{"id":20730,"date":"2025-09-04T10:41:49","date_gmt":"2025-09-04T03:41:49","guid":{"rendered":"https:\/\/businessupdate.id\/?p=20730"},"modified":"2025-09-04T10:42:24","modified_gmt":"2025-09-04T03:42:24","slug":"ojk-pemblokiran-rekening-dormant-dilakukan-jika-ada-transaksi-mencurigakan","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=20730","title":{"rendered":"OJK: Pemblokiran Rekening Dormant Dilakukan Jika Ada Transaksi Mencurigakan"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> Otoritas Jasa Keuangan (OJK) meminta perbankan agar tidak serta-merta melakukan pemblokiran terhadap rekening nasabah yang tidak aktif atau <em>dormant<\/em>. Pihaknya tengah mengkaji pengaturan khusus mengenai pengelolaan rekening tidak aktif tersebut.<\/p>\n\n\n\n<p>Kepala Eksekutif Pengawas Perbankan OJK Dian Ediana Rae menjelaskan, langkah pemblokiran hanya bisa dilakukan apabila terdapat indikasi transaksi mencurigakan atau tindak pidana. <\/p>\n\n\n\n<p>\u201cOJK mengimbau industri perbankan untuk tidak melakukan pemblokiran terhadap rekening tidak aktif, kecuali terindikasi transaksi keuangan mencurigakan atau tindak pidana,\u201d ujar Dian dalam konferensi pers RDK OJK, Kamis (4\/9\/2025).<\/p>\n\n\n\n<p>Selain itu, OJK juga mendorong bank untuk lebih proaktif menghubungi nasabah yang rekeningnya tidak bertransaksi dalam jangka waktu tertentu. Hal ini dilakukan agar nasabah bisa segera melakukan aktivasi ulang rekeningnya sekaligus menjalani proses <em>customer due diligence<\/em> (CDD) ulang. <\/p>\n\n\n\n<p>Langkah tersebut diharapkan dapat memperkuat prinsip kehati-hatian, menjaga kepercayaan nasabah, sekaligus memastikan kepatuhan industri perbankan terhadap standar tata kelola. <\/p>\n\n\n\n<p>Sebelumnya, Pusat Pelaporan dan Analisis Transaksi Keuangan (PPATK) menyebut telah selesai menindaklanjuti data rekening pasif atau <em>dormant <\/em>yang disampaikan oleh 105 bank. Sebagian telah diblokir dan diaktifkan kembali. <\/p>\n\n\n\n<p>Kepala PPATK Ivan Yustiavandana saat itu menjelaskan bahwa pemblokiran itu dilakukan untuk mengurangi kejahatan di industri keuangan, di mana rekening-rekening pasif kerap disalahgunakan untuk menyimpan dana perjudian, narkotika hingga korupsi. <\/p>\n\n\n\n<p>Ivan mengatakan, sejak awal hingga Mei 2025 pihaknya telah melakukan pemblokiran serta pengaktifan kembali rekening-rekening dormant tersebut. Tindak lanjut pemblokiran sekaligus reaktivasi rekening itu dibagi ke 15 tahap. (pa\/jh)<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Otoritas Jasa Keuangan (OJK) meminta perbankan agar tidak serta-merta melakukan pemblokiran terhadap rekening nasabah yang tidak aktif atau dormant. Pihaknya tengah mengkaji pengaturan khusus mengenai pengelolaan rekening tidak aktif tersebut. Kepala Eksekutif Pengawas Perbankan OJK Dian Ediana Rae menjelaskan, langkah pemblokiran hanya bisa dilakukan apabila terdapat indikasi transaksi mencurigakan atau tindak pidana. \u201cOJK [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":3825,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48,76],"tags":[10103,1445,7078,376,377,374,375,1326,1946,3714],"class_list":{"0":"post-20730","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-finance","8":"category-national","9":"tag-aktif","10":"tag-blokir","11":"tag-dormant","12":"tag-jasa","13":"tag-keuangan","14":"tag-ojk","15":"tag-otoritas","16":"tag-pidana","17":"tag-rekening","18":"tag-tidak"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>OJK: Pemblokiran Rekening Dormant Dilakukan Jika Ada Transaksi Mencurigakan - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=20730\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"OJK: Pemblokiran Rekening Dormant Dilakukan Jika Ada Transaksi Mencurigakan - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Otoritas Jasa Keuangan (OJK) meminta perbankan agar tidak serta-merta melakukan pemblokiran terhadap rekening nasabah yang tidak aktif atau dormant. Pihaknya tengah mengkaji pengaturan khusus mengenai pengelolaan rekening tidak aktif tersebut. Kepala Eksekutif Pengawas Perbankan OJK Dian Ediana Rae menjelaskan, langkah pemblokiran hanya bisa dilakukan apabila terdapat indikasi transaksi mencurigakan atau tindak pidana. \u201cOJK [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=20730\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-04T03:41:49+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-04T03:42:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/01\/ojk-besar-e1673418016125.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1379\" \/>\n\t<meta property=\"og:image:height\" content=\"851\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Premieri A\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Premieri A\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=20730\",\"url\":\"https:\/\/businessupdate.id\/?p=20730\",\"name\":\"OJK: Pemblokiran Rekening Dormant Dilakukan Jika Ada Transaksi Mencurigakan - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2025-09-04T03:41:49+00:00\",\"dateModified\":\"2025-09-04T03:42:24+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=20730#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=20730\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=20730#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"OJK: Pemblokiran Rekening Dormant Dilakukan Jika Ada Transaksi Mencurigakan\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\",\"name\":\"Premieri A\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"caption\":\"Premieri A\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=5\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"OJK: Pemblokiran Rekening Dormant Dilakukan Jika Ada Transaksi Mencurigakan - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=20730","og_locale":"en_US","og_type":"article","og_title":"OJK: Pemblokiran Rekening Dormant Dilakukan Jika Ada Transaksi Mencurigakan - Businessupdate.id","og_description":"BusinessUpdate &#8211; Otoritas Jasa Keuangan (OJK) meminta perbankan agar tidak serta-merta melakukan pemblokiran terhadap rekening nasabah yang tidak aktif atau dormant. Pihaknya tengah mengkaji pengaturan khusus mengenai pengelolaan rekening tidak aktif tersebut. Kepala Eksekutif Pengawas Perbankan OJK Dian Ediana Rae menjelaskan, langkah pemblokiran hanya bisa dilakukan apabila terdapat indikasi transaksi mencurigakan atau tindak pidana. \u201cOJK [&hellip;]","og_url":"https:\/\/businessupdate.id\/?p=20730","og_site_name":"Businessupdate.id","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=100088795961927","article_published_time":"2025-09-04T03:41:49+00:00","article_modified_time":"2025-09-04T03:42:24+00:00","og_image":[{"width":1379,"height":851,"url":"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/01\/ojk-besar-e1673418016125.jpg","type":"image\/jpeg"}],"author":"Premieri A","twitter_card":"summary_large_image","twitter_creator":"@EnterpriseMse","twitter_site":"@EnterpriseMse","twitter_misc":{"Written by":"Premieri A"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/businessupdate.id\/?p=20730","url":"https:\/\/businessupdate.id\/?p=20730","name":"OJK: Pemblokiran Rekening Dormant Dilakukan Jika Ada Transaksi Mencurigakan - Businessupdate.id","isPartOf":{"@id":"https:\/\/businessupdate.id\/#website"},"datePublished":"2025-09-04T03:41:49+00:00","dateModified":"2025-09-04T03:42:24+00:00","author":{"@id":"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e"},"breadcrumb":{"@id":"https:\/\/businessupdate.id\/?p=20730#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/businessupdate.id\/?p=20730"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/businessupdate.id\/?p=20730#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/businessupdate.id\/"},{"@type":"ListItem","position":2,"name":"OJK: Pemblokiran Rekening Dormant Dilakukan Jika Ada Transaksi Mencurigakan"}]},{"@type":"WebSite","@id":"https:\/\/businessupdate.id\/#website","url":"https:\/\/businessupdate.id\/","name":"Businessupdate.id","description":" ","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessupdate.id\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e","name":"Premieri A","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g","caption":"Premieri A"},"sameAs":["http:\/\/businessupdate.id"],"url":"https:\/\/businessupdate.id\/?author=5"}]}},"_links":{"self":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/20730","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20730"}],"version-history":[{"count":2,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/20730\/revisions"}],"predecessor-version":[{"id":20732,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/20730\/revisions\/20732"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/media\/3825"}],"wp:attachment":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20730"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=20730"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=20730"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}