masih menantang. Perseroan membukukan laba sebelum pajak sebesar Rp274 miliar dengan laba setelah pajak tercatat sebesar Rp214 miliar, naik 34% dibandingkan periode yang sama tahun lalu. \u201cKita bersyukur atas capaian positif SeaBank di semester I\/2025. 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