{"id":20924,"date":"2025-09-16T16:06:15","date_gmt":"2025-09-16T09:06:15","guid":{"rendered":"https:\/\/businessupdate.id\/?p=20924"},"modified":"2025-09-16T16:06:18","modified_gmt":"2025-09-16T09:06:18","slug":"bri-finance-bakal-beri-kemudahan-umkm-untuk-ajukan-pembiayaan","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=20924","title":{"rendered":"BRI Finance Bakal Beri Kemudahan UMKM untuk Ajukan Pembiayaan"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT BRI Multifinance Indonesia atau BRI Finance akan menyusun rencana pembiayaan UMKM yang lebih sederhana, sesuai karakter usaha, sekaligus memperkuat manajemen risiko guna menindaklanjuti aturan baru POJK. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adapun, aturan baru POJK 19\/2025 mewajibkan bank dan lembaga keuangan nonbank (LKBN) memberikan kemudahan akses pembiayaan bagi usaha mikro, kecil, dan menengah (UMKM), dengan tetap mengedepankan prinsip kehati-hatian. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cAdapun, strategi kami berfokus pada tiga hal yakni inovasi produk yang sesuai kebutuhan UMKM, digitalisasi proses, serta penguatan manajemen risiko. Dengan begitu, kami bisa mendukung UMKM secara inklusif sekaligus menjaga portofolio tetap sehat,\u201d jelas Sekretaris perusahaan BRI Finance Aditia Fakhri Ramadhani dikutip dari <em>Bisnis<\/em>, Selasa (16\/9\/2025). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">BRI Finance juga akan menyiapkan sistem monitoring agar realisasi pembiayaan dapat dilaporkan ke OJK secara transparan dan tepat waktu. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aditia membeberkan bahwa tantangan utama dalam mengimplementasikan POJK yang diundangkan pada 2 September 2025 ini terletak pada penyederhanaan proses tanpa harus mengurangi prinsip kehati-hatian. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cSelain itu, perlu adaptasi sistem IT, peningkatan literasi keuangan UMKM, serta kolaborasi dengan berbagai pihak agar data alternatif dapat dimanfaatkan secara optimal. Namun, kami melihat tantangan ini sekaligus sebagai peluang untuk berinovasi dan memperluas jangkauan pembiayaan,\u201d ungkapnya. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurut Aditia, BRI Finance sebenarnya telah memiliki produk pembiayaan investasi yang dapat mendukung kebutuhan nasabah di berbagai sektor. \u201cSejalan dengan POJK 19\/2025, kami akan menyesuaikan dan mengembangkan skema pembiayaan yang lebih sederhana, terjangkau, dan fleksibel khusus untuk segmen UMKM,\u201d tutup Aditia. (pa\/jh)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT BRI Multifinance Indonesia atau BRI Finance akan menyusun rencana pembiayaan UMKM yang lebih sederhana, sesuai karakter usaha, sekaligus memperkuat manajemen risiko guna menindaklanjuti aturan baru POJK. Adapun, aturan baru POJK 19\/2025 mewajibkan bank dan lembaga keuangan nonbank (LKBN) memberikan kemudahan akses pembiayaan bagi usaha mikro, kecil, dan menengah (UMKM), dengan tetap mengedepankan [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":3433,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46,48],"tags":[10181,103,432,325,765,1859,374,567,10182,137],"class_list":["post-20924","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economic","category-finance","tag-autran","tag-bri","tag-finance","tag-indonesia","tag-kredit","tag-multifinance","tag-ojk","tag-pembiayaan","tag-pojk","tag-umkm"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BRI Finance Bakal Beri Kemudahan UMKM untuk Ajukan Pembiayaan - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=20924\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BRI Finance Bakal Beri Kemudahan UMKM untuk Ajukan Pembiayaan - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT BRI Multifinance Indonesia atau BRI Finance akan menyusun rencana pembiayaan UMKM yang lebih sederhana, sesuai karakter usaha, sekaligus memperkuat manajemen risiko guna menindaklanjuti aturan baru POJK. Adapun, aturan baru POJK 19\/2025 mewajibkan bank dan lembaga keuangan nonbank (LKBN) memberikan kemudahan akses pembiayaan bagi usaha mikro, kecil, dan menengah (UMKM), dengan tetap mengedepankan [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=20924\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-16T09:06:15+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-16T09:06:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2022\/12\/BRI-Finance.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1459\" \/>\n\t<meta property=\"og:image:height\" content=\"825\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Premieri A\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Premieri A\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=20924\",\"url\":\"https:\/\/businessupdate.id\/?p=20924\",\"name\":\"BRI Finance Bakal Beri Kemudahan UMKM untuk Ajukan Pembiayaan - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2025-09-16T09:06:15+00:00\",\"dateModified\":\"2025-09-16T09:06:18+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=20924#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=20924\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=20924#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"BRI Finance Bakal Beri Kemudahan UMKM untuk Ajukan Pembiayaan\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\",\"name\":\"Premieri A\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"caption\":\"Premieri A\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=5\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BRI Finance Bakal Beri Kemudahan UMKM untuk Ajukan Pembiayaan - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=20924","og_locale":"en_US","og_type":"article","og_title":"BRI Finance Bakal Beri Kemudahan UMKM untuk Ajukan Pembiayaan - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT BRI Multifinance Indonesia atau BRI Finance akan menyusun rencana pembiayaan UMKM yang lebih sederhana, sesuai karakter usaha, sekaligus memperkuat manajemen risiko guna menindaklanjuti aturan baru POJK. 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